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DSCR Loan Processor

HR Power 10, Louisville, KY, United States


MM Lending is a real estate lending platform focused on delivering DSCR (Debt Service Coverage Ratio) financing to residential real estate investors. We partner with institutional capital sources and operate with a strong emphasis on precision, execution discipline, and operational reliability. As we scale, our success depends on consistent, high-quality loan file execution and strict adherence to investor guidelines. The Role

We are seeking a

detail-oriented, process-driven DSCR Loan Processor

to take ownership of loan files from application through closing. This is a

hands-on execution role

designed for someone who thrives in structured environments, values accuracy, and takes pride in producing complete, compliant, and investor-ready loan files. You will play a critical role in ensuring each transaction moves forward efficiently, with clarity, organization, and discipline. What Success Looks Like

Loan files are

complete, accurate, and submission-ready the first time Underwriting conditions are

tracked, resolved, and cleared without rework Files move through the pipeline

without unnecessary delays Documentation meets

investor standards with consistency Operational issues are

identified early and resolved methodically Core Responsibilities

Loan File Assembly & Documentation Control

Open, structure, and maintain organized DSCR loan files Collect borrower, entity, and property documentation Verify completeness and accuracy prior to submission Maintain consistent file integrity aligned with investor standards Investor Submission & File Preparation

Prepare and submit complete loan packages to funding partners Ensure all documentation aligns with DSCR program guidelines Upload and manage files within investor portals Maintain accurate pipeline status and file tracking Track underwriting conditions with precision and accountability Coordinate document collection with borrowers and internal team members Review incoming documents for completeness and compliance Resubmit clean, complete condition responses Closing Coordination & Execution

Monitor files from submission through clear-to-close Coordinate with title companies, borrowers, and funding partners Ensure all closing requirements are satisfied prior to funding Maintain visibility across all active transactions Pipeline Management & Operational Discipline

Maintain a structured and accurate pipeline tracker Provide consistent status updates to internal stakeholders Identify potential issues early and elevate appropriately Contribute to process improvements and operational efficiency Qualifications

Required

2–5 years of experience in mortgage processing, loan operations, or real estate lending Strong attention to detail and documentation accuracy Ability to manage multiple files in a deadline-driven environment Clear, structured communication skills High level of personal accountability and follow-through Preferred

Experience with DSCR or residential investor loan programs Familiarity with investor submission platforms and document systems Experience managing underwriting conditions and closings Background in private or real estate investment lending

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