Portfolio Manager
Wheatland Bank, Division of Glacier Bank, Yakima, WA, United States
About The Role
Position provides a vital role in supporting the Commercial Relationship Managers in managing the assigned commercial client portfolio and seeks an opportunity to expand the relationship and referral network. The role offers support by building and maintaining strong relationships with commercial banking clients, meeting with clients, preparing loan documents, and analyzing customer financial statements, tax returns, budgets, and other financial data. The incumbent performs ratio, industry benchmark, historical, and budget‑to‑actual comparative analysis, prepares loan reports that inform loan decisions, and conducts underwriting analysis.
Pay Range $84,475.92 – $126,713.89
Principal Responsibilities and Duties
Relationship Management Support: Assist the Relationship Managers in building and maintaining strong relationships with commercial banking clients.
Act as one of the points of contact for clients, addressing inquiries, requests, and concerns promptly and professionally.
Proactively monitor monthly, quarterly, and annual requests and receipt of financial statements, tax returns, etc.
Collaborate with Relationship Managers to identify cross‑selling opportunities and generate leads for additional banking services.
Client Service and Support: Provide exceptional customer service to commercial banking clients, ensuring their needs are met efficiently and effectively.
Work with bank partners to assist clients with various banking transactions, including account openings, loan applications, wire transfers, and cash management services.
Conduct regular client reviews to assess financial needs and recommend appropriate banking solutions.
Assure quality customer service and portray a positive professional image for the bank by friendly and efficient handling of all customers and by developing and maintaining professional relationships with government agencies (FSA & SBA), insurance agents, title company personnel, state and county auditors, and other associates.
Financial Analysis and Credit Support: Assist in the collection and analysis of financial statements, credit applications, and other relevant documentation for loan underwriting.
Conduct research and gather data to support the credit analysis process, including reviewing industry trends, financial statements, and collateral valuations.
Prepare credit memos (Loan Reports) and presentations for internal credit approval processes.
Portfolio Management: Monitor commercial loan portfolios to ensure compliance with loan covenants, financial reporting requirements, and timely repayment.
Assist in the collection of financial information and documentation from clients to support ongoing portfolio monitoring activities.
Collaborate with the Credit Administration team to ensure accurate and up‑to‑date credit files and documentation.
Avoid potential loss to the bank by ensuring all installment, commercial, and real estate loans are processed within the policies and processes established by the bank.
Compliance and Risk Management: Adhere to all applicable banking regulations, policies, and procedures to maintain compliance standards.
Identify and mitigate potential risks associated with client accounts and transactions.
Stay updated on industry trends, regulatory changes, and best practices in commercial banking.
Additional Responsibilities
Adhere to Wheatland Bank Core Values.
Keep management informed of area activities and any significant problems.
Provide exceptional customer service to all customers, both internal and external.
Represent Wheatland Bank professionally, maintaining confidentiality, regular attendance, punctuality, and a professional image.
About You Experience, education, and skills:
Bachelor's degree in Business, Finance, Economics, or a related field is preferred.
Minimum of 5 years experience in banking, finance, accounting, or a similar field.
Strong analytical and financial analysis skills, with the ability to review and interpret financial statements and credit information.
Excellent interpersonal and communication skills to build and maintain client relationships effectively.
Detail‑oriented and highly organized, with the ability to handle multiple tasks and meet deadlines.
Proficient in using banking software, Microsoft Office Suite, and other relevant applications.
Knowledge of commercial agricultural lending practices, products, and services is advantageous.
Familiarity with regulatory requirements and risk management practices in the banking industry.
Work Environment Must be able to routinely perform work indoors in a climate‑controlled shared work area with minimal noise.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made for individuals with disabilities. The job requires repeated motions such as sitting, using hands for repetitive motions, talking or hearing. Occasionally required to stand, walk, and lift or reach with hands and arms. Must operate routine office equipment, including computer terminals, keyboards, telephones, copiers, facsimiles, and calculators. Must be able to work extended hours or travel off‑site when required. Specific lifting abilities: exerts up to 10 pounds of force occasionally. Vision: requires close visual acuity to analyze data, transcribe, view computer screens, and inspect small parts or machines.
Compensation & Benefits Starting salary depends on experience and location. We offer an extensive benefits package including medical, dental, vision, and life insurance. Coverage is available to employees and eligible dependents. Other benefits include a health savings account option, Employee Assistance Program, health rewards program, retirement savings plan (401(k) and profit‑sharing), disability benefits, education and training, discounts on banking products, generous paid time off, and paid holidays. Additional details are available on our website.
Equal Opportunity Employer We are an Equal Opportunity Employer. Qualified applicants and employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Visa Policy Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the United States.
Recruiter Policy No recruiters or unsolicited agency referrals please.
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Pay Range $84,475.92 – $126,713.89
Principal Responsibilities and Duties
Relationship Management Support: Assist the Relationship Managers in building and maintaining strong relationships with commercial banking clients.
Act as one of the points of contact for clients, addressing inquiries, requests, and concerns promptly and professionally.
Proactively monitor monthly, quarterly, and annual requests and receipt of financial statements, tax returns, etc.
Collaborate with Relationship Managers to identify cross‑selling opportunities and generate leads for additional banking services.
Client Service and Support: Provide exceptional customer service to commercial banking clients, ensuring their needs are met efficiently and effectively.
Work with bank partners to assist clients with various banking transactions, including account openings, loan applications, wire transfers, and cash management services.
Conduct regular client reviews to assess financial needs and recommend appropriate banking solutions.
Assure quality customer service and portray a positive professional image for the bank by friendly and efficient handling of all customers and by developing and maintaining professional relationships with government agencies (FSA & SBA), insurance agents, title company personnel, state and county auditors, and other associates.
Financial Analysis and Credit Support: Assist in the collection and analysis of financial statements, credit applications, and other relevant documentation for loan underwriting.
Conduct research and gather data to support the credit analysis process, including reviewing industry trends, financial statements, and collateral valuations.
Prepare credit memos (Loan Reports) and presentations for internal credit approval processes.
Portfolio Management: Monitor commercial loan portfolios to ensure compliance with loan covenants, financial reporting requirements, and timely repayment.
Assist in the collection of financial information and documentation from clients to support ongoing portfolio monitoring activities.
Collaborate with the Credit Administration team to ensure accurate and up‑to‑date credit files and documentation.
Avoid potential loss to the bank by ensuring all installment, commercial, and real estate loans are processed within the policies and processes established by the bank.
Compliance and Risk Management: Adhere to all applicable banking regulations, policies, and procedures to maintain compliance standards.
Identify and mitigate potential risks associated with client accounts and transactions.
Stay updated on industry trends, regulatory changes, and best practices in commercial banking.
Additional Responsibilities
Adhere to Wheatland Bank Core Values.
Keep management informed of area activities and any significant problems.
Provide exceptional customer service to all customers, both internal and external.
Represent Wheatland Bank professionally, maintaining confidentiality, regular attendance, punctuality, and a professional image.
About You Experience, education, and skills:
Bachelor's degree in Business, Finance, Economics, or a related field is preferred.
Minimum of 5 years experience in banking, finance, accounting, or a similar field.
Strong analytical and financial analysis skills, with the ability to review and interpret financial statements and credit information.
Excellent interpersonal and communication skills to build and maintain client relationships effectively.
Detail‑oriented and highly organized, with the ability to handle multiple tasks and meet deadlines.
Proficient in using banking software, Microsoft Office Suite, and other relevant applications.
Knowledge of commercial agricultural lending practices, products, and services is advantageous.
Familiarity with regulatory requirements and risk management practices in the banking industry.
Work Environment Must be able to routinely perform work indoors in a climate‑controlled shared work area with minimal noise.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made for individuals with disabilities. The job requires repeated motions such as sitting, using hands for repetitive motions, talking or hearing. Occasionally required to stand, walk, and lift or reach with hands and arms. Must operate routine office equipment, including computer terminals, keyboards, telephones, copiers, facsimiles, and calculators. Must be able to work extended hours or travel off‑site when required. Specific lifting abilities: exerts up to 10 pounds of force occasionally. Vision: requires close visual acuity to analyze data, transcribe, view computer screens, and inspect small parts or machines.
Compensation & Benefits Starting salary depends on experience and location. We offer an extensive benefits package including medical, dental, vision, and life insurance. Coverage is available to employees and eligible dependents. Other benefits include a health savings account option, Employee Assistance Program, health rewards program, retirement savings plan (401(k) and profit‑sharing), disability benefits, education and training, discounts on banking products, generous paid time off, and paid holidays. Additional details are available on our website.
Equal Opportunity Employer We are an Equal Opportunity Employer. Qualified applicants and employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Visa Policy Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the United States.
Recruiter Policy No recruiters or unsolicited agency referrals please.
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