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Commercial Banker I

S&T Bancorp Inc, Pittsburgh, PA, United States


Commercial Banking Assistant

Location: 358 N Shore Drive, Pittsburgh, Pa 15212 or 800 Philadelphia Street, Indiana, Pa 15701 Hours: Monday - Friday: 8AM-5PM (Additional hours as necessary to meet the objectives of the department) Function: Responsible for assisting senior level commercial banker in managing and growing commercial banking relationships. Duties and Responsibilities: Assists senior level bankers with managing their existing commercial portfolio: Assists with the preparation of new loan requests, prescreens, and committee presentations Assists with maturing loans and financial/covenant exceptions Participates in the credit underwriting process and loan documentation review Participates in joint calling efforts with senior level bankers. Monitors the credit performance of client portfolios and alerts Bankers to changes that may require action to ensure risk mitigation and minimize potential losses. Including but not limited to: Reviewing financial statements and cash flows Analyzing collateral quality Monitoring line usage and supporting documentation Performing lease analysis to recognize potential vacancies/lease expirations, etc. Carries out a variety of business development activities to identify bank prospects and develop key centers of influence. Ensures compliance with existing loan policies and procedures. Receives and responds to various customer questions and assists with resolutions. Monitors and Documents performance of existing loan portfolio through call memos, site visits, financial collection and review, third party reports. Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization. Assumes additional responsibilities as required. Education: Requires a four-year college degree or equivalent, major in Business or related fields. Experience: One to Five years Banking experience, preferably in Credit, Portfolio Management or Commercial Banking. Physical Demands: Operates a keypad device: 25% of the week. Operates electronic equipment: 20% of the week; operates office equipment: 5% of the week. Travels: 30% of the week. The primary parts of the body involved in performing these tasks are the fingers, thumbs, hands, wrists, elbows, legs, lower and upper torso and feet. Standing is required. Sitting is required. Walking is required. Physical demands include travel by car to see customers, inspect construction sites, land developments, etc. Lenders also travel out of state to inspect projects, construction sites and meet customers. Requires the use of manual dexterity skills for typing and data entry up to 25% of the business day. Specific vision requirements include close vision of 18"-20" for computer work. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities Salary Range: $36,438.00 - $80,850.00