Director of Credit Governance and Insights Strategy
Wright-Patt Credit Union, Aurora, CO, United States
We are excited to invite applications for the role of Director of Credit Governance and Insights Strategy, where you will lead our First Line of Defense (FLOD) Governance Program. This significant position will guide the entire governance process, emphasizing the establishment of a Quality Assurance (QA) program, regulatory reporting including HMDA, and critical analysis in areas such as fair lending practices and complaint management.
Your key responsibilities will include:
Credit Reporting (25%):
Enhancing reporting methodologies to accurately identify credit losses across our portfolio. Evaluating Probability of Defaults in both Consumer and Commercial Credit segments. Leveraging data analytics to inform effective Credit Originations Management Practices and Collections strategies.
Regulatory Reporting and Fair Lending Review (20%):
Ensuring the utmost quality and integrity in all regulatory reporting processes. Managing the Business Unit’s compliance with regulatory requirements, specifically HMDA. Exploring opportunities to refine credit reporting frameworks at all organizational levels.
Quality Assurance Program Development (20%):
Establishing a comprehensive QA program centered on the underwriting process. Ensuring strict adherence to laws, regulations, and operational controls.
Control Environment Enhancement (15%):
Supporting Key Risk Indicator (KRI) reporting and pinpointing areas for enhancement. Testing controls for accuracy in alignment with Board Policies and Management Practices.
Project Management (10%):
Partnering with the Strategy Office to synchronize initiatives and project planning efforts.
Committee Contributions (10%):
Delivering actionable insights and reports to Committees such as the Credit Loss Reserve Team. Actively engaging in essential committees pertinent to this role.
To excel in this role, you will need: A Bachelor's degree or equivalent experience in governance, insights, and reporting. A minimum of 12 years of experience in governance, compliance, or risk management within the financial services sector. Over 5 years of progressive management experience in leading impactful teams. A proven track record in credit loss reporting and effective risk management. Strong self-management skills with the ability to prioritize multiple initiatives successfully. Exceptional relationship-building capabilities with stakeholders across the organization. In-depth knowledge of federal and state regulations governing lending products. Outstanding verbal and written communication skills suitable for a directorial level. Proficiency in Microsoft Office Suite including Excel, Word, PowerPoint, and Teams. If you are ready to lead transformative governance initiatives and play a significant role in our organization’s success, we encourage you to apply!
Enhancing reporting methodologies to accurately identify credit losses across our portfolio. Evaluating Probability of Defaults in both Consumer and Commercial Credit segments. Leveraging data analytics to inform effective Credit Originations Management Practices and Collections strategies.
Regulatory Reporting and Fair Lending Review (20%):
Ensuring the utmost quality and integrity in all regulatory reporting processes. Managing the Business Unit’s compliance with regulatory requirements, specifically HMDA. Exploring opportunities to refine credit reporting frameworks at all organizational levels.
Quality Assurance Program Development (20%):
Establishing a comprehensive QA program centered on the underwriting process. Ensuring strict adherence to laws, regulations, and operational controls.
Control Environment Enhancement (15%):
Supporting Key Risk Indicator (KRI) reporting and pinpointing areas for enhancement. Testing controls for accuracy in alignment with Board Policies and Management Practices.
Project Management (10%):
Partnering with the Strategy Office to synchronize initiatives and project planning efforts.
Committee Contributions (10%):
Delivering actionable insights and reports to Committees such as the Credit Loss Reserve Team. Actively engaging in essential committees pertinent to this role.
To excel in this role, you will need: A Bachelor's degree or equivalent experience in governance, insights, and reporting. A minimum of 12 years of experience in governance, compliance, or risk management within the financial services sector. Over 5 years of progressive management experience in leading impactful teams. A proven track record in credit loss reporting and effective risk management. Strong self-management skills with the ability to prioritize multiple initiatives successfully. Exceptional relationship-building capabilities with stakeholders across the organization. In-depth knowledge of federal and state regulations governing lending products. Outstanding verbal and written communication skills suitable for a directorial level. Proficiency in Microsoft Office Suite including Excel, Word, PowerPoint, and Teams. If you are ready to lead transformative governance initiatives and play a significant role in our organization’s success, we encourage you to apply!