Senior Mortgage Loan Processor
Megatel Homes, Dallas, TX, United States
Senior Mortgage Loan Processor
Location: On‑Site (Uptown Dallas, TX)
Employment Type: Full Time
Compensation: $50K base + $200 per‑file bonus
MCI Mortgage is seeking a high‑performing Senior Mortgage Loan Processor to manage a busy pipeline of purchase‑driven mortgage loans. This role is ideal for a processor who thrives in a fast‑paced environment, understands how to drive files from submission to clear‑to‑close, and can operate with independence and accuracy.
You will work closely with loan officers, underwriters, borrowers, and third‑party vendors to ensure loans move efficiently through the pipeline while maintaining compliance and investor guideline standards.
Expected Production
Average pipeline: 20–30 active loans
Consistent purchase loan volume from a major home builder
Exposure to multiple loan programs and products
High‑production environment with steady deal flow
Opportunity to grow with a rapidly expanding mortgage company
Key Responsibilities Mortgage Loan Processing
Process mortgage loans from submission through clear‑to‑close
Review loan applications, credit reports, income, assets, and property documentation
Ensure files meet investor, agency, and underwriting guidelines
Underwriting Condition Management
Work directly with underwriters to clear conditions quickly
Review borrower documentation for accuracy and completeness
Structure files for efficient underwriting approvals
Pipeline Management
Manage a high‑volume pipeline of active mortgage loans
Monitor rate lock expirations and closing timelines
Maintain detailed notes and documentation within the LOS
Third‑Party Vendor Coordination
Order and manage appraisals, title, insurance, VOE, transcripts, and other verifications
Follow up with vendors to ensure timely delivery of required documents
Communication
Serve as the primary point of contact for loan officers, borrowers, underwriters, and vendors
Provide regular updates on loan status and outstanding conditions
Must be comfortable speaking with borrowers by phone
Qualifications Required Qualifications
4+ years of Mortgage Loan Processing experience
Experience processing purchase loans
Strong knowledge of Conventional, FHA, VA, and USDA guidelines
Experience managing files from submission through closing
Proficiency with a Loan Origination System (Encompass required)
Experience reviewing DU and LPA findings
Preferred Qualifications
Experience with Non‑QM loan programs (Bank Statement, DSCR, etc.)
Experience working in multiple investor portals
Skills & Traits
Strong attention to detail
Excellent time management and organization
Ability to work in a fast‑paced mortgage environment
Strong communication and problem‑solving skills
Ability to drive loans to closing
Megatel Homes is transforming homebuilding with innovative, master planned Lagoon communities that bring resort style living into everyday life. Since 2006, we’ve focused on thoughtful design and forward‑thinking ideas that go beyond traditional neighborhoods. Our immersive Lagoon amenities create places where people truly live, gather, and unwind. Driven by a collaborative, people‑first culture, we support each other and encourage individual growth. If you’re looking for a purposeful career with a company shaping the future of homebuilding, Megatel Homes is the place to start.
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Employment Type: Full Time
Compensation: $50K base + $200 per‑file bonus
MCI Mortgage is seeking a high‑performing Senior Mortgage Loan Processor to manage a busy pipeline of purchase‑driven mortgage loans. This role is ideal for a processor who thrives in a fast‑paced environment, understands how to drive files from submission to clear‑to‑close, and can operate with independence and accuracy.
You will work closely with loan officers, underwriters, borrowers, and third‑party vendors to ensure loans move efficiently through the pipeline while maintaining compliance and investor guideline standards.
Expected Production
Average pipeline: 20–30 active loans
Consistent purchase loan volume from a major home builder
Exposure to multiple loan programs and products
High‑production environment with steady deal flow
Opportunity to grow with a rapidly expanding mortgage company
Key Responsibilities Mortgage Loan Processing
Process mortgage loans from submission through clear‑to‑close
Review loan applications, credit reports, income, assets, and property documentation
Ensure files meet investor, agency, and underwriting guidelines
Underwriting Condition Management
Work directly with underwriters to clear conditions quickly
Review borrower documentation for accuracy and completeness
Structure files for efficient underwriting approvals
Pipeline Management
Manage a high‑volume pipeline of active mortgage loans
Monitor rate lock expirations and closing timelines
Maintain detailed notes and documentation within the LOS
Third‑Party Vendor Coordination
Order and manage appraisals, title, insurance, VOE, transcripts, and other verifications
Follow up with vendors to ensure timely delivery of required documents
Communication
Serve as the primary point of contact for loan officers, borrowers, underwriters, and vendors
Provide regular updates on loan status and outstanding conditions
Must be comfortable speaking with borrowers by phone
Qualifications Required Qualifications
4+ years of Mortgage Loan Processing experience
Experience processing purchase loans
Strong knowledge of Conventional, FHA, VA, and USDA guidelines
Experience managing files from submission through closing
Proficiency with a Loan Origination System (Encompass required)
Experience reviewing DU and LPA findings
Preferred Qualifications
Experience with Non‑QM loan programs (Bank Statement, DSCR, etc.)
Experience working in multiple investor portals
Skills & Traits
Strong attention to detail
Excellent time management and organization
Ability to work in a fast‑paced mortgage environment
Strong communication and problem‑solving skills
Ability to drive loans to closing
Megatel Homes is transforming homebuilding with innovative, master planned Lagoon communities that bring resort style living into everyday life. Since 2006, we’ve focused on thoughtful design and forward‑thinking ideas that go beyond traditional neighborhoods. Our immersive Lagoon amenities create places where people truly live, gather, and unwind. Driven by a collaborative, people‑first culture, we support each other and encourage individual growth. If you’re looking for a purposeful career with a company shaping the future of homebuilding, Megatel Homes is the place to start.
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