Analyst, Capital Markets & Industry Relations
VantageScore®, New York, NY, United States
Position Overview
The Analyst, Capital Markets & Industry Relations will play a critical role in shaping how VantageScore is understood, evaluated, and adopted across the capital markets ecosystem. While VantageScore is not a publicly traded company, we operate at the center of the mortgage and auto finance markets, where adoption decisions are heavily influenced by capital markets participants, ABS investors, rating agency stakeholders, research analysts, and industry influencers. This role will support and strengthen our engagement with these audiences to drive confidence, credibility, and market acceptance of VantageScore across origination and securitization channels. The Analyst will partner closely with Executive Leadership, Capital Markets, Sales, Product, Analytics, and Marketing to develop performance narratives, support investor and analyst engagement, and ensure that VantageScore's impact on collateral performance, credit risk, and securitization markets is clearly articulated and well understood.
Key Responsibilities Capital Markets & ABS Engagement
ABS investors (mortgage and auto)
Structured finance participants
Rating agency stakeholders
Secondary marketing and capital markets leaders at lenders
Sell-side and buy-side market strategists
Develop clear, data-driven narratives explaining how VantageScore impacts:
Collateral composition
Risk segmentation
Delinquency and loss expectations
Vintage performance
Deal pricing and market confidence
Partner with internal analytics teams to translate model performance results into securitization-relevant insights suitable for investor and market audiences.
Assist in preparing materials and talking points for executive-level meetings, roadshows, industry conferences, and structured finance events.
Analyst & Industry Relations
Equity research analysts covering mortgage, consumer finance, fintech, and credit reporting sectors
Industry analysts and research firms
Trade associations and influential market commentators
Help shape and maintain consistent external narratives regarding:
VantageScore adoption trends
Mortgage and auto market penetration
Regulatory developments
Fair lending and model governance considerations
Capital markets implications of score migration
Monitor industry research, analyst commentary, and structured finance market developments to identify risks, misconceptions, and strategic opportunities.
Develop briefing materials and background documents to ensure VantageScore leadership is well prepared for analyst and market-facing discussions.
Market Intelligence & Strategic Insight Track ABS issuance trends, collateral performance trends, and investor sentiment in mortgage and auto markets.
Analyze how credit score usage influences:
Loan eligibility and overlays
Secondary market execution
Securitization structuring and investor positioning
Provide leadership with actionable insights regarding how capital markets dynamics may accelerate or impede VantageScore adoption.
Support the development of KPI dashboards that reflect market adoption progress and capital markets acceptance indicators.
Cross-Functional Partnership
Sales and Client Success teams to support capital markets discussions with Tier 1 lenders
Product and Analytics teams to align performance messaging with market expectations
Marketing to develop externally facing capital markets content (white papers, investor briefs, conference materials)
Executive leadership to ensure consistent positioning in high-stakes industry settings
Help ensure that lender conversion efforts account for secondary market and investor considerations where relevant.
Required Qualifications
5–10+ years of experience in capital markets, structured finance, mortgage banking, auto finance, or related financial services fields
Direct or adjacent exposure to one or more of the following: ABS / structured finance markets, Secondary marketing or capital markets at a lender, Investor relations or analyst relations, Rating agency engagement, Credit risk or securitization analytics
Strong understanding of: How credit scores are used in underwriting, pricing, and eligibility; Securitization structures and collateral performance metrics; Delinquency curves, vintage analysis, and loss modeling concepts
Strong analytical literacy — comfortable interpreting performance data, risk segmentation, and market trend analysis
Exceptional written and verbal communication skills, with the ability to translate technical credit analytics into clear, business-oriented capital markets narratives
Executive presence and comfort interacting with senior leaders, investors, analysts, and industry stakeholders
Highly organized with strong project management skills and the ability to manage multiple workstreams simultaneously
High degree of initiative, intellectual curiosity, and comfort operating in a dynamic regulatory and market environment
Preferred Qualifications
Experience in mortgage or auto ABS markets
Experience working with rating agencies or institutional investors
Familiarity with fair lending, model governance, or regulatory frameworks affecting credit scoring
Advanced degree in finance, economics, business, or related field
Compensation & Benefits The anticipated base salary range for this role is
$150,000 – $195,000 , plus eligibility for annual bonus compensation. This salary range represents a good faith estimate of the base pay for this position at the time of posting. Actual compensation will be determined based on experience, skills, qualifications, and location.
In addition to base salary and bonus eligibility, VantageScore offers a comprehensive benefits package including medical, dental, and vision insurance; a 401(k) plan with employer match up to 7%; Flexible Time Off; 12 paid holidays; wellness benefits; and additional company-sponsored programs designed to support employee well-being and professional growth. Benefits eligibility and offerings may vary based on employment status and location.
Equal Employment Opportunity VantageScore is an Equal Opportunity Employer. We are committed to fostering an inclusive workplace and do not discriminate on the basis of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, veteran status, genetic information, or any other protected characteristic under applicable law.
Join Us Join VantageScore and help shape how credit risk is understood and adopted across the capital markets ecosystem. If you are passionate about the intersection of credit analytics, securitization markets, and fintech innovation, we invite you to apply.
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Key Responsibilities Capital Markets & ABS Engagement
ABS investors (mortgage and auto)
Structured finance participants
Rating agency stakeholders
Secondary marketing and capital markets leaders at lenders
Sell-side and buy-side market strategists
Develop clear, data-driven narratives explaining how VantageScore impacts:
Collateral composition
Risk segmentation
Delinquency and loss expectations
Vintage performance
Deal pricing and market confidence
Partner with internal analytics teams to translate model performance results into securitization-relevant insights suitable for investor and market audiences.
Assist in preparing materials and talking points for executive-level meetings, roadshows, industry conferences, and structured finance events.
Analyst & Industry Relations
Equity research analysts covering mortgage, consumer finance, fintech, and credit reporting sectors
Industry analysts and research firms
Trade associations and influential market commentators
Help shape and maintain consistent external narratives regarding:
VantageScore adoption trends
Mortgage and auto market penetration
Regulatory developments
Fair lending and model governance considerations
Capital markets implications of score migration
Monitor industry research, analyst commentary, and structured finance market developments to identify risks, misconceptions, and strategic opportunities.
Develop briefing materials and background documents to ensure VantageScore leadership is well prepared for analyst and market-facing discussions.
Market Intelligence & Strategic Insight Track ABS issuance trends, collateral performance trends, and investor sentiment in mortgage and auto markets.
Analyze how credit score usage influences:
Loan eligibility and overlays
Secondary market execution
Securitization structuring and investor positioning
Provide leadership with actionable insights regarding how capital markets dynamics may accelerate or impede VantageScore adoption.
Support the development of KPI dashboards that reflect market adoption progress and capital markets acceptance indicators.
Cross-Functional Partnership
Sales and Client Success teams to support capital markets discussions with Tier 1 lenders
Product and Analytics teams to align performance messaging with market expectations
Marketing to develop externally facing capital markets content (white papers, investor briefs, conference materials)
Executive leadership to ensure consistent positioning in high-stakes industry settings
Help ensure that lender conversion efforts account for secondary market and investor considerations where relevant.
Required Qualifications
5–10+ years of experience in capital markets, structured finance, mortgage banking, auto finance, or related financial services fields
Direct or adjacent exposure to one or more of the following: ABS / structured finance markets, Secondary marketing or capital markets at a lender, Investor relations or analyst relations, Rating agency engagement, Credit risk or securitization analytics
Strong understanding of: How credit scores are used in underwriting, pricing, and eligibility; Securitization structures and collateral performance metrics; Delinquency curves, vintage analysis, and loss modeling concepts
Strong analytical literacy — comfortable interpreting performance data, risk segmentation, and market trend analysis
Exceptional written and verbal communication skills, with the ability to translate technical credit analytics into clear, business-oriented capital markets narratives
Executive presence and comfort interacting with senior leaders, investors, analysts, and industry stakeholders
Highly organized with strong project management skills and the ability to manage multiple workstreams simultaneously
High degree of initiative, intellectual curiosity, and comfort operating in a dynamic regulatory and market environment
Preferred Qualifications
Experience in mortgage or auto ABS markets
Experience working with rating agencies or institutional investors
Familiarity with fair lending, model governance, or regulatory frameworks affecting credit scoring
Advanced degree in finance, economics, business, or related field
Compensation & Benefits The anticipated base salary range for this role is
$150,000 – $195,000 , plus eligibility for annual bonus compensation. This salary range represents a good faith estimate of the base pay for this position at the time of posting. Actual compensation will be determined based on experience, skills, qualifications, and location.
In addition to base salary and bonus eligibility, VantageScore offers a comprehensive benefits package including medical, dental, and vision insurance; a 401(k) plan with employer match up to 7%; Flexible Time Off; 12 paid holidays; wellness benefits; and additional company-sponsored programs designed to support employee well-being and professional growth. Benefits eligibility and offerings may vary based on employment status and location.
Equal Employment Opportunity VantageScore is an Equal Opportunity Employer. We are committed to fostering an inclusive workplace and do not discriminate on the basis of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, veteran status, genetic information, or any other protected characteristic under applicable law.
Join Us Join VantageScore and help shape how credit risk is understood and adopted across the capital markets ecosystem. If you are passionate about the intersection of credit analytics, securitization markets, and fintech innovation, we invite you to apply.
#J-18808-Ljbffr