Senior Loan Processor III

As a Senior Processor (Processor Level III) in the Consumer Processing Department, your primary responsibilities encompass monitoring processing activities to ensure accuracy, compliance, and completeness. This role will assess and verify loan applications, collect, review and validate supporting documentation. Consumer Processing liaises with various stakeholders throughout the lending processing to resolve issues, obtain additional information, and meet defined service level turn-time requirements. Quality control is key to minimize errors and ensure high standards are maintained. The Senior Processor is a point person for outstanding issues/concerns/escalations with pipeline activities. As an experienced lending professional, you will be recognized as a subject matter expert on processing activities and champion adherence to regulatory/investor requirements and internal standards.*At CIBC we enable the work environment most optimal for you to thrive in your role. You will have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 2-3 days per week on-site, while other days will be remote.** **Comprehensive Analysis:** Work closely with our Bankers, Disclosure Team, Underwriters, Closing, and Post Closers to ensure a timely and accurate experience for our customers.* **High-Quality Decision-Making:** Responsible for ensuring all file documentation is complete, accurate, verified, and dates are met.* **Effective Risk Assessment:** Ensure processes align with the bank’s guidelines, risk appetite, policies, standards, and consumer laws and regulation requirements while providing sound judgment.* **Strong Written Communication:** Craft detailed communication that clearly present rationale, assessment, and evaluation results.* **Collaboration & Stakeholder Engagement:** Work closely with Bankers, Disclosure Team, Underwriters, Closers, Post Closers, Group Portfolio Managers, and Senior Management to ensure seamless loan/line processing activities.* **Market Awareness & Compliance:** Stay updated on market conditions, industry regulations, investor guidelines, and consumer lending laws to maintain compliance and adapt to evolving enhancements.* **Community Involvement:** Complete at least five community outreach volunteer hours annually, contributing to the bank’s commitment to community development.* **Experienced in Lending:** You have at least 10 years retail lending experience with focus on portfolio real estate secured and other consumer lending products including grant programs.

Strong expertise in working with high-net-worth clients as well as third-party service providers across the US footprint.* **Skilled in Financial Analysis:** Review and analyze supporting documents to ensure accuracy and compliance with regulatory requirements. Examine documents for completeness, accuracy, and adherence to lending guidelines. Assess and verify consumer loan applications for accuracy, completeness, and eligibility. Collect, review, and validate supporting documentation (income, credit reports, identification, etc.). Assist in training junior processors and provide guidance on complex cases. Accurately enter loan data into processing systems and maintain up-to-date records. Conduct quality control checks to minimize errors and ensure high standards are maintained.* **Detail-Oriented & Organized:** You thrive in fast-paced, deadline-driven environments, effectively managing multiple tasks while maintaining accuracy.* **Effective Communicator:** You excel at verbal and written communication, clearly presenting information to stakeholders, including assisting with procedural/job aid updates, and presentation materials for training. This includes supporting department special projects and/or testing initiatives.* **Technology-Proficient:** You have working knowledge of industry tools and systems like Encompass, MeridianLink Consumer, SuperNova, MS Office (Excel, Word, PowerPoint, Teams, Outlook)

products, and FIS/IBS.* **Regulatory Knowledge:** You have a strong understanding of federal and state lending regulations, ensuring compliance with consumer protection laws.* **Customer-Focused & Collaborative:** You build strong relationships with internal partners, providing exceptional service while ensuring sound decisions.* We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program\*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.* Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.* We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability.

Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel.

Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us. #J-18808-Ljbffr