Associate Product Manager - Underwriting Strategy

**Associate Product Manager – Underwriting Strategy** **Associate Product Manager, Underwriting Strategy,** will play a critical role in shaping and advancing the portfolio-level underwriting strategy for our Pet Insurance products. This role requires a blend of analytical rigor, strategic thinking, and strong The APM will use data-driven insights to evaluate portfolio performance, identify trends, and uncover opportunities to strengthen pricing, optimize coverage, and refine risk appetite. They will apply foundational underwriting knowledge and strong business acumen to understand economic drivers and evaluate the impact of strategic decisions across the portfolio.Success in this role requires exceptional analytical thinking—distilling complex datasets into clear insights—and an ability to communicate those findings effectively across both technical and nontechnical audiences. The APM must be adept at solving complex problems, proposing structured, actionable recommendations, and influencing stakeholders across Product, Underwriting, Actuarial, Claims, and other functions.This role is ideal for someone who thrives in a data-driven environment, enjoys solving complex business problems, and is motivated by the challenge of building a strong, strategic underwriting foundation for a growing product line. **Key Responsibilities** **Qualifications** 1–3 years of experience in product, underwriting, insurance analytics, or a related discipline.Strong analytical skills and experience working with datasets, metrics, and performance insights. Proficiency in Excel; experience with SQL, Tableau, Power BI, or similar tools is a plus.Ability to synthesize complex information and communicate it clearly to both technical and non-technical stakeholders. Experience in pet insurance, P&C insurance, or specialty insurance markets. Familiarity with rating models, segmentation strategies, and portfolio management concepts. Demonstrated ability to think strategically and translate insights into action. This role does not qualify for employer sponsored work authorization. Nationwide does not participate in the STEM OPT extension program.#LI-SS1* Provides recommendations and feedback on pricing point decisions, indications, rate factors, design features and associated processes. Performs competitive analysis.* Supports all functional areas of the company related to product design and management. Makes product recommendations based on acquired functional and regional knowledge.* Assists in developing key initiatives on product strategy and profitability within assigned state(s).* Helps with analysis of market information on competitors; rollout of new initiatives; and new business development and implementation projects. Partners with Underwriting to develop standards and guidelines.* Develops and delivers new product training as appropriate.* Analyzes financial results, product profitability and assists in forecasting regional needs. Forecasts and models results of action plans. Identifies and evaluates business opportunities.* Assists in exploring, sponsoring and evaluating new tools and technology and software. Confirms the quality and effectiveness of rate changes ands system improvement implementations. May provide guidance to appropriate functional areas to develop business specifications.* Assists with the rate review process for assigned product. Researches and provides internal and external data, competitor information and market basket reports to analyze, evaluate, interpret and make recommendations about product changes.* Develops product communication plans and makes presentations to assigned states and business partners of the organization.* Interacts with other business partners while developing cross-functional knowledge in claims, sales, marketing, pricing, operations, underwriting and finance.We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer,At Nationwide, we find purpose in protecting people, businesses and futures with extraordinary care – and we’ve been doing that since 1926. Our financial strength and caring culture extend beyond our associates into the communities we serve. You really can *feel* the difference at Nationwide, which is why we continue to be named one of the Fortune 100 Best Companies To Work For. Check out why others think we're , too, and let us know – #J-18808-Ljbffr