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Collateral Compliance & Documentation Expert

United Bank of Southwest Alabama & Northwest Florida, Atmore, AL, United States


Job Function / Summary

The Collateral Services Specialist is responsible for ensuring the accurate perfection, tracking, and maintenance of all collateral loan documentation, including but not limited to mortgages, deeds of trust, vehicle titles, UCC filings, and other secured instruments. This role safeguards the institution's lien position, ensures regulatory compliance, and mitigates collateral related risk. Job Function / Summary

The Collateral Services Specialist is responsible for ensuring the accurate perfection, tracking, and maintenance of all collateral loan documentation, including but not limited to mortgages, deeds of trust, vehicle titles, UCC filings, and other secured instruments. This role safeguards the institution's lien position, ensures regulatory compliance, and mitigates collateral related risk.

Primary Duties & Responsibilities

Prepare, review, and file collateral documents including: Real estate mortgages/ deeds of trust Vehicle titles and lien filings UCC-1 financing statements and amendments Ensure timely and accurate lien perfection in accordance with state and federal requirements Coordinate with county clerks, DMVs, secretaries of state, title companies, and third-party vendors Monitor recording confirmations and follow up on rejected filings Maintain collateral tracking systems Verify receipt of recorded documents and original titles Monitor ticklers for UCC continuations and renewals Investigate and resolve title defects, lien priority issues, and documentation discrepancies Work with loan officers and processors to correct documentation deficiencies Any other duties as assigned by Management.

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