Commercial Portfolio Manager - Ponca City
Equity Bank, Ponca City, OK, United States
Position Opening:
Commercial Portfolio Manager
Department:
Commercial Loans
Location:
Ponca City - Downtown
Salary:
Full-Time, Salaried with Benefits
Summary The Commercial Portfolio Manager (CPM) is responsible for the administrative management of the specific assigned lending relationships of commercial loans. The CPM acts as a resource to the Commercial Loan Officer for his/her accounts. Responsibilities include ensuring compliance and covenant information is up to date and complete within credit files, maintaining active communication with borrowers, assisting in underwriting analysis of new or renewed credits, and preparing credit approval packets.
Responsibilities and Expectations Primary Responsibilities
Focus daily activities on ensuring information and credit files of all assigned borrowers are current and maintain active communication with borrowers.
Maintain follow-up with existing clients to ensure that the bank has timely and accurate financial information for loan monitoring and file updates.
Assist in preparing and underwriting credit approval packets, including new requests, renewals, and annual reviews within the assigned portfolio.
Work closely with the Credit Department to ensure all assigned loan requests are processed in a timely manner.
Present annual reviews of assigned credits to the Loan Committee.
Review loan documentation to ensure documents accurately reflect credit approval terms, perfect the bank’s security position, and protect the bank’s rights and remedies.
Schedule and conduct timely site visits and inspections of collateral.
Assist in facilitating the closing of transactions.
Assist Commercial Lenders in managing past-due and maturing loans.
Attend and participate in team meetings and required community/business related events.
Assist Commercial Lenders to ensure customers are being serviced as needed.
Perform other duties as assigned or required.
Secondary Responsibilities
Assist with developing and strengthening existing commercial banking relationships through scheduled customer touches.
Assist with researching, preparation and execution of customer calls.
Assist with developing new sources of revenue within the existing portfolio by maintaining knowledge of commercial banking products and services and exploring cross‑selling opportunities.
Provide back‑up support for loan assistants from time to time.
Understand and follow the applicable laws and regulations for the job responsibilities, including the Equity Bank Business Ethics and Conduct policy, the Bank Secrecy Act, Information Security policies, and Suspicious Activity reporting requirements.
Required Skills & Education
Bachelor’s Degree in Accounting, Finance or related field (required).
3+ years credit analysis experience (required).
Previous experience in a portfolio management role (preferred).
Physical Requirements This position requires standing, walking, bending, and squatting on a regular basis. It may require the ability to stoop, kneel, crouch, or reach with hands and arms, and to carry, lift, move or push up to 10 pounds on an occasional basis. The ability to talk, listen, see up close and distance, distinguish colors, and adjust focus is required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment This position regularly works in an office setting. Most of the job duties require work with computers and electronic media on a regular basis.
Equal Opportunity Employment Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.
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Commercial Portfolio Manager
Department:
Commercial Loans
Location:
Ponca City - Downtown
Salary:
Full-Time, Salaried with Benefits
Summary The Commercial Portfolio Manager (CPM) is responsible for the administrative management of the specific assigned lending relationships of commercial loans. The CPM acts as a resource to the Commercial Loan Officer for his/her accounts. Responsibilities include ensuring compliance and covenant information is up to date and complete within credit files, maintaining active communication with borrowers, assisting in underwriting analysis of new or renewed credits, and preparing credit approval packets.
Responsibilities and Expectations Primary Responsibilities
Focus daily activities on ensuring information and credit files of all assigned borrowers are current and maintain active communication with borrowers.
Maintain follow-up with existing clients to ensure that the bank has timely and accurate financial information for loan monitoring and file updates.
Assist in preparing and underwriting credit approval packets, including new requests, renewals, and annual reviews within the assigned portfolio.
Work closely with the Credit Department to ensure all assigned loan requests are processed in a timely manner.
Present annual reviews of assigned credits to the Loan Committee.
Review loan documentation to ensure documents accurately reflect credit approval terms, perfect the bank’s security position, and protect the bank’s rights and remedies.
Schedule and conduct timely site visits and inspections of collateral.
Assist in facilitating the closing of transactions.
Assist Commercial Lenders in managing past-due and maturing loans.
Attend and participate in team meetings and required community/business related events.
Assist Commercial Lenders to ensure customers are being serviced as needed.
Perform other duties as assigned or required.
Secondary Responsibilities
Assist with developing and strengthening existing commercial banking relationships through scheduled customer touches.
Assist with researching, preparation and execution of customer calls.
Assist with developing new sources of revenue within the existing portfolio by maintaining knowledge of commercial banking products and services and exploring cross‑selling opportunities.
Provide back‑up support for loan assistants from time to time.
Understand and follow the applicable laws and regulations for the job responsibilities, including the Equity Bank Business Ethics and Conduct policy, the Bank Secrecy Act, Information Security policies, and Suspicious Activity reporting requirements.
Required Skills & Education
Bachelor’s Degree in Accounting, Finance or related field (required).
3+ years credit analysis experience (required).
Previous experience in a portfolio management role (preferred).
Physical Requirements This position requires standing, walking, bending, and squatting on a regular basis. It may require the ability to stoop, kneel, crouch, or reach with hands and arms, and to carry, lift, move or push up to 10 pounds on an occasional basis. The ability to talk, listen, see up close and distance, distinguish colors, and adjust focus is required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment This position regularly works in an office setting. Most of the job duties require work with computers and electronic media on a regular basis.
Equal Opportunity Employment Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.
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