HMDA Specialist
Primary Residential Mortgage, Salt Lake City, UT, United States
975
1480 North 2200 West
Salt Lake City, UT 84116, USA
Position Purpose - Responsibilities/Duties/Functions/Tasks The purpose of this position is to perform recurrent quality control reviews of HMDA data to ensure the thoroughness and accuracy of the data on the Mortgage HMDA Loan Application Register (LAR).
Review loan files for data integrity in order to meet federal and company accuracy standards.
Assists in gathering data and prepares the annual HMDA report submitted to HUD annually
Works with Branch and internal personnel to obtain corrections to documents and/or system data when needed
Works with the Fair Lending Analyst and Director of Compliance to create and enforce HMDA Policies and Procedures to ensure HMDA compliance.
Performs other tasks as required by management
Working regular hours in the office on a non-remote basis is an essential function of this position.
Navigate the HMDA system and audit loans for quality and validity errors-comparing data on loan documents and making adjustments in the system.
Qualifications
At least one (1) year of compliance experience preferred but not necessary
Ability to understand and learn compliance concepts and perform administrative and reporting functions
Basic reading, writing, and arithmetic skills
Strong attention to detail
Strong communication skills, both written and oral, and knowledge of telephone protocol
Ability to effectively and professionally handle difficult situations that may arise when working with branches/divisions
Ability to multi-task
Knowledge of Microsoft Office applications
Familiarity with Accounting terms and procedures (e.g. debits, credits, General Ledgers, etc.)
Preferences
Administrative Writing Skills, Managing Processes, Organization, Analyzing Information, Professionalism, Problem Solving.
Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. (i.e. branch or corporate office location). Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.
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Position Purpose - Responsibilities/Duties/Functions/Tasks The purpose of this position is to perform recurrent quality control reviews of HMDA data to ensure the thoroughness and accuracy of the data on the Mortgage HMDA Loan Application Register (LAR).
Review loan files for data integrity in order to meet federal and company accuracy standards.
Assists in gathering data and prepares the annual HMDA report submitted to HUD annually
Works with Branch and internal personnel to obtain corrections to documents and/or system data when needed
Works with the Fair Lending Analyst and Director of Compliance to create and enforce HMDA Policies and Procedures to ensure HMDA compliance.
Performs other tasks as required by management
Working regular hours in the office on a non-remote basis is an essential function of this position.
Navigate the HMDA system and audit loans for quality and validity errors-comparing data on loan documents and making adjustments in the system.
Qualifications
At least one (1) year of compliance experience preferred but not necessary
Ability to understand and learn compliance concepts and perform administrative and reporting functions
Basic reading, writing, and arithmetic skills
Strong attention to detail
Strong communication skills, both written and oral, and knowledge of telephone protocol
Ability to effectively and professionally handle difficult situations that may arise when working with branches/divisions
Ability to multi-task
Knowledge of Microsoft Office applications
Familiarity with Accounting terms and procedures (e.g. debits, credits, General Ledgers, etc.)
Preferences
Administrative Writing Skills, Managing Processes, Organization, Analyzing Information, Professionalism, Problem Solving.
Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. (i.e. branch or corporate office location). Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.
#J-18808-Ljbffr