Commercial Sales Asst III
TD Bank, Glassboro, NJ, United States
Commercial Sales Associate III
The Commercial Sales Associate III provides ongoing commercial customer service and documentation and loan system support as the Relationship Teams liaison on assigned accounts. Provides professional and efficient service to external and internal customers. Analyzes transaction structure. Provides customer service functions. Provides administrative support to Relationship Managers. Assists the Relationship Manager(s) in closing loans, including assisting to clear conditions of closing, aiding in the preparation of the closing packages and organizing the loan closing package. Provides financial statement support, including uploading and tracking of statements. Processes payments, advances, pay-downs, wires and line of credit adjustments. Supports Relationship Team with reporting, loan activities, delinquencies, correspondence preparation and tracking in loan information. Supports Relationship Managers with reporting, including pipeline, loan closing and the most complex loan input on the bank loan origination platform. Prepares correspondence and provides administrative support. May act as the initial customer service contact and may initiate and facilitate customer research (depends on complexity and nature of issue) ensuring a comprehensive solution to the customer is provided. Processes customer transactions as necessary. Interacts with external customers as needed. Provides notary services as needed. Processes more complex payments, advances, pay-downs, wires and line of credit adjustments. Initiates and facilitates customer research on complex issues. Assists Relationship Team with clearing and management exceptions. Serves as a resource for mentoring Commercial Sales Associates I & II. Prepares correspondence under the direction and review of the Relationship Managers and Commercial leadership. Assists in the development and making recommendations of procedures and process flow. May generate and distribute reports to the Relationship management team, including daily and monthly reporting. Acts as the initial customer service contact and may research more complex customer requests or transactions. Provides notary services for customers as needed. High school diploma or equivalent experience. 3+ years related experience required. Strong knowledge of commercial lending products, credit policy, loan documentation and administration requirements, and legal and regulatory guidelines. Strong knowledge of commercial lending policy and procedures, including lending authority, loan structures, risk ratings, loan to value ratio and other related information. Strong knowledge of commercial rate changes, billing processes, reading transaction histories, explaining late fees and interpreting the technical details of the loan system for customers and Relationship Team. Strong customer service skills. Analytical, problem solving and organizational skills. Strong attention to detail, including ability to review large amounts of detailed documents for accuracy. Excellent communication skills, both verbal and written. PC skills required (Word, Excel, PowerPoint). Knowledge of Relationship Team systems and software. Ability to multi-task along with strong attention to detail. Ability to learn new tasks and systems at a fast rate. Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel
Occasional International Travel
Never Performing sedentary work
Continuous Performing multiple tasks
Continuous Operating standard office equipment - Continuous Responding quickly to sounds
Occasional Sitting
Continuous Standing
Occasional Walking
Occasional Moving safely in confined spaces
Occasional Lifting/Carrying (under 25 lbs.)
Occasional Lifting/Carrying (over 25 lbs.)
Never Squatting
Occasional Bending
Occasional Kneeling
Never Crawling
Never Climbing
Never Reaching overhead
Never Reaching forward
Occasional Pushing
Never Pulling
Never Twisting
Never Concentrating for long periods of time
Continuous Applying common sense to deal with problems involving standardized situations
Continuous Reading, writing and comprehending instructions
Continuous Adding, subtracting, multiplying and dividing
Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
The Commercial Sales Associate III provides ongoing commercial customer service and documentation and loan system support as the Relationship Teams liaison on assigned accounts. Provides professional and efficient service to external and internal customers. Analyzes transaction structure. Provides customer service functions. Provides administrative support to Relationship Managers. Assists the Relationship Manager(s) in closing loans, including assisting to clear conditions of closing, aiding in the preparation of the closing packages and organizing the loan closing package. Provides financial statement support, including uploading and tracking of statements. Processes payments, advances, pay-downs, wires and line of credit adjustments. Supports Relationship Team with reporting, loan activities, delinquencies, correspondence preparation and tracking in loan information. Supports Relationship Managers with reporting, including pipeline, loan closing and the most complex loan input on the bank loan origination platform. Prepares correspondence and provides administrative support. May act as the initial customer service contact and may initiate and facilitate customer research (depends on complexity and nature of issue) ensuring a comprehensive solution to the customer is provided. Processes customer transactions as necessary. Interacts with external customers as needed. Provides notary services as needed. Processes more complex payments, advances, pay-downs, wires and line of credit adjustments. Initiates and facilitates customer research on complex issues. Assists Relationship Team with clearing and management exceptions. Serves as a resource for mentoring Commercial Sales Associates I & II. Prepares correspondence under the direction and review of the Relationship Managers and Commercial leadership. Assists in the development and making recommendations of procedures and process flow. May generate and distribute reports to the Relationship management team, including daily and monthly reporting. Acts as the initial customer service contact and may research more complex customer requests or transactions. Provides notary services for customers as needed. High school diploma or equivalent experience. 3+ years related experience required. Strong knowledge of commercial lending products, credit policy, loan documentation and administration requirements, and legal and regulatory guidelines. Strong knowledge of commercial lending policy and procedures, including lending authority, loan structures, risk ratings, loan to value ratio and other related information. Strong knowledge of commercial rate changes, billing processes, reading transaction histories, explaining late fees and interpreting the technical details of the loan system for customers and Relationship Team. Strong customer service skills. Analytical, problem solving and organizational skills. Strong attention to detail, including ability to review large amounts of detailed documents for accuracy. Excellent communication skills, both verbal and written. PC skills required (Word, Excel, PowerPoint). Knowledge of Relationship Team systems and software. Ability to multi-task along with strong attention to detail. Ability to learn new tasks and systems at a fast rate. Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel
Occasional International Travel
Never Performing sedentary work
Continuous Performing multiple tasks
Continuous Operating standard office equipment - Continuous Responding quickly to sounds
Occasional Sitting
Continuous Standing
Occasional Walking
Occasional Moving safely in confined spaces
Occasional Lifting/Carrying (under 25 lbs.)
Occasional Lifting/Carrying (over 25 lbs.)
Never Squatting
Occasional Bending
Occasional Kneeling
Never Crawling
Never Climbing
Never Reaching overhead
Never Reaching forward
Occasional Pushing
Never Pulling
Never Twisting
Never Concentrating for long periods of time
Continuous Applying common sense to deal with problems involving standardized situations
Continuous Reading, writing and comprehending instructions
Continuous Adding, subtracting, multiplying and dividing
Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.