Senior Business Analyst - Anti-Money Laundering (AML) Modeling
Capital One, Mc Lean, VA, United States
Summary
As a Senior Business Analyst at Capital One, you will apply your strategic and analytical skills to major company challenges. You will team with world‑class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation. About the organization
The Anti‑Money Laundering (AML) Modeling and Advanced Data Insights team is on a journey to modernize the way Capital One identifies potential money laundering, terrorist financing, and human trafficking through the use of advanced analytic techniques, statistics, and machine learning models. Our team develops data sourcing, predictive models, monitoring, and reporting using tools such as AWS, Snowflake, Python, and Spark. As the model developer for advancing transaction monitoring with machine learning, our team is responsible for end‑to‑end development, deployment, and monitoring of these critical risk management models. General Responsibilities
Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations. Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products. Marketing: Support direct‑to‑consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel. Help build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go‑to‑market strategies. Credit Risk: Support step‑change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis. Execution: Involve problem frameworks, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts, and develop a monitoring plan. Partnership: Work closely with colleagues across Capital One including IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability. Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing and credit risk management. Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business. Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal, and negotiation skills. Clear results orientation: Display an intense focus on achieving both short and long‑term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment. Successful track record of thriving in a fast‑paced, entrepreneurial, and dynamic environment. Previous consulting experience is a plus. Basic Qualifications
Bachelor’s Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering). At least 1 year of experience in analysis. Preferred Qualifications
Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering. 1+ years of experience in statistical model building. 1+ years of experience with SQL, Python, or AWS. 2+ years of experience in business analysis. 1+ years in AML, sanctions, compliance, risk, fraud, or a regulated space. Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. Compensation and Benefits
The minimum and maximum full‑time annual salaries for this role are listed below, by location: Chicago, IL: $101,100 – $115,400 for Sr. Business Analyst McLean, VA: $111,200 – $126,900 for Sr. Business Analyst Richmond, VA: $101,100 – $115,400 for Sr. Business Analyst This role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Equal Employment Opportunity
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries. Accommodation and Contact Information
If you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
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As a Senior Business Analyst at Capital One, you will apply your strategic and analytical skills to major company challenges. You will team with world‑class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation. About the organization
The Anti‑Money Laundering (AML) Modeling and Advanced Data Insights team is on a journey to modernize the way Capital One identifies potential money laundering, terrorist financing, and human trafficking through the use of advanced analytic techniques, statistics, and machine learning models. Our team develops data sourcing, predictive models, monitoring, and reporting using tools such as AWS, Snowflake, Python, and Spark. As the model developer for advancing transaction monitoring with machine learning, our team is responsible for end‑to‑end development, deployment, and monitoring of these critical risk management models. General Responsibilities
Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations. Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products. Marketing: Support direct‑to‑consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel. Help build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go‑to‑market strategies. Credit Risk: Support step‑change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis. Execution: Involve problem frameworks, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts, and develop a monitoring plan. Partnership: Work closely with colleagues across Capital One including IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability. Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing and credit risk management. Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business. Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal, and negotiation skills. Clear results orientation: Display an intense focus on achieving both short and long‑term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment. Successful track record of thriving in a fast‑paced, entrepreneurial, and dynamic environment. Previous consulting experience is a plus. Basic Qualifications
Bachelor’s Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering). At least 1 year of experience in analysis. Preferred Qualifications
Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering. 1+ years of experience in statistical model building. 1+ years of experience with SQL, Python, or AWS. 2+ years of experience in business analysis. 1+ years in AML, sanctions, compliance, risk, fraud, or a regulated space. Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. Compensation and Benefits
The minimum and maximum full‑time annual salaries for this role are listed below, by location: Chicago, IL: $101,100 – $115,400 for Sr. Business Analyst McLean, VA: $111,200 – $126,900 for Sr. Business Analyst Richmond, VA: $101,100 – $115,400 for Sr. Business Analyst This role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Equal Employment Opportunity
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries. Accommodation and Contact Information
If you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
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