Structured Credit Manager, FA&O
DLL Group, Des Moines, IA, United States
Overview
As the
Food, Agriculture, and Outdoor Structured Credit Manager , you will organize, manage and optimize the risk management and credit underwriting processes for the Food, Agriculture, Outdoor (FA&O) business. Based on assigned authority levels and BU targets, support FA&O in achieving its targets (commercial, risk costs and risk profile) in an effective and efficient way. Ensure appropriate governance of the credit decisioning and controls in the operational processes. Find out more here about how you can unleash your full potential at DLL!
Day to day
Manage Structured credit processes and members for Food, Agriculture and Outdoor (FA&O) Business. Responsible for all aspects of credit underwriting, ongoing risk management methodology, and compliance requirements for the FA&O portfolios in the US and managing risks in line with DLL risk appetite for the Business Units. Maintain adherence to credit policy, procedure, guidelines and culture. Implement credit and risk policies, processes, systems, methods, procedures, mandates and tools in order to achieve the credit and risk management objectives. Ensure adequate underwriting turnaround within BU requirements and manage appropriate expectations of the application process Provide expertise and oversight toward appropriate risk appetite and loan structuring. Present BU transactions to and participate in the Regional Credit Committee on an as needed basis. Manage overall quality of underwriting and applications in small, mid ticket, and large ticket retail business. Ensure all credit and risk periodic and adhoc reporting is completed accurately and timely, in order to provide management information as a basis for decision making and fine tuning on credit and risk issues. Support Loan Review and audit process by providing feedback and mitigation of any findings. Manage a credit team in a very fast-paced environment and oversee training and education. Ensure communication information, support and training and align all parties on credit and risk management policies, processes and issues in order to achieve and cultivate a sound risk organization and risk culture. Manage member credit authorities and support member development Manage all credit workflow, including new business credit assessments, annual reviews, and appeals processes and recommend and support continuous process improvement. Contribute to the formulation of the strategy and business plan of the Business Units, deliver input for global risk strategy and appetite and derive a plan for the department. Provide direction to the department as a basis for realizing the defined objectives in an effective and efficient manner. Develop vision for innovation and process improvements in the risk organization including system enhancements and automated credit decisioning. Liaise with IT and other DLL departments to implement these. Contribute to the development, implementation, maintenance and oversight of credit scorecards. Ensure that the scorecard and decisions trees are optimized for the risk-reward strategy of the respective BUs.
All members enjoy
Two working days per year volunteering for a local charity. Health and Wellness program including healthy food, free health checks, fun health & vitality activities. Flexible hours with possibility to work from home Click this
link
for an overview of all the benefits in your region.
Wellbeing and culture
We lead the way in meeting the need for flexibility and transparency which our customers increasingly expect. The DLL wellbeing initiative focuses on education, equipment and empowerment across core categories of wellbeing. Our four wellbeing categories are as follows: Connection – Build meaningful connections with other DLL members Health – Manage mental, emotional and physical health Finance – Provide learning opportunities to help members achieve personal financial health Lifestyle – Maintain balance between work and life priorities These are the things that matter to our members and the wellbeing of our members matters to DLL.
Settling in
At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We come from different backgrounds, cultures, nationalities and histories. But for all of our differences, we share one thing in common: each of us are members of DLL. Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines. Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more. We are a cross-culture collaborative – an interconnected network – that comes together every single day with one goal in mind:
Partnering for a better world
Good to know
Desired Primary Work Location: Des Moines, IA Applicable Pay Range $128,022.00 - $192,032.00 DLL is considering candidates in numerous locations. The pay estimate displayed represents the typical pay range for candidates hired for this position in the desired primary work location. Pay may be adjusted outside the projected range based on geographical differentiation as well as for any other lawful reason. Additional factors that may be used to determine your actual pay include your specific skills, years of relevant experience you possess, and other work-related qualifications. Many candidates may start in the bottom half of the applicable pay range, especially those with less experience or qualification. This position is subject to the terms of DLL’s compensation plans and policies. Further, the position includes all other benefits provided to DLL employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses, and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.
Application details
Deadline for application: Monday, March 23, 2026 (Due to high volume of applications this requisition may close prior to posted close date) The selection process may involve an assessment. Applications via email will not be reviewed. Please apply online via our career website: workingatdllgroup.com DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check. DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.
About DLL
DLL is a global asset finance company that partners with manufacturers, dealers, distributors, and end users to facilitate access to equipment and technology. Headquartered in Eindhoven, the Netherlands, we operate in over 25 countries, offering financial solutions across various industries. We are also a 100% subsidiary of our parent company Rabobank, one of the world’s largest financial companies. Join our community of over 6,000 members from 75 nationalities! At DLL, our unique culture — shaped by our values (We put our customers first - Together we achieve more - You can count on me - I challenge myself and others to grow) and behaviors that define us — is at the heart of everything we do. We offer exciting job opportunities where you feel welcomed, respected and empowered to be your authentic self and share your best ideas. Our global operations offer you a variety of development opportunities and we encourage you to take on new challenges across our departments, businesses and regions. Our company strategy emphasizes our commitment to sustainable business and making social impact part of that as well. Together, we’ll “Partner for a better world” to make a positive impact. Joining DLL means joining a company that consistently scores higher than the industry average in Employee Engagement surveys. This is also acknowledged through many Great Place to Work certificates. People who work at DLL, like DLL. You’ll receive competitive pay, generous benefits, health and wellbeing support, and manage your work-life balance through our hybrid working flexibility. Our global operations offer you a variety of development opportunities and we encourage you to take on new challenges across our departments, businesses and regions. Our company strategy emphasizes our commitment to sustainable business and making social impact is part of that as well. Together, we’ll “Partner for a better world” to make a positive impact. Joining DLL, means joining a company that consistently scores higher than the industry average in Employee Engagement surveys. This is also being acknowledged through many Great Place to Work certificates. People who work at DLL, like DLL. Join us in Partnering for a better world! Job Information Job Identification 839 Posting Date 03/13/2026, 07:59 PM Apply Before 03/23/2026, 04:00 AM Locations 8001 Birchwood Court, Johnston, IA, 50131-0020, US (Hybrid)
#J-18808-Ljbffr
As the
Food, Agriculture, and Outdoor Structured Credit Manager , you will organize, manage and optimize the risk management and credit underwriting processes for the Food, Agriculture, Outdoor (FA&O) business. Based on assigned authority levels and BU targets, support FA&O in achieving its targets (commercial, risk costs and risk profile) in an effective and efficient way. Ensure appropriate governance of the credit decisioning and controls in the operational processes. Find out more here about how you can unleash your full potential at DLL!
Day to day
Manage Structured credit processes and members for Food, Agriculture and Outdoor (FA&O) Business. Responsible for all aspects of credit underwriting, ongoing risk management methodology, and compliance requirements for the FA&O portfolios in the US and managing risks in line with DLL risk appetite for the Business Units. Maintain adherence to credit policy, procedure, guidelines and culture. Implement credit and risk policies, processes, systems, methods, procedures, mandates and tools in order to achieve the credit and risk management objectives. Ensure adequate underwriting turnaround within BU requirements and manage appropriate expectations of the application process Provide expertise and oversight toward appropriate risk appetite and loan structuring. Present BU transactions to and participate in the Regional Credit Committee on an as needed basis. Manage overall quality of underwriting and applications in small, mid ticket, and large ticket retail business. Ensure all credit and risk periodic and adhoc reporting is completed accurately and timely, in order to provide management information as a basis for decision making and fine tuning on credit and risk issues. Support Loan Review and audit process by providing feedback and mitigation of any findings. Manage a credit team in a very fast-paced environment and oversee training and education. Ensure communication information, support and training and align all parties on credit and risk management policies, processes and issues in order to achieve and cultivate a sound risk organization and risk culture. Manage member credit authorities and support member development Manage all credit workflow, including new business credit assessments, annual reviews, and appeals processes and recommend and support continuous process improvement. Contribute to the formulation of the strategy and business plan of the Business Units, deliver input for global risk strategy and appetite and derive a plan for the department. Provide direction to the department as a basis for realizing the defined objectives in an effective and efficient manner. Develop vision for innovation and process improvements in the risk organization including system enhancements and automated credit decisioning. Liaise with IT and other DLL departments to implement these. Contribute to the development, implementation, maintenance and oversight of credit scorecards. Ensure that the scorecard and decisions trees are optimized for the risk-reward strategy of the respective BUs.
All members enjoy
Two working days per year volunteering for a local charity. Health and Wellness program including healthy food, free health checks, fun health & vitality activities. Flexible hours with possibility to work from home Click this
link
for an overview of all the benefits in your region.
Wellbeing and culture
We lead the way in meeting the need for flexibility and transparency which our customers increasingly expect. The DLL wellbeing initiative focuses on education, equipment and empowerment across core categories of wellbeing. Our four wellbeing categories are as follows: Connection – Build meaningful connections with other DLL members Health – Manage mental, emotional and physical health Finance – Provide learning opportunities to help members achieve personal financial health Lifestyle – Maintain balance between work and life priorities These are the things that matter to our members and the wellbeing of our members matters to DLL.
Settling in
At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We come from different backgrounds, cultures, nationalities and histories. But for all of our differences, we share one thing in common: each of us are members of DLL. Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines. Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more. We are a cross-culture collaborative – an interconnected network – that comes together every single day with one goal in mind:
Partnering for a better world
Good to know
Desired Primary Work Location: Des Moines, IA Applicable Pay Range $128,022.00 - $192,032.00 DLL is considering candidates in numerous locations. The pay estimate displayed represents the typical pay range for candidates hired for this position in the desired primary work location. Pay may be adjusted outside the projected range based on geographical differentiation as well as for any other lawful reason. Additional factors that may be used to determine your actual pay include your specific skills, years of relevant experience you possess, and other work-related qualifications. Many candidates may start in the bottom half of the applicable pay range, especially those with less experience or qualification. This position is subject to the terms of DLL’s compensation plans and policies. Further, the position includes all other benefits provided to DLL employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses, and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.
Application details
Deadline for application: Monday, March 23, 2026 (Due to high volume of applications this requisition may close prior to posted close date) The selection process may involve an assessment. Applications via email will not be reviewed. Please apply online via our career website: workingatdllgroup.com DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check. DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.
About DLL
DLL is a global asset finance company that partners with manufacturers, dealers, distributors, and end users to facilitate access to equipment and technology. Headquartered in Eindhoven, the Netherlands, we operate in over 25 countries, offering financial solutions across various industries. We are also a 100% subsidiary of our parent company Rabobank, one of the world’s largest financial companies. Join our community of over 6,000 members from 75 nationalities! At DLL, our unique culture — shaped by our values (We put our customers first - Together we achieve more - You can count on me - I challenge myself and others to grow) and behaviors that define us — is at the heart of everything we do. We offer exciting job opportunities where you feel welcomed, respected and empowered to be your authentic self and share your best ideas. Our global operations offer you a variety of development opportunities and we encourage you to take on new challenges across our departments, businesses and regions. Our company strategy emphasizes our commitment to sustainable business and making social impact part of that as well. Together, we’ll “Partner for a better world” to make a positive impact. Joining DLL means joining a company that consistently scores higher than the industry average in Employee Engagement surveys. This is also acknowledged through many Great Place to Work certificates. People who work at DLL, like DLL. You’ll receive competitive pay, generous benefits, health and wellbeing support, and manage your work-life balance through our hybrid working flexibility. Our global operations offer you a variety of development opportunities and we encourage you to take on new challenges across our departments, businesses and regions. Our company strategy emphasizes our commitment to sustainable business and making social impact is part of that as well. Together, we’ll “Partner for a better world” to make a positive impact. Joining DLL, means joining a company that consistently scores higher than the industry average in Employee Engagement surveys. This is also being acknowledged through many Great Place to Work certificates. People who work at DLL, like DLL. Join us in Partnering for a better world! Job Information Job Identification 839 Posting Date 03/13/2026, 07:59 PM Apply Before 03/23/2026, 04:00 AM Locations 8001 Birchwood Court, Johnston, IA, 50131-0020, US (Hybrid)
#J-18808-Ljbffr