Personal Line Underwriter - HYBRID
DB INSURANCE CO., LTD. (U.S. BRANCH), Honolulu, HI, United States
$50,000 - $100,000/year
Position Type
Full-time
Non-exempt (Hourly) or Exempt (Salaried)
Monday - Friday
Hybrid after 90 days – 3 days in office/2 days remote
Reports to
Deputy Branch Manager
Position Overview We’re seeking a Personal Lines Underwriter to join our team and make an impact! With 5+ years of expertise in Homeowners, Dwelling Fire, Automobile, and Umbrella, you’ll play a key role in driving growth, ensuring profitability, and managing strong agency relationships. If you’re ready to bring your skills, energy, and motivation to a team that values collaboration and results, we’d love to hear from you!
Key Responsibilities
Underwrite and manage a portfolio of Personal Lines policies, ensuring compliance with company guidelines and regulatory requirements
Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
Develop and maintain strong working relationships with assigned agencies within the territory to drive business growth
Work closely with other team members and management to achieve monthly and annual branch goals
Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
Build and maintain strong agency relationships to foster growth and support business development efforts
Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
Review data accuracy and prepare monthly closing reports for each product line
Qualifications
Minimum 5+ years of experience in underwriting Homeowners, Dwelling Fire, Automobile, and Umbrella
Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
Strong analytical and decision-making skills, with a solid understanding of underwriting principles
Excellent communication skills, with the ability to work collaboratively with agents and internal teams
Ability to collaborate effectively with cross-functional teams to meet goals
Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software
Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus
Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
Paid time off and sick leave
13 annual paid holidays
401(k) plan with up to 4% company match
Flexible Spending Account (FSA) & Dependent Care FSA
Job-related training reimbursement
Casual dress code
About Us At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.
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Position Type
Full-time
Non-exempt (Hourly) or Exempt (Salaried)
Monday - Friday
Hybrid after 90 days – 3 days in office/2 days remote
Reports to
Deputy Branch Manager
Position Overview We’re seeking a Personal Lines Underwriter to join our team and make an impact! With 5+ years of expertise in Homeowners, Dwelling Fire, Automobile, and Umbrella, you’ll play a key role in driving growth, ensuring profitability, and managing strong agency relationships. If you’re ready to bring your skills, energy, and motivation to a team that values collaboration and results, we’d love to hear from you!
Key Responsibilities
Underwrite and manage a portfolio of Personal Lines policies, ensuring compliance with company guidelines and regulatory requirements
Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
Develop and maintain strong working relationships with assigned agencies within the territory to drive business growth
Work closely with other team members and management to achieve monthly and annual branch goals
Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
Build and maintain strong agency relationships to foster growth and support business development efforts
Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
Review data accuracy and prepare monthly closing reports for each product line
Qualifications
Minimum 5+ years of experience in underwriting Homeowners, Dwelling Fire, Automobile, and Umbrella
Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
Strong analytical and decision-making skills, with a solid understanding of underwriting principles
Excellent communication skills, with the ability to work collaboratively with agents and internal teams
Ability to collaborate effectively with cross-functional teams to meet goals
Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software
Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus
Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
Paid time off and sick leave
13 annual paid holidays
401(k) plan with up to 4% company match
Flexible Spending Account (FSA) & Dependent Care FSA
Job-related training reimbursement
Casual dress code
About Us At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.
#J-18808-Ljbffr