Citi Commercial Bank - Commercial Associate, Healthcare, Higher Ed & Nonprofit
Citigroup Inc., New York, NY, United States
We are seeking a highly motivated Associate for a front‑office coverage role on Healthcare, Higher Ed & Nonprofit team. This position is an excellent opportunity for individuals looking to build a career in the nonprofit industry. The Commercial Associate role is an entry‑level position at Citi. The associate will receive a strong foundation of knowledge and training, gain real‑world experience and add immediate value to the team. This role focuses on developing core competencies in financial analysis, credit risk assessment, and client management within the nonprofit industry.
Responsibilities
Portfolio Management: Cover a portfolio of 40‑50 clients in conjunction with deal teams composed of Analysts, Associates, Vice Presidents, and senior Credit Officers.
Transaction Execution: Act as a primary contributor and reviewer in all facets of deal execution, including in‑depth financial analysis, complex financial modeling, risk analysis, and due diligence for credit extensions to new and existing clients.
Client & Partner Interaction: Support senior bankers in managing client relationships and interact with various internal partners, including Loan Structuring & Syndications, Commodities, Treasury & Trade Services, and various operations functions to deliver integrated financial solutions.
Team Development: Assist with the training and professional development of junior Analysts on the team.
Industry Analysis: Conduct detailed company research and industry analysis to identify key trends, risks, and opportunities within the nonprofit sector.
Risk Management: Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the bank, its clients, and assets. This includes driving compliance with applicable laws, rules, and regulations, adhering to policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency.
Qualifications
1‑2 years associate work experience.
Proficiency in financial modeling and financial data analysis is required.
Strong presentation skills.
Strong analytical and problem‑solving skills.
MS Word, Access, Excel, and PowerPoint are second nature.
Obtain Series 63 and 79 licenses, and pass SIE, within 150 days of joining.
Education
Bachelor's/University degree is required.
Primary Location: New York, NY, United States.
Full‑time salary range: $130,000 – $145,000. In addition to salary, Citi’s offerings may also include discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Anticipated Posting Close Date: Apr 10, 2026.
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
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Responsibilities
Portfolio Management: Cover a portfolio of 40‑50 clients in conjunction with deal teams composed of Analysts, Associates, Vice Presidents, and senior Credit Officers.
Transaction Execution: Act as a primary contributor and reviewer in all facets of deal execution, including in‑depth financial analysis, complex financial modeling, risk analysis, and due diligence for credit extensions to new and existing clients.
Client & Partner Interaction: Support senior bankers in managing client relationships and interact with various internal partners, including Loan Structuring & Syndications, Commodities, Treasury & Trade Services, and various operations functions to deliver integrated financial solutions.
Team Development: Assist with the training and professional development of junior Analysts on the team.
Industry Analysis: Conduct detailed company research and industry analysis to identify key trends, risks, and opportunities within the nonprofit sector.
Risk Management: Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding the bank, its clients, and assets. This includes driving compliance with applicable laws, rules, and regulations, adhering to policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency.
Qualifications
1‑2 years associate work experience.
Proficiency in financial modeling and financial data analysis is required.
Strong presentation skills.
Strong analytical and problem‑solving skills.
MS Word, Access, Excel, and PowerPoint are second nature.
Obtain Series 63 and 79 licenses, and pass SIE, within 150 days of joining.
Education
Bachelor's/University degree is required.
Primary Location: New York, NY, United States.
Full‑time salary range: $130,000 – $145,000. In addition to salary, Citi’s offerings may also include discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Anticipated Posting Close Date: Apr 10, 2026.
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
#J-18808-Ljbffr