Lead Credit Executive

Lead Credit Executive About the Company A highly regarded regional financial institution dedicated to providing exceptional banking services to its clients. Industry Banking Type Privately Held About the Role The Company is seeking a dynamic and experienced Lead Credit Executive to head their credit department. In this key role, you will be responsible for formulating and implementing effective loan policies, managing the credit and loan closing processes, and supervising the credit approval process. Your responsibilities will include approving substantial credit exposures, overseeing daily operations, and establishing robust credit standards for lending practices. The ideal candidate will have extensive experience in ALLL analysis narrative and stress testing, with the ability to manage and guide a team while collaborating with internal and external stakeholders to mitigate credit risks. Applicants should hold a Bachelor's degree in finance or a related field and possess at least 10 years of progressively responsible experience in credit functions within community banks or large financial institutions. Expertise in commercial real estate, C&I lending, SBA lending, and construction financing is critical. The role demands significant delegated credit authority, a strong track record in regulatory examinations, and a solid foundation in underwriting and structuring complex commercial banking transactions. A key component for success in this position is the ability to lead and mentor junior underwriters. Travel Percent Less than 10% Functions Finance