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Agricultural Field Representative

D.L. Evans Bank, Twin Falls, ID, United States


Job Description Join to apply for the Agricultural Field Representative role at D.L. Evans Bank.

The Agricultural Field Representative is responsible for conducting on-site inspections and preparing written analysis of machinery, equipment, and livestock held as collateral for agricultural credits. The candidate gathers and analyzes necessary data to determine a fair appraisal value for loan purposes and helps develop appraisal policies and procedures that are legally compliant and support the objectives of the Bank. In addition, the Agricultural Field Representative assists other Bank personnel as necessary.

Qualifications

High school diploma or GED required; Bachelor's degree in related field preferred

Five to eight years of experience in an agricultural related field that includes experience with cattle including cow/calf and feeder operations, dairy, and row crop

Understanding of valuation techniques for agricultural related commodities and of related market information

Knowledge of Bank lending and collections programs, policies, and procedures required

Strong interviewing skills

Excellent written and verbal communication skills

Strong analytical skills

Able to use financial calculator and related computer applications and business machines

Responsibilities

Reviews files for assigned agricultural inspection requests, ensuring that necessary documentation is enclosed including valuations, equipment lists, etc.

Organizes inspection assignments in order to minimize driving time

Conducts on-site inspections of designated credits and gathers all relevant facts; examines livestock, machinery, equipment, property, and buildings; determines the present condition of such and makes accurate valuation assessments; and consults a specialist as necessary

Collects, inspects, verifies, analyzes, and reconciles comparable data available to indicate the market value of the agricultural collateral

Prepares and submits periodic reports to branch management during the quarterly meetings regarding agricultural trends, economic conditions, and future potential regarding agricultural loans

Photographs items to assist in estimating value, substantiating findings, and completing appraisal report

Prepares written inspection reports

Collects, verifies, and analyzes comparable cost and valuation data for the maintenance of data that is reflective of the relevant market prices

Conducts surveys regarding current market conditions for department files

Uses all relevant market analyses to assist in the development of appropriate agricultural inspection policies and procedures

Ensures that requests, questions, and problems are courteously and professionally resolved

Ensures that communications are efficient and effective

Delivers inspection service in a prompt, accurate, and legal manner

Assists other employees and officers as necessary

Maintains and develops good relations with agricultural and commercial loan officers in the Bank and offers information and assistance when necessary

Refers qualified prospective clients to appropriate relationship officers for their review and solicitation

Completes required reports and records accurately and promptly

Maintains current knowledge of crop, cattle, and dairy valuations and real estate used for agricultural purposes in order to ensure accurate valuations

Maintains the professional reputation of D.L. Evans Bank

Helps other area personnel as required

Keeps management informed of area activities and any significant problems or concerns

Attends and participates in meetings and committees as required

Completes special projects as assigned

Attends assigned training sessions and stays current on new procedures and policies

Promotes D.L. Evans Bank at all times and serves as a representative in the community

Company Description D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application!

D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

FSA401(k)

Employee Stock Ownership Plan

Paid Vacation

Sick Time

Life Insurance

Long-term Disability Insurance

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Administrative

Banking

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