Associate, CRE Loan Screening Analyst
Capital One, Richmond, VA, United States
Associate, CRE Loan Screening Analyst
The Associate, CRE Loan Screening role will sit on a team of screeners and analysts to pre-qualify and structure Commercial Real Estate (CRE) Balance Sheet secured loans, with support from the Manager, CRE Loan Screening and the Line of Business’ leadership. This role will contribute to the preparation of proformas and associated loan calculations, structuring and issuing soft quotes, and screening briefs for submission to Underwriting and other stakeholders. Loan screening assignments will be across all major asset classes as well as the spectrum of risk and business plans: from ground-up development to value-add to stabilized.
As part of the Production Enablement team they will also perform other duties as necessary to support the goals and objectives of the CRE platform and work directly with Relationship Managers and Managing Underwriters.
Responsibilities
Understands parts of the procedural aspect of underwriting Capital One CRE Balance Sheet Loansfrom Client Loan Request to Term Sheet and can support communications with stakeholders and to customers
Navigates deals through the screening process including coordination with various stakeholders on structuring, sizing, and quoting to ensure an efficient process with the client
Works to identify exceptions / risks associated with the transactions and provides mitigated recommendations
Partners with Relationship Managers (RMs) to support client relationships and respond to client requests, by structuring and pricing incoming opportunities
Responsible for high quality outputs on screening memos to Balance Sheet stakeholders and Soft Quotes to the borrower, while also providing for competitive turnaround times.
Has strong judgment and collaborates with Manager, CRE Loan Screening and Production Enablement colleagues as needed.
Builds up-to-date knowledge of Capital One Balance Sheet products, credit parameters, and lending appetite by attending and supporting on-team training efforts.
Learns how to manage complex transactions with complicated borrower structures and unique property/market characteristics
In accordance with overall strategy, contributes to special projects as assigned, wherein either efficiency or credit effectiveness may be better attained
Understands and employs all policies and procedures of the Bank and the Line of Business
Basic Qualifications
Bachelor's Degree or military experience
Preferred Qualifications
At least 1 year of experience in Commercial Real Estate lending
At this time, Capital One will not sponsor a new applicant for employment authorization for this position
Salary Information McLean, VA: $81,700 - $93,300 for Agency Finance Analyst
New York, NY: $89,200 - $101,700 for Agency Finance Analyst
Richmond, VA: $74,200 - $84,700 for Agency Finance Analyst
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website (https://www.capitalonecareers.com/benefits) . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
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As part of the Production Enablement team they will also perform other duties as necessary to support the goals and objectives of the CRE platform and work directly with Relationship Managers and Managing Underwriters.
Responsibilities
Understands parts of the procedural aspect of underwriting Capital One CRE Balance Sheet Loansfrom Client Loan Request to Term Sheet and can support communications with stakeholders and to customers
Navigates deals through the screening process including coordination with various stakeholders on structuring, sizing, and quoting to ensure an efficient process with the client
Works to identify exceptions / risks associated with the transactions and provides mitigated recommendations
Partners with Relationship Managers (RMs) to support client relationships and respond to client requests, by structuring and pricing incoming opportunities
Responsible for high quality outputs on screening memos to Balance Sheet stakeholders and Soft Quotes to the borrower, while also providing for competitive turnaround times.
Has strong judgment and collaborates with Manager, CRE Loan Screening and Production Enablement colleagues as needed.
Builds up-to-date knowledge of Capital One Balance Sheet products, credit parameters, and lending appetite by attending and supporting on-team training efforts.
Learns how to manage complex transactions with complicated borrower structures and unique property/market characteristics
In accordance with overall strategy, contributes to special projects as assigned, wherein either efficiency or credit effectiveness may be better attained
Understands and employs all policies and procedures of the Bank and the Line of Business
Basic Qualifications
Bachelor's Degree or military experience
Preferred Qualifications
At least 1 year of experience in Commercial Real Estate lending
At this time, Capital One will not sponsor a new applicant for employment authorization for this position
Salary Information McLean, VA: $81,700 - $93,300 for Agency Finance Analyst
New York, NY: $89,200 - $101,700 for Agency Finance Analyst
Richmond, VA: $74,200 - $84,700 for Agency Finance Analyst
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website (https://www.capitalonecareers.com/benefits) . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
#J-18808-Ljbffr