Vice President, Consumer Lending
African-American Credit Union Coalition, Union, NJ, United States
Lead Growth. Elevate Strategy. Expand Member Impact.
Peak Credit Union ($4.3B) is seeking a Vice President, Consumer Lending, who sees lending not just as production but as a strategic driver of growth, member value, and balance sheet performance.
Reporting to the Chief Growth Officer, the VP has the opportunity to shape the future of consumer lending at a growing, forward-thinking credit union.
The Opportunity The Vice President, Consumer Lending, is the senior leader responsible for the strategy, growth, and performance of the consumer lending portfolio, ensuring sustainable loan production, strong credit quality, and exceptional member experience across all lending channels.
This role balances growth, yield optimization, and credit discipline while positioning consumer lending as a core driver of enterprise success.
You will lead and evolve a lending organization responsible for:
Direct and indirect auto lending
Credit cards and unsecured lending
Consumer loan underwriting and processing
Product strategy and pricing
Lending technology and digital capabilities
You will also collaborate closely with ALCO, Risk, Finance, Retail, and executive leadership to align lending strategy with the credit union’s balance sheet, capital strategy, and long‑term vision.
What You’ll Shape
Accelerate responsible loan growth while maintaining disciplined credit standards
Optimize portfolio mix, pricing strategy, and risk‑adjusted returns
Expand direct lending and digital lending capabilities
Strengthen partnerships with dealers, fintech providers, and technology platforms
Enhance member experience, speed, and efficiency in lending
Develop and inspire high‑performing lending teams
Who Thrives in This Role The ideal leader brings a builder’s mindset - someone energized by creating systems, scaling teams, and improving performance.
You are likely a strong fit if you:
Think strategically about portfolio performance and balance sheet impact
Blend data analytics with market insight to drive decisions
Lead with clarity, accountability, and collaboration
Are energized by digital lending innovation and process improvement
Communicate effectively with executives and boards
Develop teams and build bench strength
This role requires both growth leadership and disciplined credit governance - someone who can drive results through changing economic cycles.
What You Bring
10+ years of progressive consumer lending leadership within a credit union or bank
Experience leading lending strategy at institutions $2B+ in assets
Deep understanding of consumer credit risk, underwriting, pricing, and portfolio analytics
Experience working with ALCO, capital strategy, and executive leadership
Proven success in growing multiple lending channels while maintaining portfolio quality
Bachelor’s degree required; advanced degree preferred
Experience with digital lending platforms, automation, or fintech partnerships is preferred
Why This Role Matters Consumer lending is one of the most powerful engines of member impact and organizational growth. This role will help shape how Peak Credit Union expands responsible access to credit, strengthens its balance sheet, and delivers lasting value to members and communities.
For the right leader, this is an opportunity to build, influence, and lead at enterprise scale.
The target annual pay range for this position is $180,840-$205,500. The full annual pay range is $164,400 - $226,100.
ABOUT PEAK CREDIT UNION Peak Credit Union carries a legacy that stretches back to 1938. Rooted in teachers and wood products, our foundation is built by people dedicated to building a brighter future, board by board, lesson by lesson. Our vision for the future is to build communities where everyone feels financially secure and empowered to achieve their dreams. At Peak, building community isn’t just a belief — it’s a promise.
ABOUT DDJ MYERS, an ALM First Company DDJ Myers is the executive search consultant for this organization. Our expertise is in supporting leadership teams in sustainable practices for high‑performing organizations through succession planning, leadership development programs, executive coaching, board governance and renewal, and executive search. Please learn more about us at www.ddjmyers.com.
Additional Info Contact Name: Leah Gazaway
#J-18808-Ljbffr
Peak Credit Union ($4.3B) is seeking a Vice President, Consumer Lending, who sees lending not just as production but as a strategic driver of growth, member value, and balance sheet performance.
Reporting to the Chief Growth Officer, the VP has the opportunity to shape the future of consumer lending at a growing, forward-thinking credit union.
The Opportunity The Vice President, Consumer Lending, is the senior leader responsible for the strategy, growth, and performance of the consumer lending portfolio, ensuring sustainable loan production, strong credit quality, and exceptional member experience across all lending channels.
This role balances growth, yield optimization, and credit discipline while positioning consumer lending as a core driver of enterprise success.
You will lead and evolve a lending organization responsible for:
Direct and indirect auto lending
Credit cards and unsecured lending
Consumer loan underwriting and processing
Product strategy and pricing
Lending technology and digital capabilities
You will also collaborate closely with ALCO, Risk, Finance, Retail, and executive leadership to align lending strategy with the credit union’s balance sheet, capital strategy, and long‑term vision.
What You’ll Shape
Accelerate responsible loan growth while maintaining disciplined credit standards
Optimize portfolio mix, pricing strategy, and risk‑adjusted returns
Expand direct lending and digital lending capabilities
Strengthen partnerships with dealers, fintech providers, and technology platforms
Enhance member experience, speed, and efficiency in lending
Develop and inspire high‑performing lending teams
Who Thrives in This Role The ideal leader brings a builder’s mindset - someone energized by creating systems, scaling teams, and improving performance.
You are likely a strong fit if you:
Think strategically about portfolio performance and balance sheet impact
Blend data analytics with market insight to drive decisions
Lead with clarity, accountability, and collaboration
Are energized by digital lending innovation and process improvement
Communicate effectively with executives and boards
Develop teams and build bench strength
This role requires both growth leadership and disciplined credit governance - someone who can drive results through changing economic cycles.
What You Bring
10+ years of progressive consumer lending leadership within a credit union or bank
Experience leading lending strategy at institutions $2B+ in assets
Deep understanding of consumer credit risk, underwriting, pricing, and portfolio analytics
Experience working with ALCO, capital strategy, and executive leadership
Proven success in growing multiple lending channels while maintaining portfolio quality
Bachelor’s degree required; advanced degree preferred
Experience with digital lending platforms, automation, or fintech partnerships is preferred
Why This Role Matters Consumer lending is one of the most powerful engines of member impact and organizational growth. This role will help shape how Peak Credit Union expands responsible access to credit, strengthens its balance sheet, and delivers lasting value to members and communities.
For the right leader, this is an opportunity to build, influence, and lead at enterprise scale.
The target annual pay range for this position is $180,840-$205,500. The full annual pay range is $164,400 - $226,100.
ABOUT PEAK CREDIT UNION Peak Credit Union carries a legacy that stretches back to 1938. Rooted in teachers and wood products, our foundation is built by people dedicated to building a brighter future, board by board, lesson by lesson. Our vision for the future is to build communities where everyone feels financially secure and empowered to achieve their dreams. At Peak, building community isn’t just a belief — it’s a promise.
ABOUT DDJ MYERS, an ALM First Company DDJ Myers is the executive search consultant for this organization. Our expertise is in supporting leadership teams in sustainable practices for high‑performing organizations through succession planning, leadership development programs, executive coaching, board governance and renewal, and executive search. Please learn more about us at www.ddjmyers.com.
Additional Info Contact Name: Leah Gazaway
#J-18808-Ljbffr