Senior Credit Underwriter - Commercial Banking
Network Temp Inc, New York, NY, United States
Senior Credit Underwriter
Customer Relationship driven Commercial Bank in Midtown Manhattan hiring Senior Credit Underwriter MUST BE ABLE TO WORK 4 DAYS ONSITE $145,000-$165,000 NO VISA NO SPONSORSHIP Duties and Responsibilities: For the most complex transactions, undertaking comprehensive financial and credit risk analysis in support of loan requests; including but not limited to financials, projections, industry/market, structure, management and environmental. Must have experience with transitional loans or loans that have no cashflow and bringing those properties to cashflow Demonstrating deep understanding of credit risks and mitigants, presenting clearly and concisely in risk focused credit proposals for submission to the appropriate approval authority. Work collaboratively with Lending Officers throughout the transaction process, ensuring all Borrower information including financials are complete, accurate, received in a timely manner and analyzed fully. Attend client meetings and/or site visits as appropriate. Strong understanding of compliance, regulations and the Bank's commercial lending policies, clearly outlining any exceptions to policy and supporting rationale in the credit proposal. Ensure all credit-related questions from the approval authority are addressed efficiently and effectively. Contribute effectively at Credit Committee and other Committee meetings as appropriate. Provide guidance and oversight for more junior credit underwriters. Assisting in the completion of various monthly, quarterly or ad hoc reports as necessary. Assisting in gathering information required by Bank examiners and internal audit. Performs additional duties and responsibilities as assigned by management Requirements Bachelor's degree in Business, Accounting or Finance; or equivalent experience Minimum 7 years in credit related field, preferably in a banking environment with C&I / Healthcare experience Strong analytical / financial modeling skills Excellent written and verbal communication skills Strong interpersonal skills; work collaboratively and with integrity with key internal and external stakeholders. Strong team player with desire to develop and coach less experienced members of the team Working knowledge of all MS Office Suite products Experience with transitional or "bridge" loans Experience with loans that have no cash flow/Experience bringing those properties to cash flow
Customer Relationship driven Commercial Bank in Midtown Manhattan hiring Senior Credit Underwriter MUST BE ABLE TO WORK 4 DAYS ONSITE $145,000-$165,000 NO VISA NO SPONSORSHIP Duties and Responsibilities: For the most complex transactions, undertaking comprehensive financial and credit risk analysis in support of loan requests; including but not limited to financials, projections, industry/market, structure, management and environmental. Must have experience with transitional loans or loans that have no cashflow and bringing those properties to cashflow Demonstrating deep understanding of credit risks and mitigants, presenting clearly and concisely in risk focused credit proposals for submission to the appropriate approval authority. Work collaboratively with Lending Officers throughout the transaction process, ensuring all Borrower information including financials are complete, accurate, received in a timely manner and analyzed fully. Attend client meetings and/or site visits as appropriate. Strong understanding of compliance, regulations and the Bank's commercial lending policies, clearly outlining any exceptions to policy and supporting rationale in the credit proposal. Ensure all credit-related questions from the approval authority are addressed efficiently and effectively. Contribute effectively at Credit Committee and other Committee meetings as appropriate. Provide guidance and oversight for more junior credit underwriters. Assisting in the completion of various monthly, quarterly or ad hoc reports as necessary. Assisting in gathering information required by Bank examiners and internal audit. Performs additional duties and responsibilities as assigned by management Requirements Bachelor's degree in Business, Accounting or Finance; or equivalent experience Minimum 7 years in credit related field, preferably in a banking environment with C&I / Healthcare experience Strong analytical / financial modeling skills Excellent written and verbal communication skills Strong interpersonal skills; work collaboratively and with integrity with key internal and external stakeholders. Strong team player with desire to develop and coach less experienced members of the team Working knowledge of all MS Office Suite products Experience with transitional or "bridge" loans Experience with loans that have no cash flow/Experience bringing those properties to cash flow