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Residential Credit Associate

Arrived, Seattle, WA, United States


This position is only open to candidates located in the following states and/or markets: Arkansas, Arizona, California, Colorado, Illinois, Massachusetts, Michigan, Nevada, North Carolina, New Jersey, New York, Tennessee, Texas, Washington. At Arrived, our mission is to bring real estate investing online.

We’re building the world’s most trusted platform for investing in real estate—giving everyday investors access to the world’s largest asset class.

As the platform grows, Arrived is expanding its

private credit strategies backed by residential real estate , including:

Residential transition loans (RTL)

DSCR rental loans

Structured residential credit investments

We partner with leading originators, operators, and institutional capital providers to deploy capital across a diversified portfolio of residential credit investments.

To support this growth, we are hiring a

Residential Credit Associate

to help scale Arrived’s investment platform.

What You’ll Do Arrived is seeking a credit associate to support the underwriting, execution, and portfolio management of residential credit investments.

You will work closely with Arrived’s Investment, Credit, Legal, and Asset Management teams across the

full lifecycle of private credit investments , including:

Qualifying and monitoring origination partners

Underwriting and pricing analysis

Investment committee preparation

Collateral diligence and loan review

Transaction management and closing

Portfolio monitoring and risk assessment

Unlike traditional analyst roles focused solely on modeling or processing,

this position provides exposure across the entire credit investment lifecycle

and the systems that support a growing credit platform.

How You’ll Contribute You will work cross-functionally across investment, diligence, legal, and operations teams to support Arrived’s residential credit investment activities.

Credit Investment Execution Manage residential credit transactions from approval through closing by:

Coordinating with originators, diligence providers, servicers, and counsel

Managing deal workflows, closing timelines, and documentation

Reviewing loan purchase agreements, servicing documents, and extensions

Maintaining transaction checklists and funding readiness

This role serves as a

central orchestration point across investment, diligence, and legal teams

to ensure efficient capital deployment.

Loan Diligence & Collateral Review Support diligence and collateral validation for residential loan acquisitions:

Managing third-party diligence providers performing loan-level reviews

Reviewing inventory and exception reports with custodians

Coordinating with originators to resolve collateral exceptions

Identifying risks and ensuring loan files meet Arrived’s investment standards prior to closing

Assist the investment team in evaluating residential credit opportunities:

Supporting underwriting of loan structures, leverage levels, borrower profiles, and collateral

Preparing internal deal summaries and investment memos

Supporting pricing analysis and capital allocation decisions

Maintaining pipeline and investment tracking models

Support monitoring and risk management of Arrived’s credit portfolio:

Tracking borrower performance and key loan milestones

Monitoring covenant compliance and extension requests

Supporting portfolio reporting and internal credit reviews

Identifying emerging risks across the portfolio

Platform Development Help build scalable infrastructure supporting Arrived’s credit platform:

Improving diligence workflows and operational processes

Supporting loan tracking systems and portfolio analytics

Assisting with reporting and investment data infrastructure

You Might Be a Great Fit If You

Have

great experience

in real estate credit, private credit, structured finance, or mortgage finance

Have experience working with

loan-level collateral or mortgage-backed securities

Have worked at a

lender, credit fund, diligence firm, or investment platform

Demonstrate strong analytical, organizational, and transaction management skills

Are detail-oriented and comfortable managing multiple transactions simultaneously

Are proficient in

Excel and financial analysis tools

Have familiarity with loan documentation and collateral review

Communicate clearly in both written and verbal formats

Relevant backgrounds may include:

Private credit funds

Residential loan originators

Whole loan trading desks

Third-party diligence firms

What Success Looks Like Within the first year, a successful candidate will:

Help execute a growing pipeline of residential credit investments

Improve the efficiency and scalability of Arrived’s credit execution processes

Build expertise across underwriting, diligence, and loan transactions

Become a trusted partner to Arrived’s investment and credit teams

Why Arrived? Culture We’re a small and growing team passionate about helping investors meet their financial goals. You’ll have the opportunity to shape Arrived’s expanding credit platform.

Growth Arrived operates at the intersection of

real estate, fintech, and private credit , offering hands‑on exposure across the full investment lifecycle.

Competitive salary + equity

Health, dental, and vision benefits

Flexible work environment

Perks Every Arrived employee receives a monthly bonus to invest in Arrived properties and build passive income alongside our investors.

Location Arrived is a remote‑first company headquartered in Seattle, WA.

Why Arrived

Culture : We’re a small but fast growing team, passionate about our mission to help others meet their financial goals.

Growth : We’re solving tough problems and we’re moving at a fast pace. Arrived is creating something completely new and we’re looking for team members who can be as excited about Arrived as we are.

Benefits : We offer competitive salary & equity compensation. A flexible PTO policy to allow our team to take time away whenever they need. And employer sponsored Health, Dental, and Vision plans.

Perks : Every Arrived employee gets a monthly cash bonus to invest in Arrived properties so that they can start building passive income (we only ask that you don't quit your job and leave us high and dry when you’re swimming in dollar bills).

Inclusion : We welcome applicants from all backgrounds and work hard to create an inclusive and healthy environment for all.

Location Arrived is a remote‑first company headquartered in Seattle, WA.

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