Business Banker II
Carter Bank, Charlotte, NC, United States
Business Bankers develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships.
SUMMARY Business Bankers develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships.
ESSENTIAL JOB FUNCTIONS
Make a significant impact by contributing to the growth of the bank through business loans, deposits, and fee income
Leverage your network and centers of influence to engage with local business owners and companies to develop business lending opportunities
Work with clients to identify their financial goals and find ways of reaching those goals
Be part of a collaborative team with various bank partners to support and deepen the full client relationship
Represent the bank in the community by attending and participating in civic, community, and networking events
Analyze applicants' semi-complex financial status, credit, and collateral to determine creditworthiness of prospective loans
Engage in an efficient loan approval process with open communication and exposure to credit partners
Actively and consistently manage large loan portfolio to ensure appropriate risk management and enhance customer experience
JOB REQUIREMENTS
High school diploma or equivalent required, Bachelor's degree in business, finance, accounting, or related field preferredBusiness development experience required
Prior experience in business lending and/or credit required
KNOWLEDGE/SKILLS REQUIRED
Intermediate financial analysis and credit underwriting skills
Intermediate knowledge of business lending, deposit and cash management solutions
Intermediate ability to provide financial guidance and expertise
Intermediate knowledge of sales planning and forecasting
Excellent customer service and problem solving skills
Strong verbal and written communication skills
Ability to perform effectively in fast-paced environment and meet deadlines
Knowledge of Microsoft Office products, especially Word and Excel
PHYSICAL AND MENTAL QUALIFICATIONS
Standing, walking, bending and stooping required
Must be able to sit at a desk for long periods of time and use a computer
Must be able to occasionally move or lift up to 10 pounds
May be asked to work supplemental hours periodically
Limited travel required occasionally during and after business hours
The above statements are intended to describe the general nature and level of work being performed by the incumbent assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and/or skills required of all personnel so classified.
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SUMMARY Business Bankers develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships.
ESSENTIAL JOB FUNCTIONS
Make a significant impact by contributing to the growth of the bank through business loans, deposits, and fee income
Leverage your network and centers of influence to engage with local business owners and companies to develop business lending opportunities
Work with clients to identify their financial goals and find ways of reaching those goals
Be part of a collaborative team with various bank partners to support and deepen the full client relationship
Represent the bank in the community by attending and participating in civic, community, and networking events
Analyze applicants' semi-complex financial status, credit, and collateral to determine creditworthiness of prospective loans
Engage in an efficient loan approval process with open communication and exposure to credit partners
Actively and consistently manage large loan portfolio to ensure appropriate risk management and enhance customer experience
JOB REQUIREMENTS
High school diploma or equivalent required, Bachelor's degree in business, finance, accounting, or related field preferredBusiness development experience required
Prior experience in business lending and/or credit required
KNOWLEDGE/SKILLS REQUIRED
Intermediate financial analysis and credit underwriting skills
Intermediate knowledge of business lending, deposit and cash management solutions
Intermediate ability to provide financial guidance and expertise
Intermediate knowledge of sales planning and forecasting
Excellent customer service and problem solving skills
Strong verbal and written communication skills
Ability to perform effectively in fast-paced environment and meet deadlines
Knowledge of Microsoft Office products, especially Word and Excel
PHYSICAL AND MENTAL QUALIFICATIONS
Standing, walking, bending and stooping required
Must be able to sit at a desk for long periods of time and use a computer
Must be able to occasionally move or lift up to 10 pounds
May be asked to work supplemental hours periodically
Limited travel required occasionally during and after business hours
The above statements are intended to describe the general nature and level of work being performed by the incumbent assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and/or skills required of all personnel so classified.
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