Real Estate Specialist
Abricu, Romeoville, IL, United States
Real Estate Specialist
Real Estate Specialist
Responsibilities
Interviewing members to identify financial needs; advice on loan programs, rate options, and credit union policies.
Receiving and reviewing complex applications, validating data points such as loan terms, tax data, PINs, and county-specific requirements.
Preparing and delivering initial disclosures and borrower checklists in strict accordance with federal regulatory timelines (TRID).
Verifying core underwriting components, including complex income (W-2s/Tax Returns), assets, credit history, and collateral.
Coordinating the seamless transfer of files to third-party mortgage partners for processing and underwriting.
Auditing title commitments, appraisals, and credit reports for discrepancies. Re-qualifying loans and calculating final debt-to-income and loan-to-value ratios to obtain final approval per ACU guidelines.
Managing the closing calendar with all parties; preparing legal closing documents and ensuring the final file is complete and properly recorded.
Traveling to branch locations as needed to facilitate in-person home equity loan closings.
Processing and remitting payments for third-party invoices and provide backup support for loan servicing and mortgage payment reporting.
Qualifications
1–3 years of proven experience in processing, documenting, and closing real estate loans.
Deep knowledge of
TRID guidelines , real estate laws, and federal reporting requirements.
Intermediate problem-solving skills with the ability to evaluate complex loan files and resolve discrepancies independently.
Strong interviewing and "soft skills" to discuss alternatives with members; excellent written and oral communication.
Proficiency in Microsoft Excel and familiarity with modern Loan Origination Systems (LOS).
Ability to perform with high accuracy under pressure with little to no supervision.
Bilingual skills are highly valued and preferred.
Benefits
Our 401k Match is as high as 7.98%
We offer Blue Cross health insurance with up to 90% employee/70% dependent premiums paid
You'll:
accrue 12 days of vacation per year
be given 5 days of personal leave per year
be given up to 13 paid holidays per year
Our dress code is relaxed, business casual and company logo wear
We have a team of trainers to get you ready to be fabulous on the job!
Hours Mon-Fri 9:00AM-5:30PM (occasionally 6PM)
Saturday (rotating schedule) 9:00AM-1:00PM
EOE
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Responsibilities
Interviewing members to identify financial needs; advice on loan programs, rate options, and credit union policies.
Receiving and reviewing complex applications, validating data points such as loan terms, tax data, PINs, and county-specific requirements.
Preparing and delivering initial disclosures and borrower checklists in strict accordance with federal regulatory timelines (TRID).
Verifying core underwriting components, including complex income (W-2s/Tax Returns), assets, credit history, and collateral.
Coordinating the seamless transfer of files to third-party mortgage partners for processing and underwriting.
Auditing title commitments, appraisals, and credit reports for discrepancies. Re-qualifying loans and calculating final debt-to-income and loan-to-value ratios to obtain final approval per ACU guidelines.
Managing the closing calendar with all parties; preparing legal closing documents and ensuring the final file is complete and properly recorded.
Traveling to branch locations as needed to facilitate in-person home equity loan closings.
Processing and remitting payments for third-party invoices and provide backup support for loan servicing and mortgage payment reporting.
Qualifications
1–3 years of proven experience in processing, documenting, and closing real estate loans.
Deep knowledge of
TRID guidelines , real estate laws, and federal reporting requirements.
Intermediate problem-solving skills with the ability to evaluate complex loan files and resolve discrepancies independently.
Strong interviewing and "soft skills" to discuss alternatives with members; excellent written and oral communication.
Proficiency in Microsoft Excel and familiarity with modern Loan Origination Systems (LOS).
Ability to perform with high accuracy under pressure with little to no supervision.
Bilingual skills are highly valued and preferred.
Benefits
Our 401k Match is as high as 7.98%
We offer Blue Cross health insurance with up to 90% employee/70% dependent premiums paid
You'll:
accrue 12 days of vacation per year
be given 5 days of personal leave per year
be given up to 13 paid holidays per year
Our dress code is relaxed, business casual and company logo wear
We have a team of trainers to get you ready to be fabulous on the job!
Hours Mon-Fri 9:00AM-5:30PM (occasionally 6PM)
Saturday (rotating schedule) 9:00AM-1:00PM
EOE
#J-18808-Ljbffr