Secondary Market Lock Desk Analyst
First Horizon Bank, Plano, TX, United States
Description
Location
On site in location listed on job posting
Summary Provide quality, accurate and timely service to mortgage staff and establish and maintain relationships with loan officers.
Essential Duties and Responsibilities
Rate Lock Management:
Process new rate locks, extensions, re-locks, and changes for mortgage loans in the Loan Origination System (LOS).
Pricing & Compliance:
Ensure all loans are locked accurately based on current, approved pricing, investor guidelines, and company policy.
Communication:
Serve as the primary point of contact for loan officers regarding rate lock inquiries, scenarios, and exceptions.
Market Monitoring:
Analyze daily market trends and provide data to support decision-making and optimal loan pricing.
Investor Support:
Assist with the pipeline of loans, coordinating between operations and secondary market counterparts for delivery.
Reporting:
Distribute daily rate sheets and reports on lock volume and pipeline activity.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
Bachelor (4-year college) degree and 0-2 years of experience or equivalent combination of education and experience
COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office Suite, Optimal Blue, Encompass
About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
Medical with wellness incentives, dental, and vision
HSA with company match
Maternity and parental leave
Tuition reimbursement
Mentor program
401(k) with 6% match
More – FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
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Summary Provide quality, accurate and timely service to mortgage staff and establish and maintain relationships with loan officers.
Essential Duties and Responsibilities
Rate Lock Management:
Process new rate locks, extensions, re-locks, and changes for mortgage loans in the Loan Origination System (LOS).
Pricing & Compliance:
Ensure all loans are locked accurately based on current, approved pricing, investor guidelines, and company policy.
Communication:
Serve as the primary point of contact for loan officers regarding rate lock inquiries, scenarios, and exceptions.
Market Monitoring:
Analyze daily market trends and provide data to support decision-making and optimal loan pricing.
Investor Support:
Assist with the pipeline of loans, coordinating between operations and secondary market counterparts for delivery.
Reporting:
Distribute daily rate sheets and reports on lock volume and pipeline activity.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
Bachelor (4-year college) degree and 0-2 years of experience or equivalent combination of education and experience
COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office Suite, Optimal Blue, Encompass
About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
Medical with wellness incentives, dental, and vision
HSA with company match
Maternity and parental leave
Tuition reimbursement
Mentor program
401(k) with 6% match
More – FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us
X formerly Twitter
YouTube
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
#J-18808-Ljbffr