Senior Commercial Real Estate Portfolio Manager
Republic Bank Of Chicago, Chicago, IL, United States
Position Summary
The Senior Commercial Real Estate Lending Portfolio Manager is responsible for managing and monitoring a portfolio of commercial real estate loans to ensure credit quality, compliance, and profitability. This role involves underwriting, risk assessment, relationship management, and performance monitoring of loans, while collaborating with lenders and credit team to meet client and bank objectives.
At a High Level, This Role Is Responsible For
Assisting the Lenders to manage and monitor a diverse portfolio of commercial real estate loans.
Performing initial underwriting and credit analysis for new relationships.
Preparing pre-screen packages and working with Lenders to present recommendations.
Ensuring compliance with bank policies and regulatory standards.
Reviewing draft annual reviews and covenant testing.
Collaborating with lenders and credit team to optimize client relationships.
Identifying and mitigating portfolio risks through proactive management.
Maintaining in-depth knowledge of local real estate markets and economic trends.
Supporting business development and cross-selling opportunities.
What You’ll Do
Portfolio Management
Oversee a portfolio of commercial real estate loans, ensuring adherence to loan terms, covenants, and regulatory requirements.
Review annual and periodic reviews, covenant testing, and modifications.
Monitor maturities, delinquencies, and risk ratings; develop mitigation plans for potential issues.
Underwriting & Credit Analysis
Perform detailed financial and collateral analysis for new loans.
Prepare pre-screen packages on new opportunities, including cash flow analysis and risk assessments.
Review approval or modification reports for loan requests.
Compliance & Documentation
Ensure loan documentation accuracy and compliance with bank policies and regulatory standards (FDIC, OCC, state banking regulations).
Track and resolve documentation exceptions and covenant breaches.
Client Relationship Management
Maintain strong relationships with borrowers and internal stakeholders.
Identify cross-selling opportunities and support business development initiatives.
Risk Management
Monitor portfolio performance and market trends to identify emerging risks.
Implement strategies to maintain asset quality and profitability.
Who You Are
Bachelor’s degree in Finance, Accounting, Business, or related field.
10 years in commercial real estate lending, underwriting, or portfolio management.
Strong technical business skills including:
Proficiency in financial analysis, credit risk assessment, and loan structuring.
Familiarity with underwriting software (e.g., CoStar)
Advanced Excel skills for data analysis and portfolio reporting
Strong organizational and communication abilities to work closely with external customers as well as internally across all levels of the organization.
Exceptional critical thinking and problem-solving skills.
Regulatory knowledge of FDIC, OCC, and state banking regulations would be helpful for this role.
Our Commitment Republic Bank of Chicago is fully committed to fostering a workplace culture where all individuals feel valued, respected, and empowered to thrive—because our most important asset is, and always will be, our people.
What We Offer
A competitive salary range estimated at $110,000-140,000 annually for this position. (Final compensation may vary based on experience, skills, and qualifications)
Generous Paid Time off to help you rest, recharge, and take care of what matters most
Health, dental, and vision insurance with tax-advantaged FSA and HSA account options
Retirement benefits including 401k plan with discretionary matching contributions
Tuition reimbursement program for continuing education and professional development
Parental Leave for both primary and secondary caregivers
Childcare assistance program to support working parents and their eligible dependents
Short-term and long-term disability coverage for long-term income stability
Basic Life and AD&D insurance with elective additional coverage for you, your spouse, or children
Professional and personal skill development resources offered through bank-paid LinkedIn Learning subscription
Mental wellness benefits including Headspace meditation app subscription and access to our Employee Assistance Program
About Republic — Chicago’s Hardworking Bank Republic Bank has been dedicated to and deeply rooted in the communities we serve since 1964. We live where you live. We work where you work.
We are proud to serve local businesses and individual clients, contributing to their financial success.
At Republic Bank, we are building a team of talented and enthusiastic professionals who share our passion for doing right by others. We are committed to new ideas, new ways of thinking, and we have a focus on your development as a teammate, professional colleague, and respected partner to the business.
Our Core Values Are Not Framed On The Wall. They Are The DNA That Shapes How We Think, Act, And Grow. From The Boardroom To The Breakroom, Our Values Live In Every Colleague Who Is Fortunate Enough To Serve Our Clients And Communities
Put People First
Lead with Integrity
Deliberate Transparency
Relentless Customer Focus
Value Creation/Growth Mindset
If you would enjoy working in a dynamic environment and are looking for an opportunity to become a part of something special, we invite you to apply today!
#J-18808-Ljbffr
At a High Level, This Role Is Responsible For
Assisting the Lenders to manage and monitor a diverse portfolio of commercial real estate loans.
Performing initial underwriting and credit analysis for new relationships.
Preparing pre-screen packages and working with Lenders to present recommendations.
Ensuring compliance with bank policies and regulatory standards.
Reviewing draft annual reviews and covenant testing.
Collaborating with lenders and credit team to optimize client relationships.
Identifying and mitigating portfolio risks through proactive management.
Maintaining in-depth knowledge of local real estate markets and economic trends.
Supporting business development and cross-selling opportunities.
What You’ll Do
Portfolio Management
Oversee a portfolio of commercial real estate loans, ensuring adherence to loan terms, covenants, and regulatory requirements.
Review annual and periodic reviews, covenant testing, and modifications.
Monitor maturities, delinquencies, and risk ratings; develop mitigation plans for potential issues.
Underwriting & Credit Analysis
Perform detailed financial and collateral analysis for new loans.
Prepare pre-screen packages on new opportunities, including cash flow analysis and risk assessments.
Review approval or modification reports for loan requests.
Compliance & Documentation
Ensure loan documentation accuracy and compliance with bank policies and regulatory standards (FDIC, OCC, state banking regulations).
Track and resolve documentation exceptions and covenant breaches.
Client Relationship Management
Maintain strong relationships with borrowers and internal stakeholders.
Identify cross-selling opportunities and support business development initiatives.
Risk Management
Monitor portfolio performance and market trends to identify emerging risks.
Implement strategies to maintain asset quality and profitability.
Who You Are
Bachelor’s degree in Finance, Accounting, Business, or related field.
10 years in commercial real estate lending, underwriting, or portfolio management.
Strong technical business skills including:
Proficiency in financial analysis, credit risk assessment, and loan structuring.
Familiarity with underwriting software (e.g., CoStar)
Advanced Excel skills for data analysis and portfolio reporting
Strong organizational and communication abilities to work closely with external customers as well as internally across all levels of the organization.
Exceptional critical thinking and problem-solving skills.
Regulatory knowledge of FDIC, OCC, and state banking regulations would be helpful for this role.
Our Commitment Republic Bank of Chicago is fully committed to fostering a workplace culture where all individuals feel valued, respected, and empowered to thrive—because our most important asset is, and always will be, our people.
What We Offer
A competitive salary range estimated at $110,000-140,000 annually for this position. (Final compensation may vary based on experience, skills, and qualifications)
Generous Paid Time off to help you rest, recharge, and take care of what matters most
Health, dental, and vision insurance with tax-advantaged FSA and HSA account options
Retirement benefits including 401k plan with discretionary matching contributions
Tuition reimbursement program for continuing education and professional development
Parental Leave for both primary and secondary caregivers
Childcare assistance program to support working parents and their eligible dependents
Short-term and long-term disability coverage for long-term income stability
Basic Life and AD&D insurance with elective additional coverage for you, your spouse, or children
Professional and personal skill development resources offered through bank-paid LinkedIn Learning subscription
Mental wellness benefits including Headspace meditation app subscription and access to our Employee Assistance Program
About Republic — Chicago’s Hardworking Bank Republic Bank has been dedicated to and deeply rooted in the communities we serve since 1964. We live where you live. We work where you work.
We are proud to serve local businesses and individual clients, contributing to their financial success.
At Republic Bank, we are building a team of talented and enthusiastic professionals who share our passion for doing right by others. We are committed to new ideas, new ways of thinking, and we have a focus on your development as a teammate, professional colleague, and respected partner to the business.
Our Core Values Are Not Framed On The Wall. They Are The DNA That Shapes How We Think, Act, And Grow. From The Boardroom To The Breakroom, Our Values Live In Every Colleague Who Is Fortunate Enough To Serve Our Clients And Communities
Put People First
Lead with Integrity
Deliberate Transparency
Relentless Customer Focus
Value Creation/Growth Mindset
If you would enjoy working in a dynamic environment and are looking for an opportunity to become a part of something special, we invite you to apply today!
#J-18808-Ljbffr