Commercial Relationship Officer
The Union Bank Company, Findlay, OH, United States
Commercial Relationship Officer
Join a community that cares grow your career at The Union Bank Company! Benefits offered include medical, dental, vision insurance, employee stock ownership plan with company match, paid time off, tuition reimbursement, and more! We are currently searching for a Commercial Relationship Officer. The Commercial Relationship Officer reports directly to the Chief Lending Officer or the Commercial Relationship Officer Team Leader of the bank. The Commercial Lender is responsible for their commercial loan portfolio, as well as generating new loan volume for the bank. Within the portfolio managed, the Commercial Lender will be responsible for credit decisions (within authority guidelines), overall credit quality, and fee income. Duties and responsibilities include: Responsible for generating commercial loans within guidelines set by bank policy, mix and growth targets. Responsible for managing an existing commercial loan portfolio. This includes maintaining credit quality to corporate guidelines, appropriate credit approval being obtained, timely delivery of all required information to Operations for processing, maintaining, building and attracting profitable customer relationships beyond the loan portfolio. Analyzes the credit history of applicants and determines their loan repayment capabilities, using loan analysis support and guidelines as per policy. Negotiates credit terms, such as costs, loan repayment methods and collateral specifications in accordance with policy. Qualifications include: Prefer a bachelor's degree. Minimum five years' experience in a related field. Must have the capacity to work under stress and handle difficult situations. The Union Bank Company is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities which includes reasonable accommodation of otherwise qualified disabled applicants and employees. Please see Human Resources should you have any questions about this policy or these job duties.
Join a community that cares grow your career at The Union Bank Company! Benefits offered include medical, dental, vision insurance, employee stock ownership plan with company match, paid time off, tuition reimbursement, and more! We are currently searching for a Commercial Relationship Officer. The Commercial Relationship Officer reports directly to the Chief Lending Officer or the Commercial Relationship Officer Team Leader of the bank. The Commercial Lender is responsible for their commercial loan portfolio, as well as generating new loan volume for the bank. Within the portfolio managed, the Commercial Lender will be responsible for credit decisions (within authority guidelines), overall credit quality, and fee income. Duties and responsibilities include: Responsible for generating commercial loans within guidelines set by bank policy, mix and growth targets. Responsible for managing an existing commercial loan portfolio. This includes maintaining credit quality to corporate guidelines, appropriate credit approval being obtained, timely delivery of all required information to Operations for processing, maintaining, building and attracting profitable customer relationships beyond the loan portfolio. Analyzes the credit history of applicants and determines their loan repayment capabilities, using loan analysis support and guidelines as per policy. Negotiates credit terms, such as costs, loan repayment methods and collateral specifications in accordance with policy. Qualifications include: Prefer a bachelor's degree. Minimum five years' experience in a related field. Must have the capacity to work under stress and handle difficult situations. The Union Bank Company is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities which includes reasonable accommodation of otherwise qualified disabled applicants and employees. Please see Human Resources should you have any questions about this policy or these job duties.