Senior Lead Digital Cyber Proposition
QBE Americas, Inc., Atlanta, GA, United States
Job Opportunity
Reporting to the Global Head of Cyber Underwriting, this role is responsible for developing and managing the global digital cyber insurance proposition, which currently serves a significant SME customer base and is designed to evolve as the digital segment grows and changes. The focus spans underwriting strategy, coverage design, pricing frameworks, and enabling effective distribution, ensuring the proposition remains scalable, competitive, and aligned to business objectives. Working cross‑functionally with underwriting divisions, product and wordings, technology, claims, cyber services, and distribution teams, the role supports profitable growth and strong portfolio performance across markets.
Time Type: Full time
Worker Type: Employee
Location: Atlanta, GA; 3340 Peachtree Road, Tower Place 100 Atlanta GA 30326; Chicago, IL; 500 West Madison St Suite 1205 Chicago IL 60661; Los Angeles, CA; 515 South Flower Street Suite 1060 Los Angeles CA 90070; New York City, NY; 28 Liberty Street, 26th Floor, New York NY 10005; or remote US location
Work Arrangement: hybrid, expected to be in the office 2-3 days per week
Salary range: $144,000–$270,000
Responsibilities
Develop and maintain the global digital cyber proposition, covering underwriting strategy, pricing principles, and risk selection.
Set and update underwriting guidelines, appetite frameworks, and referral rules to support automated and semi‑automated workflows.
Monitor portfolio performance and key KPIs to support profitability and competitiveness across markets.
Engage with claims to ensure feedback loops inform underwriting strategy, coverage evolution, and risk selection.
Support distribution strategy, partner prioritization, and go‑to‑market planning for digital business.
Assess and manage digital distribution models, including brokers, MGAs, aggregators, and embedded channels.
Lead the evaluation, selection, and ongoing oversight of vendors supporting digital platforms, data, and technology capabilities.
Partner with product, wordings, and compliance teams to maintain coverage and ensure regulatory alignment.
Collaborate with cyber services to integrate risk management offerings into the digital proposition.
Work with IT and operations to define requirements for automated workflows, servicing processes, and system enhancements.
Maintain market insight on cyber risks, digital customer needs, and competitor developments, and represent the proposition externally where required.
Required Qualifications
Bachelor's Degree or equivalent combination of education and work experience.
Preferred Experience
Strong cyber insurance experience, with a solid grounding in underwriting, cyber risk, coverage, and portfolio performance.
Proven experience developing and owning insurance propositions, ideally within digital, automated, or semi‑automated trading environments.
Deep understanding of underwriting strategy, appetite, pricing principles, and risk selection, and how these translate into scalable digital products.
Experience working with digital distribution models (e.g. brokers, MGAs, insurtechs, aggregators, embedded insurance) and supporting go‑to‑market delivery.
Confident operating in a global, matrixed environment, partnering across underwriting, product/wordings, technology, claims, marketing, cyber services, and operations.
Combines technical expertise with commercial and strategic thinking, using data and market insight to drive profitable growth.
Compensation Package The salary range for this role is provided above. This is the national range for the listed locations. The salary offer will be decided based on the role's complexity, its location, and the candidate's professional background, including their education and experience. Beyond the base salary, regular full‑time and part‑time employees will also be eligible for QBE's annual discretionary bonus plan based on business and individual performance. We encourage all candidates to apply, even if their salary expectations fall outside of this range, as we are committed to finding the right fit for our team.
Benefits
Hybrid Working
– a mix of working from home and in the office
22 weeks
of paid leave for family growth, with 12 weeks available to all parents on a gender‑equal basis
Competitive 401(k)
program with company match up to 8%
Well‑being program
including holistic wellbeing coaching, gym membership, confidential counselling, financial and legal advice
Tuition Reimbursement
for professional certifications, and continuing education
Employee Network and Community
– QBE actively supports six Employee Networks, and many ways to give back to your community
Key Skills
Analytical Thinking
Commercial Acumen
Communication
Critical Thinking
Cybersecurity Risk Management
Cyber Threat Intelligence
Decision Making
Financial Products
Insurance Underwriting
Intentional collaboration
Managing performance
Presenting with Impact
Project Delivery
Risk Management
Stakeholder Management
How to Apply To submit your application, click 'Apply' and follow the step‑by‑step process.
Equal Employment Opportunity QBE provides equal employment opportunities to applicants and employees without regard to race, colour, gender, gender identity, sexual orientation, religious practices and observances, national origin, pregnancy, childbirth, or related medical conditions, protected veteran status, or disability or any other legally protected status.
This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States on a full‑time basis without the need for current or future sponsorship.
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Time Type: Full time
Worker Type: Employee
Location: Atlanta, GA; 3340 Peachtree Road, Tower Place 100 Atlanta GA 30326; Chicago, IL; 500 West Madison St Suite 1205 Chicago IL 60661; Los Angeles, CA; 515 South Flower Street Suite 1060 Los Angeles CA 90070; New York City, NY; 28 Liberty Street, 26th Floor, New York NY 10005; or remote US location
Work Arrangement: hybrid, expected to be in the office 2-3 days per week
Salary range: $144,000–$270,000
Responsibilities
Develop and maintain the global digital cyber proposition, covering underwriting strategy, pricing principles, and risk selection.
Set and update underwriting guidelines, appetite frameworks, and referral rules to support automated and semi‑automated workflows.
Monitor portfolio performance and key KPIs to support profitability and competitiveness across markets.
Engage with claims to ensure feedback loops inform underwriting strategy, coverage evolution, and risk selection.
Support distribution strategy, partner prioritization, and go‑to‑market planning for digital business.
Assess and manage digital distribution models, including brokers, MGAs, aggregators, and embedded channels.
Lead the evaluation, selection, and ongoing oversight of vendors supporting digital platforms, data, and technology capabilities.
Partner with product, wordings, and compliance teams to maintain coverage and ensure regulatory alignment.
Collaborate with cyber services to integrate risk management offerings into the digital proposition.
Work with IT and operations to define requirements for automated workflows, servicing processes, and system enhancements.
Maintain market insight on cyber risks, digital customer needs, and competitor developments, and represent the proposition externally where required.
Required Qualifications
Bachelor's Degree or equivalent combination of education and work experience.
Preferred Experience
Strong cyber insurance experience, with a solid grounding in underwriting, cyber risk, coverage, and portfolio performance.
Proven experience developing and owning insurance propositions, ideally within digital, automated, or semi‑automated trading environments.
Deep understanding of underwriting strategy, appetite, pricing principles, and risk selection, and how these translate into scalable digital products.
Experience working with digital distribution models (e.g. brokers, MGAs, insurtechs, aggregators, embedded insurance) and supporting go‑to‑market delivery.
Confident operating in a global, matrixed environment, partnering across underwriting, product/wordings, technology, claims, marketing, cyber services, and operations.
Combines technical expertise with commercial and strategic thinking, using data and market insight to drive profitable growth.
Compensation Package The salary range for this role is provided above. This is the national range for the listed locations. The salary offer will be decided based on the role's complexity, its location, and the candidate's professional background, including their education and experience. Beyond the base salary, regular full‑time and part‑time employees will also be eligible for QBE's annual discretionary bonus plan based on business and individual performance. We encourage all candidates to apply, even if their salary expectations fall outside of this range, as we are committed to finding the right fit for our team.
Benefits
Hybrid Working
– a mix of working from home and in the office
22 weeks
of paid leave for family growth, with 12 weeks available to all parents on a gender‑equal basis
Competitive 401(k)
program with company match up to 8%
Well‑being program
including holistic wellbeing coaching, gym membership, confidential counselling, financial and legal advice
Tuition Reimbursement
for professional certifications, and continuing education
Employee Network and Community
– QBE actively supports six Employee Networks, and many ways to give back to your community
Key Skills
Analytical Thinking
Commercial Acumen
Communication
Critical Thinking
Cybersecurity Risk Management
Cyber Threat Intelligence
Decision Making
Financial Products
Insurance Underwriting
Intentional collaboration
Managing performance
Presenting with Impact
Project Delivery
Risk Management
Stakeholder Management
How to Apply To submit your application, click 'Apply' and follow the step‑by‑step process.
Equal Employment Opportunity QBE provides equal employment opportunities to applicants and employees without regard to race, colour, gender, gender identity, sexual orientation, religious practices and observances, national origin, pregnancy, childbirth, or related medical conditions, protected veteran status, or disability or any other legally protected status.
This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States on a full‑time basis without the need for current or future sponsorship.
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