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Lead Product Manager, Personal Loans (San Francisco)

Lending Club, San Francisco, CA, United States


Current Employees of LendingClub: Please apply via your internal Workday AccountLendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club!About the RoleLendingClub is seeking a Lead Product Manager to own the most complex, ambiguous, and cross-cutting problems in the personal loans portfolio, from acquisition and application through decisioning, offers, and funding. You will shape portfolio-level strategy alongside the Sr Director of Product Management, frame problems the team has not yet recognized, and set the standard for product craft that others model their work on. Your impact is measured by the quality of your strategic thinking, the clarity of your problem framing, and the outcomes your work produces across the portfolio.You will serve as a trusted product voice to senior leadership across Engineering, Design, Research, Data, Risk, Compliance, Operations, and business stakeholders, navigating the complex intersections of regulation, credit strategy, and customer experience.What You'll DoDrive improvements in funnel conversion and customer experience through data-driven insights and validated customer researchFrame high-value problems the team has not yet identified: synthesize market signals, customer evidence, and business performance into new strategic opportunitiesConduct continuous product discovery: build deep customer expertise through direct research, validate opportunities with evidence, and challenge assumptionsDevelop and manage a clear, evidence-grounded product backlog and roadmap, communicating strategy and tradeoffs to cross-functional leadershipAlign portfolio roadmap priorities with senior business partners, ensuring shared understanding of tradeoffs and investment rationale across the teamWrite clear problem statements, PRDs, Epics, stories and acceptance criteria that set the standard for how the team communicates with EngineeringPartner with Product Delivery Management on portfolio planning, dependency management, and launch coordinationExplore the use of emerging AI solutions and actively use modern AI tools to elevate research, synthesis, experimentation, and product developmentWhat Success Looks LikePortfolio strategy reflects your influence: clear investment rationale, well-framed problems, and measurable outcomes tied to business performanceMeasurable improvements in funnel conversion, customer experience, and risk performance driven by initiatives you led or shapedStrong cross-functional alignment and trusted partnerships across the organization, including Engineering, Design, Risk, Compliance, Operations, Marketing, senior business leadership, and your peersAbout You8+ years of product management experienceExperience working in regulated consumer fintech environmentsDemonstrated practice of continuous product discovery, including customer research, problem validation, and evidence-based prioritization at portfolio scaleProven ownership of high-traffic digital products with measurable customer and business outcomes in complex, regulated environmentsStrong analytical orientation and comfort defining KPIs and working closely with dataRecognized cross-functionally as a trusted partner; proactively builds alignment and brings stakeholders together across Engineering, Risk, Compliance, Design, and business teamsExperience defining experimentation strategy for your assigned product domainAbility to clearly articulate strategy, frame tradeoffs, and influence senior leadership across technical, business, and regulatory audiencesStrong product judgment recognized by peers; others seek your input on their hardest problemsTrack record of leveraging AI tools to elevate product thinking, analysis, and execution qualityBachelor’s degree in a related field; or equivalent work experienceWork Location San FranciscoThe above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. LendingClub offers relocation, based on actual job level. Time Zone Requirements Primarily PTWhile the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.Travel Requirements As needed travel to LendingClub offices and/or other locations, as needed. Compensation The target base salary range for this position is 187,000-215,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of LendingClub’s Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more. #LI-Hybrid #LI-BC1 LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system. We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com. SummaryLocation: San Francisco, CAType: Full time