Senior Loan Processor
Western Alliance Bancorporation, California, MO, United States
Senior Loan Processor
AmeriHome Mortgage is looking for a Sr. Loan Processor to join our Consumer Direct team. The ideal candidate will be a seasoned Loan Processor with recent experience in a retail lending environment. The position will be responsible for submitting the loan for initial loan decision and working directly with the customer to fulfill all necessary conditions for closing. This is an exciting opportunity to join a team that has looks for quality, over quantity.
Location Remote - CA (Southern)
Responsibilities
Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers.
Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines.
Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies.
Confirm that data entry in Encompass matches all loan documentation in the file.
Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process.
Build rapport with borrowers and provide ongoing communication to the customer regarding loan status.
Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated.
Prepare file for loan closing and coordinate with all necessary parties involved.
Ensure lock and closing dates are met.
Qualifications
Knowledge of FNMA, FHLMC, FHA and VA guidelines.
High School Diploma or GED equivalent.
Proficiency with DU and LP, FHA Connection and VA Portal.
Adept at calculating income from salaried and self-employed borrowers.
Knowledge of TRID and compliance.
Excellent interpersonal, verbal and written communication skills.
Strong customer service skills – ability to build rapport quickly.
High level of accuracy and attention to detail.
Excellent time management skills and ability to organize, prioritize and handle multiple tasks simultaneously.
Minimum of 5 years of experience in Mortgage Processing.
Strong working knowledge of Encompass.
Salary Hourly range for new hires is generally $54,910.00 - $67,830.00 for Nevada. Salary amount is determined by specific job location.
Benefits
Competitive salaries
Ownership stake in the company
Medical and dental insurance
Time off
Great 401(k) matching program
Tuition assistance program
Employee volunteer program
Wellness program
Opportunity to bolster your business knowledge and learn the ins and outs of how successful companies operate
Hand‑on experience to help grow your career
About the Company AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Equal Employment Opportunity Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602‑386‑2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
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Location Remote - CA (Southern)
Responsibilities
Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers.
Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines.
Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies.
Confirm that data entry in Encompass matches all loan documentation in the file.
Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process.
Build rapport with borrowers and provide ongoing communication to the customer regarding loan status.
Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated.
Prepare file for loan closing and coordinate with all necessary parties involved.
Ensure lock and closing dates are met.
Qualifications
Knowledge of FNMA, FHLMC, FHA and VA guidelines.
High School Diploma or GED equivalent.
Proficiency with DU and LP, FHA Connection and VA Portal.
Adept at calculating income from salaried and self-employed borrowers.
Knowledge of TRID and compliance.
Excellent interpersonal, verbal and written communication skills.
Strong customer service skills – ability to build rapport quickly.
High level of accuracy and attention to detail.
Excellent time management skills and ability to organize, prioritize and handle multiple tasks simultaneously.
Minimum of 5 years of experience in Mortgage Processing.
Strong working knowledge of Encompass.
Salary Hourly range for new hires is generally $54,910.00 - $67,830.00 for Nevada. Salary amount is determined by specific job location.
Benefits
Competitive salaries
Ownership stake in the company
Medical and dental insurance
Time off
Great 401(k) matching program
Tuition assistance program
Employee volunteer program
Wellness program
Opportunity to bolster your business knowledge and learn the ins and outs of how successful companies operate
Hand‑on experience to help grow your career
About the Company AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Equal Employment Opportunity Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602‑386‑2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
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