Mortgage Underwriter
Insight Global, San Diego, CA, United States
Remote Underwriter – Conventional & Government
Company:
Cornerstone Mortgage Group
Location:
Remote (U.S.)
Employment Type:
Permanent
Salary:
$90,000-$105,00 per year
Openings:
3
Position Overview Cornerstone Mortgage Group is seeking an experienced
Remote Underwriter
to evaluate and underwrite residential mortgage loan files across
Conventional and Government programs , with a strong emphasis on
FHA underwriting . This role is responsible for ensuring loan quality, compliance, and salability while meeting regulatory, investor, and company guidelines.
Responsibilities
Underwrite
Conventional (FNMA/FHLMC)
and
Government loans (FHA, VA, USDA)
in accordance with agency guidelines, investor overlays, and internal policies
Review and analyze borrower
credit, income, assets, liabilities, and collateral
to assess eligibility and risk
Interpret and apply
investor overlays
using AllRegs and agency updates to underwriting decisions
Issue clear and well‑documented
approvals, conditions, counteroffers, or denials
Review appraisals, title, and supporting documentation to ensure compliance and loan salability
Utilize
DU, LP, and GUS , and perform manual underwriting when required
Collaborate with loan officers, processors, closers, and post‑closing teams to resolve conditions and meet turn‑time expectations
Maintain compliance with
FHA/HUD, VA, FNMA, FHLMC, TRID, RESPA , and applicable federal and state regulations
Stay current on agency guideline changes, investor updates, and industry best practices
Qualifications
3+
years of residential mortgage underwriting experience
Hands‑on underwriting experience with
Conventional and Government loan products
(FHA required)
Proven experience researching
investor overlays in AllRegs
Strong working knowledge of
Encompass LOS
Experience underwriting
VA and/or USDA
loans
FHA Direct Endorsement (DE)
and/or
VA SAR
certification
#J-18808-Ljbffr
Company:
Cornerstone Mortgage Group
Location:
Remote (U.S.)
Employment Type:
Permanent
Salary:
$90,000-$105,00 per year
Openings:
3
Position Overview Cornerstone Mortgage Group is seeking an experienced
Remote Underwriter
to evaluate and underwrite residential mortgage loan files across
Conventional and Government programs , with a strong emphasis on
FHA underwriting . This role is responsible for ensuring loan quality, compliance, and salability while meeting regulatory, investor, and company guidelines.
Responsibilities
Underwrite
Conventional (FNMA/FHLMC)
and
Government loans (FHA, VA, USDA)
in accordance with agency guidelines, investor overlays, and internal policies
Review and analyze borrower
credit, income, assets, liabilities, and collateral
to assess eligibility and risk
Interpret and apply
investor overlays
using AllRegs and agency updates to underwriting decisions
Issue clear and well‑documented
approvals, conditions, counteroffers, or denials
Review appraisals, title, and supporting documentation to ensure compliance and loan salability
Utilize
DU, LP, and GUS , and perform manual underwriting when required
Collaborate with loan officers, processors, closers, and post‑closing teams to resolve conditions and meet turn‑time expectations
Maintain compliance with
FHA/HUD, VA, FNMA, FHLMC, TRID, RESPA , and applicable federal and state regulations
Stay current on agency guideline changes, investor updates, and industry best practices
Qualifications
3+
years of residential mortgage underwriting experience
Hands‑on underwriting experience with
Conventional and Government loan products
(FHA required)
Proven experience researching
investor overlays in AllRegs
Strong working knowledge of
Encompass LOS
Experience underwriting
VA and/or USDA
loans
FHA Direct Endorsement (DE)
and/or
VA SAR
certification
#J-18808-Ljbffr