Associate Relationship Banker - Bettendorf
Cedar Rapids Bank & Trust, Bettendorf, IA, United States
Associate Relationship Banker
The Associate Relationship Banker is responsible for developing, maintaining, and deepening relationships with consumer and business clients by providing them with exceptional client service and recommending solutions that will fulfill their financial needs. This role will process transactions, introduce and cross-sell bank products and services, and refer clients to other departments to meet their financial needs. Essential functions include sourcing and building long term, meaningful relationships with clients, understanding their financial needs and providing solutions through appropriate product and service offerings, including deposit products, electronic services, and loans. The role also involves opening bank accounts for current and new clients, overseeing transactions and closing accounts when necessary. Excellent service to clients while processing various banking transactions, including deposits, withdrawals, transfers, and loan payments is required. Answering questions, addressing service challenges, and providing resolutions are also part of the role. Maintaining a system of orderly follow-up by mail and phone to onboard new clients, collaborating with business development and lending teams to seek and establish new clients in the marketplace, and maintaining knowledge of internal audit procedures, legal and bank regulations, and policies and procedures are also essential. The role requires answering basic inquiries and providing information to prospective and current clients regarding interest rates, account charges, and other pertinent account information while complying with disclosure requirements, regulations, and consumer privacy policies. Processing various transactions including checking and savings deposits, check cashing, cash handling and check endorsements according to standard operating procedures and protocols, accepting and processing loan and other types of payments and issuing receipts, and following security procedures consistently and protecting client confidentiality are also required. Supporting security testing, internal and external audits, and regulatory and compliance exams with a prioritized sense of urgency, complying with all company or regulatory policies, procedures and requirements that are applicable to this position, and fostering and preserving a culture of diversity, equity, and inclusion are additional duties and responsibilities. Qualifications include a high school diploma or equivalent, one-year experience in banking, client service, or related field with cash handling experience, capability to perform lending, sales, or account management, excellent client service skills, capability to prioritize and execute a variety of tasks simultaneously, at times in a demanding environment, capability to perform data entry utilizing banking software and Microsoft 365 products, with a high level of accuracy and attention to detail, and demonstrates strong decision making & critical thinking skills, as well as strong interpersonal and written communication skills. Working conditions include duties performed in a professional office environment, availability to work Saturdays, requires travel to other bank locations or client sites, and extended periods of standing and ability to lift fifty pounds. Salary and benefits include an anticipated starting hourly wage of $19.00 per hour, with the actual wage based on qualifications and business needs and may vary, as permitted by applicable state law. This position is a regular full-time position and individuals employed as regular full-time are eligible for the following benefits subject to the terms, limitations and conditions of each benefit plan: Health, Dental, Vision, Life Insurance, Disability Insurance, FSA, HSA, 401K, Employee Stock Purchase Plan, Paid Time Off, Paid Holidays and additional Voluntary Supplemental Insurance. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of diversity, equity, and inclusion and strongly believe that it is our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.
The Associate Relationship Banker is responsible for developing, maintaining, and deepening relationships with consumer and business clients by providing them with exceptional client service and recommending solutions that will fulfill their financial needs. This role will process transactions, introduce and cross-sell bank products and services, and refer clients to other departments to meet their financial needs. Essential functions include sourcing and building long term, meaningful relationships with clients, understanding their financial needs and providing solutions through appropriate product and service offerings, including deposit products, electronic services, and loans. The role also involves opening bank accounts for current and new clients, overseeing transactions and closing accounts when necessary. Excellent service to clients while processing various banking transactions, including deposits, withdrawals, transfers, and loan payments is required. Answering questions, addressing service challenges, and providing resolutions are also part of the role. Maintaining a system of orderly follow-up by mail and phone to onboard new clients, collaborating with business development and lending teams to seek and establish new clients in the marketplace, and maintaining knowledge of internal audit procedures, legal and bank regulations, and policies and procedures are also essential. The role requires answering basic inquiries and providing information to prospective and current clients regarding interest rates, account charges, and other pertinent account information while complying with disclosure requirements, regulations, and consumer privacy policies. Processing various transactions including checking and savings deposits, check cashing, cash handling and check endorsements according to standard operating procedures and protocols, accepting and processing loan and other types of payments and issuing receipts, and following security procedures consistently and protecting client confidentiality are also required. Supporting security testing, internal and external audits, and regulatory and compliance exams with a prioritized sense of urgency, complying with all company or regulatory policies, procedures and requirements that are applicable to this position, and fostering and preserving a culture of diversity, equity, and inclusion are additional duties and responsibilities. Qualifications include a high school diploma or equivalent, one-year experience in banking, client service, or related field with cash handling experience, capability to perform lending, sales, or account management, excellent client service skills, capability to prioritize and execute a variety of tasks simultaneously, at times in a demanding environment, capability to perform data entry utilizing banking software and Microsoft 365 products, with a high level of accuracy and attention to detail, and demonstrates strong decision making & critical thinking skills, as well as strong interpersonal and written communication skills. Working conditions include duties performed in a professional office environment, availability to work Saturdays, requires travel to other bank locations or client sites, and extended periods of standing and ability to lift fifty pounds. Salary and benefits include an anticipated starting hourly wage of $19.00 per hour, with the actual wage based on qualifications and business needs and may vary, as permitted by applicable state law. This position is a regular full-time position and individuals employed as regular full-time are eligible for the following benefits subject to the terms, limitations and conditions of each benefit plan: Health, Dental, Vision, Life Insurance, Disability Insurance, FSA, HSA, 401K, Employee Stock Purchase Plan, Paid Time Off, Paid Holidays and additional Voluntary Supplemental Insurance. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of diversity, equity, and inclusion and strongly believe that it is our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.