Entry-Level Underwriter
AD Mortgage, Troy, MI, United States
and the job listing Expires on April 23, 2026
AD Mortgage is a leading nationwide mortgage lender with over 20 years of experience delivering residential and commercial loan solutions. With a team of 500+ professionals across the U.S., we proudly provide A+++ service in more than 45 states. Our success is driven by innovation, collaboration, and a commitment to excellence.
Join a company that listens to your voice, invests in your development, and celebrates every win — big or small.
Key Responsibilities:
Participate in Underwriting Training Course to solidify knowledge on Fannie Mae and Freddie Mac guidelines
Reviews all items and conditions provided by borrowers and ensures they meet the required guidelines by utilizing internal and external (e.g., agency) policies and procedures [e.g., automated underwriting systems such as Desktop Underwriter (DU)]
Ensures that Company operating standards are met for underwriting and compliance by utilizing internal and external (e.g., agency) policies and procedures
Monitors property appraisal process to ensure the value of a property is accurately presented
Analyzes documentation such as title package, homeowner’s insurance, payoffs and appraisals to make sound underwriting decisions based on this analysis by using an internal checklist
Analyzes loan applications to identify any risk issues and/or potential misrepresentation.
Reviews documentation and ensures documents are properly classified and organized
Makes quality underwriting decisions while maintaining Company turn-time expectations
Reviews and clears conditions on all loans to ensure a complete loan package prior to closing
Utilizes proprietary and online tools [e.g., Lexis/Nexis, Real Quest, Mortgage Electronic Registration System (MERS), AVM’s, etc.] to help combat fraudulent activity and ensure quality loan decisions
Have the ability to rework loans to new terms, and identify additional conditions as needed.
Must be able to provide quick and accurate answers on multiple loan project guidelines
Communicates with broker partners with updates regarding their loan conditions
Engages specific strategies (e.g., determines appropriate individuals to resolve escalated customer issues, etc.) to resolve customer questions and concerns
Continually reviews underwriting environment, and suggests improvement opportunities to management
Acts as a recognized subject matter expert within the Company and partners with management on underwriting-related issues by providing analytical support, and counseling advice for their functional areas
Skills & Qualifications:
Intermediate knowledge in Microsoft Word, Excel and Outlook
Excellent attention to detail
Ability to communicate effectively with all levels
Ability to positively project the Company and department
What We Offer:
Paid time off (PTO) and dedicated sick days
Comprehensive medical, dental, and vision coverage
Life insurance, short-term disability, and long-term disability
Health Savings Account (HSA) options
401(k)
Paid training and career development
Complimentary grab-and-go snacks
Career Growth:
As part of a growing and evolving community, you’ll have opportunities to advance your career, take on new challenges, and make a meaningful impact
Company Culture:
Inclusive, supportive company culture where you are not a number, but a voice that’s heard and brings value.
This is an on-site position only at our office in Troy, Michigan. Our standard working hours are Monday through Friday, 9:00 AM to 6:00 PM.
Join Us: Explore our social media to get a sense of our rich corporate culture.
Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
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AD Mortgage is a leading nationwide mortgage lender with over 20 years of experience delivering residential and commercial loan solutions. With a team of 500+ professionals across the U.S., we proudly provide A+++ service in more than 45 states. Our success is driven by innovation, collaboration, and a commitment to excellence.
Join a company that listens to your voice, invests in your development, and celebrates every win — big or small.
Key Responsibilities:
Participate in Underwriting Training Course to solidify knowledge on Fannie Mae and Freddie Mac guidelines
Reviews all items and conditions provided by borrowers and ensures they meet the required guidelines by utilizing internal and external (e.g., agency) policies and procedures [e.g., automated underwriting systems such as Desktop Underwriter (DU)]
Ensures that Company operating standards are met for underwriting and compliance by utilizing internal and external (e.g., agency) policies and procedures
Monitors property appraisal process to ensure the value of a property is accurately presented
Analyzes documentation such as title package, homeowner’s insurance, payoffs and appraisals to make sound underwriting decisions based on this analysis by using an internal checklist
Analyzes loan applications to identify any risk issues and/or potential misrepresentation.
Reviews documentation and ensures documents are properly classified and organized
Makes quality underwriting decisions while maintaining Company turn-time expectations
Reviews and clears conditions on all loans to ensure a complete loan package prior to closing
Utilizes proprietary and online tools [e.g., Lexis/Nexis, Real Quest, Mortgage Electronic Registration System (MERS), AVM’s, etc.] to help combat fraudulent activity and ensure quality loan decisions
Have the ability to rework loans to new terms, and identify additional conditions as needed.
Must be able to provide quick and accurate answers on multiple loan project guidelines
Communicates with broker partners with updates regarding their loan conditions
Engages specific strategies (e.g., determines appropriate individuals to resolve escalated customer issues, etc.) to resolve customer questions and concerns
Continually reviews underwriting environment, and suggests improvement opportunities to management
Acts as a recognized subject matter expert within the Company and partners with management on underwriting-related issues by providing analytical support, and counseling advice for their functional areas
Skills & Qualifications:
Intermediate knowledge in Microsoft Word, Excel and Outlook
Excellent attention to detail
Ability to communicate effectively with all levels
Ability to positively project the Company and department
What We Offer:
Paid time off (PTO) and dedicated sick days
Comprehensive medical, dental, and vision coverage
Life insurance, short-term disability, and long-term disability
Health Savings Account (HSA) options
401(k)
Paid training and career development
Complimentary grab-and-go snacks
Career Growth:
As part of a growing and evolving community, you’ll have opportunities to advance your career, take on new challenges, and make a meaningful impact
Company Culture:
Inclusive, supportive company culture where you are not a number, but a voice that’s heard and brings value.
This is an on-site position only at our office in Troy, Michigan. Our standard working hours are Monday through Friday, 9:00 AM to 6:00 PM.
Join Us: Explore our social media to get a sense of our rich corporate culture.
Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
#J-18808-Ljbffr