Portfolio Analyst I - Denton Credit Office
AgTrust Farm Credit, Denton, TX, United States
At
AgTrust Farm Credit , we're more than a financial institution, we're a mission‑driven organization dedicated to supporting agriculture and rural communities. We're seeking a
Portfolio Analyst I
to join our Denton Credit Office and play a key role in portfolio risk management, credit analysis, and regulatory compliance.
This position is ideal for finance or accounting professional looking to build a strong foundation in credit, risk, and regulatory‑focused portfolio management while working alongside experienced lending and credit leaders.
What You'll Do As a Portfolio Analyst I, you will support the safety, soundness, and compliance of the loan portfolio while gaining hands‑on experience with sophisticated credit analysis and risk management practices.
Analyze loan portfolio performance, credit quality, and compliance with internal policy and regulatory standards
Monitor large loan portfolios exceeding
$500MM , identifying emerging risks, covenant compliance issues, delinquencies, collateral coverage gaps, and early warning indicators
Assist with portfolio‑level risk analysis and stress testing using
Loan Analytics
and other approved risk management tools
Spread and analyze borrower financial statements, tax returns, and cash flow reports in accordance with established credit standards
Perform global cash flow analysis, repayment capacity assessments, and sensitivity analysis to evaluate credit risk
Support credit decision‑making by assisting with credit memorandums, renewals, modifications, and annual loan reviews
Maintain accurate, audit‑ready portfolio data and generate recurring risk and management reports
Partner with Relationship Managers to provide analytical insights and support borrower reviews and presentations
Assist with internal and external audits, loan reviews, and regulatory examinations by providing complete and accurate documentation
What We're Looking For
Bachelor's degree in Business Administration, Finance, Accounting, or a related field
0–2 years of experience in lending, credit analysis, audit, or financial analysis
Foundational knowledge of financial analysis, accounting principles, and credit fundamentals
Familiarity with Federal, State, and Farm Credit Administration (FCA) regulations
Strong analytical, mathematical, and problem‑solving skills
Working knowledge of Microsoft Excel, Word, and Outlook
Clear and professional written and verbal communication skills
Strong attention to detail with the ability to manage confidential information responsibly
Collaborative mindset with a willingness to learn, grow, and get feedback
Comfortable working with moderate supervision in a dynamic, regulated environment
Willingness to travel occasionally
Why AgTrust At
AgTrust Farm Credit , we offer more than a job, we offer a career with purpose. You'll contribute to sound lending practices while supporting agriculture and rural communities, all within a stable and value‑driven organization.
Competitive pay + PSP bonus
Medical, dental, vision, and prescription coverage
Company‑paid life, AD&D, and long‑term disability
401(k) with generous match
Paid vacation, sick leave, and parental leave
Wellness program and professional development opportunities
Ready to build a career with a mission‑driven organization? Apply today!
Some legal language At the discretion of AgTrust Farm Credit, this position may be offered at an alternate title. In addition, other business experience may be considered relevant.
AgTrust, ACA is an
Equal Opportunity
/ Aff…
Persons with disabilities who require accommodation to complete the application process should contact AgTrust Human Resources at (817) 288-1599.
AA/EOE/M/F/D/V
#J-18808-Ljbffr
AgTrust Farm Credit , we're more than a financial institution, we're a mission‑driven organization dedicated to supporting agriculture and rural communities. We're seeking a
Portfolio Analyst I
to join our Denton Credit Office and play a key role in portfolio risk management, credit analysis, and regulatory compliance.
This position is ideal for finance or accounting professional looking to build a strong foundation in credit, risk, and regulatory‑focused portfolio management while working alongside experienced lending and credit leaders.
What You'll Do As a Portfolio Analyst I, you will support the safety, soundness, and compliance of the loan portfolio while gaining hands‑on experience with sophisticated credit analysis and risk management practices.
Analyze loan portfolio performance, credit quality, and compliance with internal policy and regulatory standards
Monitor large loan portfolios exceeding
$500MM , identifying emerging risks, covenant compliance issues, delinquencies, collateral coverage gaps, and early warning indicators
Assist with portfolio‑level risk analysis and stress testing using
Loan Analytics
and other approved risk management tools
Spread and analyze borrower financial statements, tax returns, and cash flow reports in accordance with established credit standards
Perform global cash flow analysis, repayment capacity assessments, and sensitivity analysis to evaluate credit risk
Support credit decision‑making by assisting with credit memorandums, renewals, modifications, and annual loan reviews
Maintain accurate, audit‑ready portfolio data and generate recurring risk and management reports
Partner with Relationship Managers to provide analytical insights and support borrower reviews and presentations
Assist with internal and external audits, loan reviews, and regulatory examinations by providing complete and accurate documentation
What We're Looking For
Bachelor's degree in Business Administration, Finance, Accounting, or a related field
0–2 years of experience in lending, credit analysis, audit, or financial analysis
Foundational knowledge of financial analysis, accounting principles, and credit fundamentals
Familiarity with Federal, State, and Farm Credit Administration (FCA) regulations
Strong analytical, mathematical, and problem‑solving skills
Working knowledge of Microsoft Excel, Word, and Outlook
Clear and professional written and verbal communication skills
Strong attention to detail with the ability to manage confidential information responsibly
Collaborative mindset with a willingness to learn, grow, and get feedback
Comfortable working with moderate supervision in a dynamic, regulated environment
Willingness to travel occasionally
Why AgTrust At
AgTrust Farm Credit , we offer more than a job, we offer a career with purpose. You'll contribute to sound lending practices while supporting agriculture and rural communities, all within a stable and value‑driven organization.
Competitive pay + PSP bonus
Medical, dental, vision, and prescription coverage
Company‑paid life, AD&D, and long‑term disability
401(k) with generous match
Paid vacation, sick leave, and parental leave
Wellness program and professional development opportunities
Ready to build a career with a mission‑driven organization? Apply today!
Some legal language At the discretion of AgTrust Farm Credit, this position may be offered at an alternate title. In addition, other business experience may be considered relevant.
AgTrust, ACA is an
Equal Opportunity
/ Aff…
Persons with disabilities who require accommodation to complete the application process should contact AgTrust Human Resources at (817) 288-1599.
AA/EOE/M/F/D/V
#J-18808-Ljbffr