Dividend - Risk & Strategy Analyst I
Fifth Third Bank, Loveland, OH, United States
Dividend - Risk & Strategy Analyst I
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General Function The Analyst position is responsible for pricing and risk strategies; focusing on bringing data-driven decisions to life. In addition, position is responsible for building out testing strategies, valuation structures and creating ecosystems that will monitor and react to the various KPIs and risks. The analysts will work across the organization with other key team members to bring strategies to life through partnerships with senior leadership. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
Essential Duties and Responsibilities Build valuation models to launch new product and pricing strategies for Solar and Home Improvement lending products
Drive step-change improvements in credit performance by analyzing historical loan data, develop risk scorecards, and testing hypotheses using rigorous monitoring and analysis
Develop the ecosystem that delicately and proactively manages the risk between the installer/contractors and end consumers
As a key member of the Risk and Strategy organization, work closely with Technology, PMO, Operations, and FinOps teams to scope operational feasibility, lead implementation efforts and launch MVP iterating quickly as we get more learnings and market feedback
Conduct ad-hoc deep-dive analyses for senior leadership to drive strategic business decisions
Support existing Solar product through improved valuations methodologies
Develop next generation of Home Improvement offerings through both product, pricing, and strategic levers
Work with onsite and offshore vendor partners in the execution of data projects
Minimum Knowledge and Skills Required
Bachelors or Masters in STEM or Economic background with a focus on hypothesis and data driven solutions
Highly proficient in SAS/R/Python and SQL along with advanced MS EXCEL skills, pivot tables, etc., preferably include VB / macro writing.
Ability to manipulate large datasets. Strong understanding of A/B Test and Control methodologies
Ability to communicate complex ideas as simple, easy to understand concepts; ability to present effectively to both business and technical audiences at all levels of the organization
Ability to effectively manage multiple tasks with challenging deadlines and priorities
Build partnerships, collaborate, and influence at senior levels and across the business
Team player, ability to take calculated business risks and deal with setbacks/failures with equanimity
Total Base Pay Range: 61,200.00 - 125,500.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
Location: Chicago, Illinois 60611
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
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General Function The Analyst position is responsible for pricing and risk strategies; focusing on bringing data-driven decisions to life. In addition, position is responsible for building out testing strategies, valuation structures and creating ecosystems that will monitor and react to the various KPIs and risks. The analysts will work across the organization with other key team members to bring strategies to life through partnerships with senior leadership. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
Essential Duties and Responsibilities Build valuation models to launch new product and pricing strategies for Solar and Home Improvement lending products
Drive step-change improvements in credit performance by analyzing historical loan data, develop risk scorecards, and testing hypotheses using rigorous monitoring and analysis
Develop the ecosystem that delicately and proactively manages the risk between the installer/contractors and end consumers
As a key member of the Risk and Strategy organization, work closely with Technology, PMO, Operations, and FinOps teams to scope operational feasibility, lead implementation efforts and launch MVP iterating quickly as we get more learnings and market feedback
Conduct ad-hoc deep-dive analyses for senior leadership to drive strategic business decisions
Support existing Solar product through improved valuations methodologies
Develop next generation of Home Improvement offerings through both product, pricing, and strategic levers
Work with onsite and offshore vendor partners in the execution of data projects
Minimum Knowledge and Skills Required
Bachelors or Masters in STEM or Economic background with a focus on hypothesis and data driven solutions
Highly proficient in SAS/R/Python and SQL along with advanced MS EXCEL skills, pivot tables, etc., preferably include VB / macro writing.
Ability to manipulate large datasets. Strong understanding of A/B Test and Control methodologies
Ability to communicate complex ideas as simple, easy to understand concepts; ability to present effectively to both business and technical audiences at all levels of the organization
Ability to effectively manage multiple tasks with challenging deadlines and priorities
Build partnerships, collaborate, and influence at senior levels and across the business
Team player, ability to take calculated business risks and deal with setbacks/failures with equanimity
Total Base Pay Range: 61,200.00 - 125,500.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
Location: Chicago, Illinois 60611
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
#J-18808-Ljbffr