Government & Institutional Banking Credit Underwriter
Regions Bank, Birmingham, AL, United States
Commercial Credit Services Underwriter
At Regions, the Commercial Credit Services Underwriter works within the Credit Products group to analyze commercial credit requests, prepare credit approval packages, and recommend underwriting structures. Primary responsibilities include using strong credit skills to complete credit approval activities with some management oversight, analyzing credit opportunities using standard or custom risk analysis templates, demonstrating knowledge of loan policy and competency to interpret financial data, sources of repayment, and propose appropriate structures, understanding key risk drivers and articulating strengths of the deal, as well as weaknesses and mitigating factors, and working collaboratively with multiple stakeholders including credit officers and relationship managers. This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible. Requirements include a Bachelor's degree in Accounting, Finance or related field and two (2) years of commercial loan underwriting, credit analysis or portfolio management experience or a High School Diploma and six (6) years of commercial loan underwriting, credit analysis or portfolio management experience. Compensation details include a pay range target based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position. Job range target: minimum: $69,218.05 USD, median: $83,390.00 USD. This role is eligible to participate in a discretionary incentive plan. Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. Benefits include paid vacation/sick time, 401K with company match, medical, dental and vision benefits, disability benefits, health savings account, flexible spending account, life insurance, parental leave, employee assistance program, and associate volunteer program. Location details: Riverchase Complex North Building Location: Hoover, Alabama. Equal opportunity employer/including disabled/veterans.
At Regions, the Commercial Credit Services Underwriter works within the Credit Products group to analyze commercial credit requests, prepare credit approval packages, and recommend underwriting structures. Primary responsibilities include using strong credit skills to complete credit approval activities with some management oversight, analyzing credit opportunities using standard or custom risk analysis templates, demonstrating knowledge of loan policy and competency to interpret financial data, sources of repayment, and propose appropriate structures, understanding key risk drivers and articulating strengths of the deal, as well as weaknesses and mitigating factors, and working collaboratively with multiple stakeholders including credit officers and relationship managers. This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible. Requirements include a Bachelor's degree in Accounting, Finance or related field and two (2) years of commercial loan underwriting, credit analysis or portfolio management experience or a High School Diploma and six (6) years of commercial loan underwriting, credit analysis or portfolio management experience. Compensation details include a pay range target based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position. Job range target: minimum: $69,218.05 USD, median: $83,390.00 USD. This role is eligible to participate in a discretionary incentive plan. Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. Benefits include paid vacation/sick time, 401K with company match, medical, dental and vision benefits, disability benefits, health savings account, flexible spending account, life insurance, parental leave, employee assistance program, and associate volunteer program. Location details: Riverchase Complex North Building Location: Hoover, Alabama. Equal opportunity employer/including disabled/veterans.