Consumer and Community Banking - Credit Decisioning Unit - Vice President
Chase, Wilmington, DE, United States
Vice President, Credit Risk
Join the CDU Program Office and help define strategic priorities for CCB's Card, Chase Auto, Business Banking, and Home Lending businesses. Play a pivotal role in supporting cross-business initiatives and driving impactful outcomes. As Vice President, you'll be stepping into a cross-sub-LOB advisory role that advances and refines the Marginal Credit Decisioning Framework by translating business and risk analytics into decision-quality recommendations and delivering a unified horizontal view for senior forums. You'll help drive organizational strategy, manage cross-functional projects, and foster a culture of excellence. Job Responsibilities Cross sub-LOB Portfolio View: produce an aggregated picture of key economic and quantitative metrics Risk/Return Analytics: understand key drivers, sensitivities; distill complex analysis into clear narratives, options, and recommendations Tools and Methodologies: identify tools and methodologies to enhance lending efficiency and effectiveness Testing Guardrails: develop a robust testing framework Governance: ensure documentation is complete, current, and auditable; ensure compliance with regulatory requirements and internal policies Engagement & leadership: coordinate inputs/outputs for monthly/quarterly forums; build and maintain strong relationships across teams and business partners Required Qualifications, Capabilities and Skills 5+ years in consumer lending finance/credit risk/analytics Proven record converting analytics into options and recommendations for senior forums Technical fluency: SQL, SAS or Python Governance and controls mindset; executive communication (memos/slides); strong documentation standards Strong problem-solving skills and strategic thinking Ability to adapt to a fast-paced and dynamic environment Preferred Qualifications, Capabilities and Skills MBA or MS in Economics/Finance or related Prior horizontal role serving multiple businesses 1st and 2nd Line of Defense credit risk experience Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Equal Opportunity Employer/Disability/Veterans Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions all while ranking first in customer satisfaction.
Join the CDU Program Office and help define strategic priorities for CCB's Card, Chase Auto, Business Banking, and Home Lending businesses. Play a pivotal role in supporting cross-business initiatives and driving impactful outcomes. As Vice President, you'll be stepping into a cross-sub-LOB advisory role that advances and refines the Marginal Credit Decisioning Framework by translating business and risk analytics into decision-quality recommendations and delivering a unified horizontal view for senior forums. You'll help drive organizational strategy, manage cross-functional projects, and foster a culture of excellence. Job Responsibilities Cross sub-LOB Portfolio View: produce an aggregated picture of key economic and quantitative metrics Risk/Return Analytics: understand key drivers, sensitivities; distill complex analysis into clear narratives, options, and recommendations Tools and Methodologies: identify tools and methodologies to enhance lending efficiency and effectiveness Testing Guardrails: develop a robust testing framework Governance: ensure documentation is complete, current, and auditable; ensure compliance with regulatory requirements and internal policies Engagement & leadership: coordinate inputs/outputs for monthly/quarterly forums; build and maintain strong relationships across teams and business partners Required Qualifications, Capabilities and Skills 5+ years in consumer lending finance/credit risk/analytics Proven record converting analytics into options and recommendations for senior forums Technical fluency: SQL, SAS or Python Governance and controls mindset; executive communication (memos/slides); strong documentation standards Strong problem-solving skills and strategic thinking Ability to adapt to a fast-paced and dynamic environment Preferred Qualifications, Capabilities and Skills MBA or MS in Economics/Finance or related Prior horizontal role serving multiple businesses 1st and 2nd Line of Defense credit risk experience Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Equal Opportunity Employer/Disability/Veterans Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions all while ranking first in customer satisfaction.