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Loss Mitigation Underwriter

TEKsystems, Ocala, FL, United States


Job Overview Role:

Loss Mitigation Underwriter

Client:

Guild Mortgage

Location:

Remote (PST preferred)

Work Type:

Contract, Potential Full-Time

Hours:

7:30 AM - 4:00 PM PST, periodic mandatory Saturdays

Experience Level:

Open to candidates with Loss Mitigation or strong eagerness to learn

Candidate Overview:

This candidate is being submitted for the Loss Mitigation Underwriter role supporting Guild Mortgage's high-volume loss mitigation operations. The ideal fit is someone who can work in a fast-paced, deadline-driven environment, learn new mitigation processes quickly, and manage a large pipeline of files with accuracy and urgency. The candidate must be comfortable working in Excel, following structured review workflows, and meeting strict turn-time expectations. The team will train candidates on FHA, VHA, and CalHFA/CalHEP program files as well as internal waterfall processes. Strong attention to detail, responsiveness, and the ability to hit deadlines consistently are essential.

Core Responsibilities

Review 18+ loan files per day across multiple programs (FHA, VHA, CalHFA/CalHEP).

Complete required actions within 5 days per file and meet 30‑day decision timelines.

Perform manual waterfall analysis using Excel-based worksheets.

Validate loan information, eligibility, and program options.

Work with tight deadlines and a high sense of urgency.

Maintain accuracy and consistency in manual calculations and documentation.

Collaborate with the team and elevate issues appropriately.

Must‑Have Qualities

Strong sense of urgency.

Sharp, detail‑oriented, deadline‑driven.

Solid Excel proficiency (role is very manual & Excel-heavy).

Comfortable with high‑volume repetitive work.

Eager to learn loss mitigation waterfalls if no prior experience.

PST hours required.

What the Manager Is Open To

Candidates without Loss Mitigation experience, as long as they have a strong work ethic, learn quickly, and can handle volume & deadlines.

Temp-to-hire after a couple of months if they prove themselves.

What the Manager Does NOT Want

Candidates who cannot work PST hours.

Candidates without urgency, attention to detail, or deadline discipline.

Individuals who struggle with Excel‑driven workflows.

Hiring Logistics

Interviews: 2 total (Manager + Team Panel).

Conversion: Contract with potential to convert to full‑time.

Hours: 7:30 AM - 4:00 PM PST.

Schedule: Occasional mandatory Saturdays (~2 per month).

Pay: $23.47/hr.

2 open positions.

Remote – 6 month contract (high chance to convert to full time).

Job Type & Location This is a Contract to Hire position based out of Ocala, FL. Remote position.

Pay and Benefits

Pay range: $23.47 – $23.47/hr.

Medical, dental & vision.

Critical Illness, Accident, and Hospital.

401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available.

Life Insurance (Voluntary Life & AD&D for the employee and dependents).

Short and long‑term disability.

Health Spending Account (HSA).

Transportation benefits.

Employee Assistance Program.

Time Off/Leave (PTO, Vacation or Sick Leave).

Workplace Type This is a fully remote position.

Application Deadline This position is anticipated to close on Mar 31, 2026.

Equal Opportunity Employer Statement The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

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