PVP of Consumer Lending
Lafayette Federal Credit Union, Rockville, MD, United States
Lafayette Federal Credit Union, a proud recipient of USA Today’s Top Workplaces of 2024 and 2025, is actively seeking exceptional talent to join our dynamic team. We are only considering applicants who reside in the District of Columbia, Maryland, or Virginia for all open positions. This role is hybrid, combining onsite and remote work as required.
About Us Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! In addition to our Top Workplaces recognition, we have earned numerous accolades including:
Newsweek’s America’s Best Banks list
A 5‑star rating from Bauer Financial
Recognition by S&P Global’s Top Performing Credit Unions
Our Culture Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and a sense of community are integral to our success. Every individual is valued for their unique skills, and we actively participate in charity events throughout the year to give back to the community.
Our Opportunities Professional development and training are priorities for our employees. We support career advancement within the industry, helping you reach your goals and providing opportunities for growth.
About The Role We are currently seeking a
PVP, of Consumer Lending
to coordinate and administer consumer and business lending within the credit union. Responsibilities include ensuring compliance with lending policies, procedures, and applicable rules and regulations; managing loan origination for direct and indirect loans; overseeing the Contractor Financing Program; preparing reports; and maintaining complaint management. The role requires developing and maintaining consumer lending policies, ensuring department activities comply with state and federal regulations, and maintaining extensive industry knowledge.
Requirements
Manage consumer lending activities to adhere to policy, procedures, rules, and regulations; monitor product development, pricing, and terms to keep the credit union competitive.
Develop streamlined origination, processing, and funding methods; supervise management staff to facilitate communication between branch, operational staff, third‑party vendors, and indirect partners.
Create and monitor pipeline and decision reports from front‑end application to disbursement using LOS; ensure data accuracy and proper reporting.
Coordinate consumer lending audits, ensuring requested documents and reports are accurate and complete, and address all exceptions.
Participate in establishing the annual budget; monitor performance to budget; set annual sales goals for lending programs with the SVP of Lending and initiate action to achieve goals.
Collaborate with in‑house and external IT to maintain 100% system accuracy; review reports from outside vendors and maintain their accuracy; assist in implementation and maintenance of front‑end LOS systems.
Ensure timely completion of all mandatory training requirements, including Bank Secrecy Act, Anti‑Money Laundering, OFAC, Cybersecurity, Diversity & Anti‑Harassment, and Fair Lending, as directed by management or the SVP of Risk Management.
Qualifications
Ten to fifteen years of similar or related experience.
A bachelor’s degree or equivalent formal certifications recognized in the industry (e.g., IT certifications in lieu of a degree).
Advanced conflict resolution, presentation delivery, and multi‑department issue resolution skills; ability to motivate or influence others, with high levels of diplomacy and interpersonal skills.
Benefits Joining Lafayette Federal comes with perks to support your personal and professional journey.
Employer‑paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
Fully funded deductible (HMO Plan)
401(k) employer matching contribution
Income protection with life insurance, short‑ and long‑term disability
Paid time off, holiday leave, and birthday leave
Educational assistance
Commuter benefits program and more
Pay:
$133,000 – $171,000 annually, depending on experience and qualifications.
Lafayette Federal Credit Union is an Equal Opportunity and E‑Verify Employer
EOE/AA/DISABILITY/VETERAN
#J-18808-Ljbffr
About Us Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! In addition to our Top Workplaces recognition, we have earned numerous accolades including:
Newsweek’s America’s Best Banks list
A 5‑star rating from Bauer Financial
Recognition by S&P Global’s Top Performing Credit Unions
Our Culture Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and a sense of community are integral to our success. Every individual is valued for their unique skills, and we actively participate in charity events throughout the year to give back to the community.
Our Opportunities Professional development and training are priorities for our employees. We support career advancement within the industry, helping you reach your goals and providing opportunities for growth.
About The Role We are currently seeking a
PVP, of Consumer Lending
to coordinate and administer consumer and business lending within the credit union. Responsibilities include ensuring compliance with lending policies, procedures, and applicable rules and regulations; managing loan origination for direct and indirect loans; overseeing the Contractor Financing Program; preparing reports; and maintaining complaint management. The role requires developing and maintaining consumer lending policies, ensuring department activities comply with state and federal regulations, and maintaining extensive industry knowledge.
Requirements
Manage consumer lending activities to adhere to policy, procedures, rules, and regulations; monitor product development, pricing, and terms to keep the credit union competitive.
Develop streamlined origination, processing, and funding methods; supervise management staff to facilitate communication between branch, operational staff, third‑party vendors, and indirect partners.
Create and monitor pipeline and decision reports from front‑end application to disbursement using LOS; ensure data accuracy and proper reporting.
Coordinate consumer lending audits, ensuring requested documents and reports are accurate and complete, and address all exceptions.
Participate in establishing the annual budget; monitor performance to budget; set annual sales goals for lending programs with the SVP of Lending and initiate action to achieve goals.
Collaborate with in‑house and external IT to maintain 100% system accuracy; review reports from outside vendors and maintain their accuracy; assist in implementation and maintenance of front‑end LOS systems.
Ensure timely completion of all mandatory training requirements, including Bank Secrecy Act, Anti‑Money Laundering, OFAC, Cybersecurity, Diversity & Anti‑Harassment, and Fair Lending, as directed by management or the SVP of Risk Management.
Qualifications
Ten to fifteen years of similar or related experience.
A bachelor’s degree or equivalent formal certifications recognized in the industry (e.g., IT certifications in lieu of a degree).
Advanced conflict resolution, presentation delivery, and multi‑department issue resolution skills; ability to motivate or influence others, with high levels of diplomacy and interpersonal skills.
Benefits Joining Lafayette Federal comes with perks to support your personal and professional journey.
Employer‑paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
Fully funded deductible (HMO Plan)
401(k) employer matching contribution
Income protection with life insurance, short‑ and long‑term disability
Paid time off, holiday leave, and birthday leave
Educational assistance
Commuter benefits program and more
Pay:
$133,000 – $171,000 annually, depending on experience and qualifications.
Lafayette Federal Credit Union is an Equal Opportunity and E‑Verify Employer
EOE/AA/DISABILITY/VETERAN
#J-18808-Ljbffr