Logo
job logo

Credit Analyst/ Underwriter - Consumer Loans

Ironhorse Funding LLC, Beverly, MA, United States


Join Ironhorse Funding LLC in Beverly, MA as a Full‑Time Credit Analyst/Underwriter for Consumer Loans and dive into the dynamic world of finance where your expertise will make a significant impact. Here, you will work onsite with a team that shares your passion for excellence, ensuring you thrive in an energetic, high‑performance environment. You'll enjoy the opportunity to collaborate with the best team ever, focusing on helping clients achieve their financial goals.

Benefits

Medical, Vision, Life Insurance

Health Savings Account, Flexible Spending Account

Volunteer Day, Paid Time Off (20 days), 9 paid holidays

401k plan – immediately vested with generous employer match

Be a part of a culture that values adaptability, accountability, and integrity, enhancing your professional journey while having fun along the way. Best.Team.Ever.

A Little About Ironhorse Funding LLC Ironhorse Funding is a leading provider of innovative, technology‑driven, full‑spectrum finance solutions to consumers and dealers in the motorcycle, powersports, RV, and marine markets. We provide customers across the entire credit spectrum access to financing and refinancing programs with competitive rates and flexible terms through our direct‑to‑consumer and dealer programs. We want every customer to have access to financing for their dream ride.

We have an immediate need for a Credit Analyst/Underwriter to join our team located in Beverly, MA. You will support the originations needs for the organization’s Motorcycle, Powersports, RV, and Marine assets. This role is ONSITE Monday to Friday 8am‑5pm or 8:30am‑5:30pm. Some weekend hours may be required.

Responsibilities As a new Credit Analyst/Underwriter for Consumer Loans at Ironhorse Funding LLC, you’ll step into a role that demands attention to detail and a client‑focused mindset. You will evaluate credit applications, analyze financial data, and assess risk to make informed lending decisions. You’ll collaborate closely with the sales team to ensure a seamless loan process, maintaining open communication and teamwork to address client concerns. Your responsibilities include gathering documentation, conducting thorough assessments of borrower creditworthiness, and preparing detailed reports. Adaptability will be key as you stay updated on industry regulations and internal policies. You’ll also engage in problem‑solving to resolve any issues that arise during the underwriting process. Expect to contribute to a positive team atmosphere while embodying our core values of respect and integrity in every interaction.

Qualifications

Strong analytical abilities to interpret financial statements and credit reports for accurate risk assessments.

Excellent communication skills to convey complex information clearly to clients and team members.

Attention to detail; even minor oversights can significantly impact lending decisions.

Strong problem‑solving skills to navigate challenges during the underwriting process.

Adaptability to evolving industry regulations and best practices.

Commitment to teamwork and respect for all colleagues.

Sub‑prime and Prime lending experience strongly preferred.

Salary: $65,000 – $75,000 per year.

#J-18808-Ljbffr