Product Specialist IV Liquidity
First Citizens Bank, Charlotte, NC, United States
Overview
The Product Specialist IV Liquidity – Commercial Deposit Solutions is a senior-level role responsible for driving the strategy and performance of key liquidity products in our commercial banking space. This position requires extensive experience in deposit solutions such as demand deposit accounts, account analysis, money market accounts, etc. and the associated skills to support the product set including liquidity management, advanced analytical skills, and the ability to lead complex product initiatives. The Product Specialist will play a crucial role in shaping the commercial bank’s liquidity deposit solutions and contributing to the bank's thought leadership in liquidity management.
Responsibilities
Product Strategy and Innovation
Lead the development of strategic plans for assigned liquidity products
Drive innovation in liquidity management solutions
Identify and evaluate new product opportunities based on market trends
Advanced Analytics and Insights
Conduct complex financial modeling and scenario analysis
Develop advanced analytics to support product decisions and pricing strategies
Provide expert insights on market trends and competitive landscape
Client Advisory and Engagement
Serve as the primary product expert for strategic client engagements
Develop and deliver high-level presentations to key clients and prospects
Collaborate with Sales and Relationship Management on complex client solutions
Cross-functional Leadership
Lead cross-functional teams on strategic product initiatives
Collaborate with Risk, Treasury, and Technology teams on product enhancements
Mentor junior product specialists and contribute to team development
Core Competencies (Required Only)
Strategic thinking, planning and process improvement (Advanced)
Analytical skills - business (Advanced)
Communication skills - interpersonal (Advanced)
Problem solving (Advanced)
Skills
Liquidity management expertise (Advanced)
Financial modeling and analysis (Advanced)
Product development and innovation (Advanced)
Client relationship management (Advanced)
Qualifications Bachelor's Degree and 4 years of experience in liquidity deposit products OR High School Diploma or GED and 8 years of experience
Preferred Qualifications
MBA
Liquidity Products and Banking Ecosystem, Macro and Microeconomics
Advanced understanding of commercial account analysis
Advanced presentation skills
Public speaking to executive leadership
Project management & execution
Regulatory knowledge in financial services
Risk management and internal controls
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.
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Responsibilities
Product Strategy and Innovation
Lead the development of strategic plans for assigned liquidity products
Drive innovation in liquidity management solutions
Identify and evaluate new product opportunities based on market trends
Advanced Analytics and Insights
Conduct complex financial modeling and scenario analysis
Develop advanced analytics to support product decisions and pricing strategies
Provide expert insights on market trends and competitive landscape
Client Advisory and Engagement
Serve as the primary product expert for strategic client engagements
Develop and deliver high-level presentations to key clients and prospects
Collaborate with Sales and Relationship Management on complex client solutions
Cross-functional Leadership
Lead cross-functional teams on strategic product initiatives
Collaborate with Risk, Treasury, and Technology teams on product enhancements
Mentor junior product specialists and contribute to team development
Core Competencies (Required Only)
Strategic thinking, planning and process improvement (Advanced)
Analytical skills - business (Advanced)
Communication skills - interpersonal (Advanced)
Problem solving (Advanced)
Skills
Liquidity management expertise (Advanced)
Financial modeling and analysis (Advanced)
Product development and innovation (Advanced)
Client relationship management (Advanced)
Qualifications Bachelor's Degree and 4 years of experience in liquidity deposit products OR High School Diploma or GED and 8 years of experience
Preferred Qualifications
MBA
Liquidity Products and Banking Ecosystem, Macro and Microeconomics
Advanced understanding of commercial account analysis
Advanced presentation skills
Public speaking to executive leadership
Project management & execution
Regulatory knowledge in financial services
Risk management and internal controls
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.
#J-18808-Ljbffr