Relationship Manager II
Capital Farm Credit, Kenedy, TX, United States
About Us
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.
Why Join Us? Incentive Program:
Company-wide, goals-based rewards.
Accrued Time Off:
Earn 13 days of annual leave and 15 days of sick leave per year, plus 12 paid holidays annually.
Retirement:
401(k) with up to 9% employer contribution/match.
Health Coverage:
Affordable medical, dental, and vision plans.
Parental Leave:
8 weeks of paid parental leave.
Life & Disability Insurance:
Employer-paid coverage.
Education & Wellness:
Tuition reimbursement and up to $400 for wellness expenses.
Location
This position will be located in our office in Kenedy, Texas.
Education Requirement Bachelor’s degree in Finance, Business Administration, Ag Economics, Ag Business or related field, or experience deemed equivalent by Capital Farm Credit.
Job Requirements Three or more years of experience as a loan officer or loan officer associate or commensurate title, or other experience that translates to lending experience as determined at the discretion of Capital Farm Credit.
Outstanding business development skills complemented by appropriate credit knowledge for the purpose of growing portfolio with quality loans.
Exceptional customer service skills to support business development initiatives.
Ability to assess risk and provide recommendations on approval of commercial or real estate loans.
Good standing in current and/or previous employment.
Strong work ethic that supports a willingness to handle multiple tasks with efficiency and accuracy.
Will require registration as a Mortgage Loan Officer under the National Mortgage Licensing System.
Beneficial for the candidate to have both real estate and production agriculture knowledge.
Functions Responsible for developing new business in the assigned office while servicing existing commercial and real estate customers. Reviews loan analysis within association guidelines and processes approvals within delegated authority.
Represents the association at local and regional community and market-related activities, promoting the association by maintaining good public and member relations and attending corporate functions.
Creates and services leases, loans for operating equipment and real estate, offering related services such as cash management products and crop insurances within delegated authority.
Determines eligibility and scope of financing for new loans, verifies assets and liabilities, and secures credit history for new, repeat, and renewal loans.
Evaluates loan collateral according to association policies and cooperates with loan processes to ensure proper lien perfection.
Develops proficiency in simple to moderately complex credit analyses, reviews financial statements, and maintains verified financial information on borrowers and guarantors.
Performs loan servicing tasks, including partial releases, reamortizations, assumptions, additional advances, extensions, conversions, insurance claims, and other credit-related actions.
Ensures all assigned loans are appropriately risk rated and performance status assignments are correct.
Complies with credit administration practices outlined in association policies and procedures.
Assists staff and management with collections on all loans, working with delinquent borrowers to achieve satisfactory performance.
Assures loan covenants are maintained as required.
Assists in the title examination process for prospective loans, ensuring validity of liens and facilitating closing procedures in accordance with applicable regulations.
Preferred Skills Excellent verbal and written communication skills
Basic to moderate skill set in Microsoft Office Applications
General knowledge of accounting and financial systems
Ability to perform intermediate level accounting and financial analysis under moderate supervision
Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. Candidates selected for hire will be required to complete a background check, including criminal history, education verification, and employment verification. A credit check will be required for roles that involve NMLS registration.
#J-18808-Ljbffr
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.
Why Join Us? Incentive Program:
Company-wide, goals-based rewards.
Accrued Time Off:
Earn 13 days of annual leave and 15 days of sick leave per year, plus 12 paid holidays annually.
Retirement:
401(k) with up to 9% employer contribution/match.
Health Coverage:
Affordable medical, dental, and vision plans.
Parental Leave:
8 weeks of paid parental leave.
Life & Disability Insurance:
Employer-paid coverage.
Education & Wellness:
Tuition reimbursement and up to $400 for wellness expenses.
Location
This position will be located in our office in Kenedy, Texas.
Education Requirement Bachelor’s degree in Finance, Business Administration, Ag Economics, Ag Business or related field, or experience deemed equivalent by Capital Farm Credit.
Job Requirements Three or more years of experience as a loan officer or loan officer associate or commensurate title, or other experience that translates to lending experience as determined at the discretion of Capital Farm Credit.
Outstanding business development skills complemented by appropriate credit knowledge for the purpose of growing portfolio with quality loans.
Exceptional customer service skills to support business development initiatives.
Ability to assess risk and provide recommendations on approval of commercial or real estate loans.
Good standing in current and/or previous employment.
Strong work ethic that supports a willingness to handle multiple tasks with efficiency and accuracy.
Will require registration as a Mortgage Loan Officer under the National Mortgage Licensing System.
Beneficial for the candidate to have both real estate and production agriculture knowledge.
Functions Responsible for developing new business in the assigned office while servicing existing commercial and real estate customers. Reviews loan analysis within association guidelines and processes approvals within delegated authority.
Represents the association at local and regional community and market-related activities, promoting the association by maintaining good public and member relations and attending corporate functions.
Creates and services leases, loans for operating equipment and real estate, offering related services such as cash management products and crop insurances within delegated authority.
Determines eligibility and scope of financing for new loans, verifies assets and liabilities, and secures credit history for new, repeat, and renewal loans.
Evaluates loan collateral according to association policies and cooperates with loan processes to ensure proper lien perfection.
Develops proficiency in simple to moderately complex credit analyses, reviews financial statements, and maintains verified financial information on borrowers and guarantors.
Performs loan servicing tasks, including partial releases, reamortizations, assumptions, additional advances, extensions, conversions, insurance claims, and other credit-related actions.
Ensures all assigned loans are appropriately risk rated and performance status assignments are correct.
Complies with credit administration practices outlined in association policies and procedures.
Assists staff and management with collections on all loans, working with delinquent borrowers to achieve satisfactory performance.
Assures loan covenants are maintained as required.
Assists in the title examination process for prospective loans, ensuring validity of liens and facilitating closing procedures in accordance with applicable regulations.
Preferred Skills Excellent verbal and written communication skills
Basic to moderate skill set in Microsoft Office Applications
General knowledge of accounting and financial systems
Ability to perform intermediate level accounting and financial analysis under moderate supervision
Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. Candidates selected for hire will be required to complete a background check, including criminal history, education verification, and employment verification. A credit check will be required for roles that involve NMLS registration.
#J-18808-Ljbffr