Associate Relationship Banker - Battlefield
Cedar Rapids Bank & Trust, Springfield, MO, United States
Associate Relationship Banker
The Associate Relationship Banker is responsible for developing, maintaining, and deepening relationships with consumer and business clients by providing them with exceptional client service and recommending solutions that will fulfill their financial needs. This role will process transactions, introduce and cross-sell bank products and services, and refer clients to other departments to meet their financial needs. Essential functions include sourcing and building long term, meaningful relationships with clients, understanding their financial needs and providing solutions through appropriate product and service offerings, including deposit products, electronic services, and loans. The role also involves opening bank accounts for current and new clients, overseeing transactions and closing accounts when necessary. Additionally, the Associate Relationship Banker provides excellent service to clients while processing various banking transactions, answers questions, addresses service challenges, and provides resolutions. The role also includes maintaining a system of orderly follow-up by mail and phone to onboard new clients, collaborating with business development and lending teams to seek and establish new clients in the marketplace, and maintaining knowledge of internal audit procedures, legal and bank regulations, and policies and procedures. The Associate Relationship Banker answers basic inquiries and provides information to prospective and current clients regarding interest rates, account charges, and other pertinent account information while complying with disclosure requirements, regulations, and consumer privacy policies. They process various transactions including checking and savings deposits, check cashing, cash handling and check endorsements according to standard operating procedures and protocols. They also accept and process loan and other types of payments and issue receipts. The role includes processing other transactions and services including, but not limited to, wire transfers, stop payments, cash advances, money orders, cashier's checks, Travelers' Checks, and cash advances. The Associate Relationship Banker follows security procedures consistently and protects client confidentiality. They support security testing, internal and external audits, and regulatory and compliance exams with a prioritized sense of urgency. They comply with all company or regulatory policies, procedures and requirements that are applicable to this position and foster and preserve a culture of diversity, equity, and inclusion. Additional duties and responsibilities may be required to support the company's mission, vision, and values. Qualifications include a high school diploma or equivalent required, one-year experience in banking, client service, or related field with cash handling experience, capability to perform lending, sales, or account management, excellent client service skills, capability to prioritize and execute a variety of tasks simultaneously, at times in a demanding environment, capability to perform data entry utilizing banking software and Microsoft 365 products, with a high level of accuracy and attention to detail, demonstrates strong decision making & critical thinking skills, as well as strong interpersonal and written communication skills. Working conditions include duties performed in a professional office environment, availability to work Saturdays, requires travel to other bank locations or client sites, and extended periods of standing and ability to lift fifty pounds.
The Associate Relationship Banker is responsible for developing, maintaining, and deepening relationships with consumer and business clients by providing them with exceptional client service and recommending solutions that will fulfill their financial needs. This role will process transactions, introduce and cross-sell bank products and services, and refer clients to other departments to meet their financial needs. Essential functions include sourcing and building long term, meaningful relationships with clients, understanding their financial needs and providing solutions through appropriate product and service offerings, including deposit products, electronic services, and loans. The role also involves opening bank accounts for current and new clients, overseeing transactions and closing accounts when necessary. Additionally, the Associate Relationship Banker provides excellent service to clients while processing various banking transactions, answers questions, addresses service challenges, and provides resolutions. The role also includes maintaining a system of orderly follow-up by mail and phone to onboard new clients, collaborating with business development and lending teams to seek and establish new clients in the marketplace, and maintaining knowledge of internal audit procedures, legal and bank regulations, and policies and procedures. The Associate Relationship Banker answers basic inquiries and provides information to prospective and current clients regarding interest rates, account charges, and other pertinent account information while complying with disclosure requirements, regulations, and consumer privacy policies. They process various transactions including checking and savings deposits, check cashing, cash handling and check endorsements according to standard operating procedures and protocols. They also accept and process loan and other types of payments and issue receipts. The role includes processing other transactions and services including, but not limited to, wire transfers, stop payments, cash advances, money orders, cashier's checks, Travelers' Checks, and cash advances. The Associate Relationship Banker follows security procedures consistently and protects client confidentiality. They support security testing, internal and external audits, and regulatory and compliance exams with a prioritized sense of urgency. They comply with all company or regulatory policies, procedures and requirements that are applicable to this position and foster and preserve a culture of diversity, equity, and inclusion. Additional duties and responsibilities may be required to support the company's mission, vision, and values. Qualifications include a high school diploma or equivalent required, one-year experience in banking, client service, or related field with cash handling experience, capability to perform lending, sales, or account management, excellent client service skills, capability to prioritize and execute a variety of tasks simultaneously, at times in a demanding environment, capability to perform data entry utilizing banking software and Microsoft 365 products, with a high level of accuracy and attention to detail, demonstrates strong decision making & critical thinking skills, as well as strong interpersonal and written communication skills. Working conditions include duties performed in a professional office environment, availability to work Saturdays, requires travel to other bank locations or client sites, and extended periods of standing and ability to lift fifty pounds.