Commercial Underwriter

Commercial Underwriter About Dynamo Capital At Dynamo Capital, we are more than a financial institution—we are partners in realizing real estate investment opportunities. Based in Wichita, Kansas, we are a dedicated fix-and-flip lender providing tailored financing solutions to support profitable real estate ventures nationwide. By specializing in hard money lending, we help unlock the potential of distressed properties and empower real estate investors to execute with confidence. Position Overview We’re seeking a thoughtful and detail-oriented Commercial Underwriter to support both new business and portfolio management efforts. This role partners closely with lending teams to evaluate credit opportunities, provide clear risk insights, and help drive informed, timely decisions. You’ll play a key role in analyzing financials, structuring deals, and contributing to a collaborative, growth-focused environment. Key Responsibilities Analyze financial statements to assess credit risk, including cash flow, liquidity, profitability, and leverage Perform financial statement spreading and calculate key credit metrics Prepare clear, well-structured credit approval memos outlining risks, strengths, and recommendations Evaluate collateral, industry trends, and borrower performance Support portfolio management, including covenant testing, reporting, and ongoing monitoring Participate in pipeline and deal discussions, providing input on structure and risk Approve loans within assigned authority and recommend credits outside of authority limits Maintain a strong understanding of internal credit policies and procedures Contribute to process improvements and support special projects as needed Qualifications Bachelor’s degree in Business, Finance, Accounting, or a related field 5+ years of commercial underwriting Strong understanding of financial accounting and credit principles Excellent written and verbal communication skills Proficiency in Microsoft Office, particularly Excel Ability to manage multiple priorities and meet deadlines Strong analytical and problem-solving skills Comfortable working both independently and as part of a team What Sets You Apart Sound judgment and confidence in decision-making Ability to translate complex financial information into clear insights A proactive, solutions-oriented mindset Strong attention to detail with a practical, business-focused approach Adaptability in a fast-moving environment Compensation & Benefits Competitive salary based on experience and qualifications Performance-based bonus or incentive opportunities Medical, Dental, and Vision benefits