Sr. Mortgage Consultant - Refinance
American Financing, Aurora, CO, United States
Job Summary
The Mortgage Consultant will initiate the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate.
Compensation Base pay: $57,784 K per year plus bonus with total compensation up to $350K+ per year.
What You Will Bring
Excellent interpersonal and customer service skills.
Excellent organizational skills and attention to detail.
Ability to analyze and comprehend complex financial data and provide sound financial advice.
Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal Housing Administration, National Mortgage (Fannie Mae), and other types of construction and conventional loans.
Proficient with Microsoft Office Suite or related software.
Minimum High School diploma.
One to three years of prior experience in lending or related field preferred.
State Mortgage Licensing.
MLS.
Duties And Responsibilities
Interview potential and current clients to understand their lending needs including first‑time mortgages or refinance of existing loans.
Explain the differences between and approval requirements of various types of mortgages; prepare and present a lending package based on client specifications.
Assist clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.
Review loan applications, gather credit histories and reports, and assess applicants’ capacity to repay and default risk.
Based on predetermined requirements, assess, and grant or reject mortgage applications.
View property for real estate purchase or refinance.
Maintain knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
Demonstrate the ability to use independent judgment and critical thinking skills in matters of significant impact.
Work with the processing staff and borrower to ensure the loans are completed in a timely manner.
Report daily to management on current production and goals.
Perform other duties as assigned.
Benefits
Casual work environment
Hybrid schedule for local employees
Family‑owned, Customer‑focused
Denver Post Top Workplace
Top 50 Family‑Owned Business
Best of Colorado Business
Inc. 5000 Fastest‑growing Private Company
Medical, Dental, Vision, 401(k)
Paid time off and sick days
Paid holidays
Long‑term paid disability
Paid maternity and bonding leave
Full desk equipment provided
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non‑disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.
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Compensation Base pay: $57,784 K per year plus bonus with total compensation up to $350K+ per year.
What You Will Bring
Excellent interpersonal and customer service skills.
Excellent organizational skills and attention to detail.
Ability to analyze and comprehend complex financial data and provide sound financial advice.
Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal Housing Administration, National Mortgage (Fannie Mae), and other types of construction and conventional loans.
Proficient with Microsoft Office Suite or related software.
Minimum High School diploma.
One to three years of prior experience in lending or related field preferred.
State Mortgage Licensing.
MLS.
Duties And Responsibilities
Interview potential and current clients to understand their lending needs including first‑time mortgages or refinance of existing loans.
Explain the differences between and approval requirements of various types of mortgages; prepare and present a lending package based on client specifications.
Assist clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.
Review loan applications, gather credit histories and reports, and assess applicants’ capacity to repay and default risk.
Based on predetermined requirements, assess, and grant or reject mortgage applications.
View property for real estate purchase or refinance.
Maintain knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
Demonstrate the ability to use independent judgment and critical thinking skills in matters of significant impact.
Work with the processing staff and borrower to ensure the loans are completed in a timely manner.
Report daily to management on current production and goals.
Perform other duties as assigned.
Benefits
Casual work environment
Hybrid schedule for local employees
Family‑owned, Customer‑focused
Denver Post Top Workplace
Top 50 Family‑Owned Business
Best of Colorado Business
Inc. 5000 Fastest‑growing Private Company
Medical, Dental, Vision, 401(k)
Paid time off and sick days
Paid holidays
Long‑term paid disability
Paid maternity and bonding leave
Full desk equipment provided
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non‑disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.
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