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Credit Director

Beacon Roofing Supply, Inc, Glendale, AZ, United States


We’re looking for bold, entrepreneurial talent ready to help build something extraordinary — and reshape the future of building products distribution.

QXO is a publicly traded company founded by Brad Jacobs with the goal of building the market-leading company in the building products distribution industry. On April 30, 2025, QXO completed its first acquisition: Beacon Building Products, a leading distributor in the sector.

We are building a customer-focused, tech-enabled, and innovation-driven business that will scale rapidly through accretive M&A, organic growth, and greenfield expansion. Our strategy is rooted in delivering exceptional customer experiences, improving operational efficiency, and leveraging data, digital tools, and AI to modernize a historically under-digitized industry.

At

QXO , we’re building a modern, technology-driven platform to transform the building products distribution industry. As a

Credit Director , you will play a critical leadership role in driving profitable growth while managing credit risk across a portfolio. You’ll lead a team of Credit Managers, partner closely with Sales and customers, and help shape credit strategy to support business expansion.

What you'll do

Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management

Serve as a senior, client-facing leader—building relationships with strategic accounts and resolving complex credit issues

Establish and execute credit strategies, policies, and procedures that balance risk and growth

Lead, coach, and develop a team of Credit Managers, ensuring strong performance, consistency, and alignment with company goals

Oversee credit underwriting decisions, including large or complex transactions and exceptions to policy

Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt

Drive proactive risk assessment and ensure timely updates to customer credit profiles

Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships

Oversee third-party collections, legal escalations, lien/bond processes, and bankruptcy activities

Deliver regular reporting and insights to senior leadership on credit performance, risk exposure, and portfolio health

Partner cross-functionally with Finance, Sales, Operations, and Legal to support scalable growth

Champion process improvements, systems enhancements, and best practices across the credit function

What you'll bring

10+ years of progressive experience in credit, collections, or financial risk management

Proven leadership experience managing and developing high-performing teams (including managing managers)

Strong business acumen with the ability to balance risk management and commercial growth objectives

Excellent interpersonal and communication skills, with a demonstrated ability to influence both internal stakeholders and external customers

Experience working in a client-facing capacity and partnering closely with Sales teams

Deep understanding of accounts receivable management, credit underwriting, and risk assessment

Experience in manufacturing, retail, constructionorrelated industry a plus

Working knowledge of accounting and finance principles; familiarity with lien and bond processes is a plus

Strong analytical, negotiation, and problem-solving skills

Proficiency in Microsoft Office Suite and credit/ERP systems

Bachelor’s degree in Business, Finance, or a related field preferred

Willingness to travel occasionally for customer and business needs

What you'll earn

401(k) with employer match

Medical, dental, and vision insurance

PTO, company holidays, and parental leave

Paid training and certifications

Legal assistance and identity protection

Pet insurance

Employee assistance program (EAP)

QXO is an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, or any other protected status.

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