Mortgage Consumer Loan Underwriting Associate
First United Bank, Plano, TX, United States
Mortgage Consumer Loan Underwriting Associate
This position is designated for entry level candidates/recent college graduates who are passionate about developing a career in consumer loan underwriting (mortgage, home equity loans/lines). This role offers exposure to the home loan lending industry and real estate with opportunities for growth. Training will be provided. Major duties and responsibilities include: Make credit decisions on conventional mortgage and home equity loan applications. Review income, asset, credit and appraisal documents. Provide support to the senior underwriting staff by reviewing loan conditions regarding credit, income, and collateral risk. Work within specified time frames to assist in closing loans in a timely manner. Maintains the confidentiality of the information reviewed. Maintains and improves personal knowledge and skills. Ensuring compliance with company policies and guidelines. Analyzing risk and requesting additional documentation as necessary. Staying up to date agency guidelines, products and recent regulatory changes. Additional duties and responsibilities include: Perform other duties as requested by manager. Provide exceptional servicing support to customers and loan officers. Adherence to all First United Policies and Procedures. Other miscellaneous duties as assigned. Employee specifications: Bachelor's degree in business, finance, accounting, economics or related field. 0-5 years relevant work experience or internship experience in finance, mortgage, accounting, banking or related field. Self-motivated and proactive. Detail-oriented and highly organized. Ability to manage multiple tasks efficiently. Ability to lead by example and participate as an effective member; conducts self as a professional. Excellent customer service skills. Strong written and verbal communications skills. Ability to work in a team environment to resolve problems. Proficient computer skills. Willingness to accept additional responsibilities. Good problem-solving and decision-making skills. Dependable and adheres to timelines and schedules. Takes initiative in development and completion of projects. The ability to use email, phone, and other communication tools are necessary. Strong interpersonal skills and ability to work well with a wide range of people. If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance. First United is an Equal Opportunity Employer.
This position is designated for entry level candidates/recent college graduates who are passionate about developing a career in consumer loan underwriting (mortgage, home equity loans/lines). This role offers exposure to the home loan lending industry and real estate with opportunities for growth. Training will be provided. Major duties and responsibilities include: Make credit decisions on conventional mortgage and home equity loan applications. Review income, asset, credit and appraisal documents. Provide support to the senior underwriting staff by reviewing loan conditions regarding credit, income, and collateral risk. Work within specified time frames to assist in closing loans in a timely manner. Maintains the confidentiality of the information reviewed. Maintains and improves personal knowledge and skills. Ensuring compliance with company policies and guidelines. Analyzing risk and requesting additional documentation as necessary. Staying up to date agency guidelines, products and recent regulatory changes. Additional duties and responsibilities include: Perform other duties as requested by manager. Provide exceptional servicing support to customers and loan officers. Adherence to all First United Policies and Procedures. Other miscellaneous duties as assigned. Employee specifications: Bachelor's degree in business, finance, accounting, economics or related field. 0-5 years relevant work experience or internship experience in finance, mortgage, accounting, banking or related field. Self-motivated and proactive. Detail-oriented and highly organized. Ability to manage multiple tasks efficiently. Ability to lead by example and participate as an effective member; conducts self as a professional. Excellent customer service skills. Strong written and verbal communications skills. Ability to work in a team environment to resolve problems. Proficient computer skills. Willingness to accept additional responsibilities. Good problem-solving and decision-making skills. Dependable and adheres to timelines and schedules. Takes initiative in development and completion of projects. The ability to use email, phone, and other communication tools are necessary. Strong interpersonal skills and ability to work well with a wide range of people. If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance. First United is an Equal Opportunity Employer.