Commercial Portfolio Manager II
Busey, Scottsdale, AZ, United States
Position Summary
The Commercial Portfolio Manager provides a positive customer experience through managing the client relationship utilizing the full suite of Busey products and services. Maintain a compliant and clean book of business in partnership with the credit and loan coordination teams. The Portfolio Manager supports the bank’s relationship management efforts through preliminary financial analyses needed to make credit decisions, contributes and provides input to the loan decision process based on evaluation of key factors. The Portfolio Manage will report to the Market President or Managing Director of CRE.
Duties & Responsibilities The Portfolio Manager will be familiar with the relationships/borrowers in their loan portfolio, proactively managing the assigned portfolio to ensure adherence to credit policy, including completing various required actions, such as; Perform preliminary financial analysis, address industry risks, collateral requirements, loan structuring and pricing.
Interact with customers independently to address routine and non-routine client servicing matters in addition to risk-related items
Prepares call plans and relationship reviews for individual and joint calls to prospects, clients, COIs
Identify and make referrals to other business lines and departments
Collaborates and communicates with internal/external clients regarding both sensitive and routine matters
External networking and community involvement
Make presentations on specific loans and participate in the bank’s loan approval process
Offer approval recommendation based on credit structure fundamentals
Grow existing relationships through increased borrowings, as appropriate, increase deposits and cash management, and cross sell into Wealth Management and Personal banking.
Negotiate credit transactions
Service existing customer relationships to maximize profitability
Analyze and Evaluate new CRE Credit opportunities.
Evaluate commercial properties analyze borrower financial statements and assess property cash flows
Education & Experience Knowledge Of
Strong understanding of credit fundamentals, loan structuring and monitoring, bank policy, and compliance
CRE Analytics and Credit Metrics
Needs based sales and customer service skills
Strong oral and written communication skills
Requires knowledge of Microsoft Office
Ability to: Gather pertinent information and make recommendations for considering new opportunities
Stay abreast of industry, market trends and information
Analyze and interpret numerical data
Perform duties with frequent interruptions and time pressures in highly interruptive conditions
Microsoft Excel
Education And Training
Requires a 4-year college degree with an emphasis in Accounting or Finance.
Requires 5 or more years of banking, finance or sales related experience.
At least 3 years’ experience in credit analysis or underwriting preferred.
Compensation And Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $98,000 - $127,055/year) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being—now and in the years to come—are important to us. Busey’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.
Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey’s commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey’s Equal Opportunity Employment.
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Duties & Responsibilities The Portfolio Manager will be familiar with the relationships/borrowers in their loan portfolio, proactively managing the assigned portfolio to ensure adherence to credit policy, including completing various required actions, such as; Perform preliminary financial analysis, address industry risks, collateral requirements, loan structuring and pricing.
Interact with customers independently to address routine and non-routine client servicing matters in addition to risk-related items
Prepares call plans and relationship reviews for individual and joint calls to prospects, clients, COIs
Identify and make referrals to other business lines and departments
Collaborates and communicates with internal/external clients regarding both sensitive and routine matters
External networking and community involvement
Make presentations on specific loans and participate in the bank’s loan approval process
Offer approval recommendation based on credit structure fundamentals
Grow existing relationships through increased borrowings, as appropriate, increase deposits and cash management, and cross sell into Wealth Management and Personal banking.
Negotiate credit transactions
Service existing customer relationships to maximize profitability
Analyze and Evaluate new CRE Credit opportunities.
Evaluate commercial properties analyze borrower financial statements and assess property cash flows
Education & Experience Knowledge Of
Strong understanding of credit fundamentals, loan structuring and monitoring, bank policy, and compliance
CRE Analytics and Credit Metrics
Needs based sales and customer service skills
Strong oral and written communication skills
Requires knowledge of Microsoft Office
Ability to: Gather pertinent information and make recommendations for considering new opportunities
Stay abreast of industry, market trends and information
Analyze and interpret numerical data
Perform duties with frequent interruptions and time pressures in highly interruptive conditions
Microsoft Excel
Education And Training
Requires a 4-year college degree with an emphasis in Accounting or Finance.
Requires 5 or more years of banking, finance or sales related experience.
At least 3 years’ experience in credit analysis or underwriting preferred.
Compensation And Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $98,000 - $127,055/year) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being—now and in the years to come—are important to us. Busey’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.
Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey’s commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey’s Equal Opportunity Employment.
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