Mortgage Underwriter II
Tinker Federal Credit Union, Oklahoma City, OK, United States
Overview
Posted Thursday, March 12, 2026 at 5:00 AM | Expires Friday, March 27, 2026 at 4:59 AM Tinker Federal Credit Union is anEqual Opportunity Employer and is committed to providing an environment free of harassment and discrimination. We celebrate the unique differences of our employees, and welcome people of all backgrounds. We do not discriminate on the basis of race, religion, color, national origin, sex, age, marital status veteran status, disability status, pregnancy status, parental status, political affiliation, or any other status protected by law. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodations by contacting Talent Acquisition at careers@tinkerfcu.org. Responsibilities
evaluates all aspects of a member’s financial position to determine whether a loan meets TFCU guidelines, secondary market standards, and mortgage insurance requirements, while ensuring appropriate credit risk protection and loan profitability. Final underwriting prior to closing, confirms compliance with all secondary market and mortgage insurance guidelines, and serves as an information resource for Mortgage Production staff, investors, members, and management. Salary
Salary Range:
This is an exempt position. The starting hourly rate is The starting salary range is $86,368 - $107,960 however, actual placement within the range will be determined individually based on your experience relative to organizational needs and internal salary equity. Schedule
Normally works a weekday schedule, but may be required to work evenings, holidays, or weekends. May be required to travel overnight with or without notice. Could be subjected to on-call status. Education/Experience
You must have a bachelor’s degree relatable to TFCU and three years within real estate underwriting. Applicable work experience and/or military experience may be substituted for education at the rate of two years of experience for one year of education. Certificates, Licenses, Registrations
Appointed as a Loan Officer by the Management Loan Review Committee. Certified through Veterans Administration as approved underwriter and SAR (appraisal review). SAFE (Secure and Fair Enforcement for Mortgage Licensing) Act registration required. TFCU University Certification required. Incumbent Bonding REQUIRED by TFCU’s chosen authority. Keys to success
In order to be successful as an Underwriter IIyou must possess these qualifications: Demonstrates excellent judgment in assessing and managing credit risk. Possesses knowledge of FNMA, VA, FHLB, and TFCU underwriting guidelines. Possesses knowledge of PMI requirements and guidelines. Possesses knowledge of federal and state regulations governing mortgage lending. Possesses knowledge of TFCU policies and procedures. Possesses knowledge of real estate appraisal practices. Demonstrates strong organizational skills to prioritize detailed assignments and projects. Demonstrates the ability to meet established deadlines. Possesses knowledge of all aspects of production within the Mortgage Lending Department. Demonstrates the ability to use and maintain standard office equipment and related software applications.
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Posted Thursday, March 12, 2026 at 5:00 AM | Expires Friday, March 27, 2026 at 4:59 AM Tinker Federal Credit Union is anEqual Opportunity Employer and is committed to providing an environment free of harassment and discrimination. We celebrate the unique differences of our employees, and welcome people of all backgrounds. We do not discriminate on the basis of race, religion, color, national origin, sex, age, marital status veteran status, disability status, pregnancy status, parental status, political affiliation, or any other status protected by law. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodations by contacting Talent Acquisition at careers@tinkerfcu.org. Responsibilities
evaluates all aspects of a member’s financial position to determine whether a loan meets TFCU guidelines, secondary market standards, and mortgage insurance requirements, while ensuring appropriate credit risk protection and loan profitability. Final underwriting prior to closing, confirms compliance with all secondary market and mortgage insurance guidelines, and serves as an information resource for Mortgage Production staff, investors, members, and management. Salary
Salary Range:
This is an exempt position. The starting hourly rate is The starting salary range is $86,368 - $107,960 however, actual placement within the range will be determined individually based on your experience relative to organizational needs and internal salary equity. Schedule
Normally works a weekday schedule, but may be required to work evenings, holidays, or weekends. May be required to travel overnight with or without notice. Could be subjected to on-call status. Education/Experience
You must have a bachelor’s degree relatable to TFCU and three years within real estate underwriting. Applicable work experience and/or military experience may be substituted for education at the rate of two years of experience for one year of education. Certificates, Licenses, Registrations
Appointed as a Loan Officer by the Management Loan Review Committee. Certified through Veterans Administration as approved underwriter and SAR (appraisal review). SAFE (Secure and Fair Enforcement for Mortgage Licensing) Act registration required. TFCU University Certification required. Incumbent Bonding REQUIRED by TFCU’s chosen authority. Keys to success
In order to be successful as an Underwriter IIyou must possess these qualifications: Demonstrates excellent judgment in assessing and managing credit risk. Possesses knowledge of FNMA, VA, FHLB, and TFCU underwriting guidelines. Possesses knowledge of PMI requirements and guidelines. Possesses knowledge of federal and state regulations governing mortgage lending. Possesses knowledge of TFCU policies and procedures. Possesses knowledge of real estate appraisal practices. Demonstrates strong organizational skills to prioritize detailed assignments and projects. Demonstrates the ability to meet established deadlines. Possesses knowledge of all aspects of production within the Mortgage Lending Department. Demonstrates the ability to use and maintain standard office equipment and related software applications.
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