Underwriter I (Energy)
Integrated Specialty Coverages, Carlsbad, CA, United States
Underwriter I (Energy)
Integrated Specialty Coverages, LLC (ISC) is a growth stage technology and data-driven commercial MGA and insurance wholesaler leading innovation in the market. This role is responsible for reviewing complex energy insurance submissions and evaluating risk characteristics against established underwriting guidelines to determine eligibility for coverage, pricing, and structure. Position Responsibilities: Utilize underwriting guidelines, rules, standards, and delegated authority to accept, decline, or structure energy-related risks, including determining appropriate premiums, limits, and coverage terms. Apply independent underwriting judgment to approve or decline submissions within assigned authority and issue coverage. Prepare referral submissions for risks exceeding individual authority. Analyze energy-specific exposures including operational, contractual, geographic, and loss history considerations. Attend broker meetings and conduct broker visits independently, utilizing territory management and relationship-building skills within the energy brokerage community. Independently document underwriting files, including exposure analysis, coverage rationale, and pricing justification in accordance with established underwriting standards. Work independently to develop and maintain strong broker relationships. Calculate new business and renewal pricing in accordance with program guidelines and market conditions. Collaborate with underwriting leadership, operations, and other ISC business units as needed. Minimum Qualifications: Bachelor's degree required. Minimum of 2 years of underwriting or related insurance experience, preferably within casualty, specialty, or energy-related lines. Ability to independently evaluate risk and make sound underwriting determinations. Strong customer service and broker-facing communication skills. Proficiency in Microsoft Office Suite and ability to quickly learn underwriting and policy administration systems. Ability to work collaboratively across teams while managing an independent underwriting workload. Strong desire to learn, develop technical underwriting expertise, and grow within a specialty MGA environment. Ability to adapt to change and respond effectively to evolving underwriting priorities and market conditions. Preferred Qualifications: Working towards Property & Casualty Brokers License, a plus This role also offers bonus pay. Your ISC Talent Acquisition representative will share more details about the bonus component should you advance in the interview process. The starting annual pay scale for this position is listed below. Actual starting pay will be based on factors such as skills, qualifications, training, and experience. In addition, the company offers comprehensive benefits including medical, dental and vision insurance, 401(k) plan with match, paid time off, and other benefits. National Pay Range: $25.88 - $32.35 USD Benefits of Working at ISC: Employee Ownership Program - every eligible employee shares in the financial rewards that grow when the company grows Professional development opportunities Owner Referral Program Work from home reimbursement for remote/hybrid roles Canary emergency financial assistance program Comprehensive medical, dental, vision Life/AD&D Insurance Confidential, Employee Assistance Program Health Savings Account, includes company contribution Short-term disability Voluntary benefits - supplemental accident, critical illness, hospital insurance Employee discounts 401(k) Plan with company match contribution Addition Wealth Financial Wellness Program Various Time Off Programs 11 company paid holidays
Integrated Specialty Coverages, LLC (ISC) is a growth stage technology and data-driven commercial MGA and insurance wholesaler leading innovation in the market. This role is responsible for reviewing complex energy insurance submissions and evaluating risk characteristics against established underwriting guidelines to determine eligibility for coverage, pricing, and structure. Position Responsibilities: Utilize underwriting guidelines, rules, standards, and delegated authority to accept, decline, or structure energy-related risks, including determining appropriate premiums, limits, and coverage terms. Apply independent underwriting judgment to approve or decline submissions within assigned authority and issue coverage. Prepare referral submissions for risks exceeding individual authority. Analyze energy-specific exposures including operational, contractual, geographic, and loss history considerations. Attend broker meetings and conduct broker visits independently, utilizing territory management and relationship-building skills within the energy brokerage community. Independently document underwriting files, including exposure analysis, coverage rationale, and pricing justification in accordance with established underwriting standards. Work independently to develop and maintain strong broker relationships. Calculate new business and renewal pricing in accordance with program guidelines and market conditions. Collaborate with underwriting leadership, operations, and other ISC business units as needed. Minimum Qualifications: Bachelor's degree required. Minimum of 2 years of underwriting or related insurance experience, preferably within casualty, specialty, or energy-related lines. Ability to independently evaluate risk and make sound underwriting determinations. Strong customer service and broker-facing communication skills. Proficiency in Microsoft Office Suite and ability to quickly learn underwriting and policy administration systems. Ability to work collaboratively across teams while managing an independent underwriting workload. Strong desire to learn, develop technical underwriting expertise, and grow within a specialty MGA environment. Ability to adapt to change and respond effectively to evolving underwriting priorities and market conditions. Preferred Qualifications: Working towards Property & Casualty Brokers License, a plus This role also offers bonus pay. Your ISC Talent Acquisition representative will share more details about the bonus component should you advance in the interview process. The starting annual pay scale for this position is listed below. Actual starting pay will be based on factors such as skills, qualifications, training, and experience. In addition, the company offers comprehensive benefits including medical, dental and vision insurance, 401(k) plan with match, paid time off, and other benefits. National Pay Range: $25.88 - $32.35 USD Benefits of Working at ISC: Employee Ownership Program - every eligible employee shares in the financial rewards that grow when the company grows Professional development opportunities Owner Referral Program Work from home reimbursement for remote/hybrid roles Canary emergency financial assistance program Comprehensive medical, dental, vision Life/AD&D Insurance Confidential, Employee Assistance Program Health Savings Account, includes company contribution Short-term disability Voluntary benefits - supplemental accident, critical illness, hospital insurance Employee discounts 401(k) Plan with company match contribution Addition Wealth Financial Wellness Program Various Time Off Programs 11 company paid holidays